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Broke

RuthieMae7
Here since: Jul 18, 2005
Female, 48
Multi-Media Specialist
Self
Cape Girardeau, Missouri, USA
Languages: English
I am a single student of 45 years old needing to start up my own business for Multi-Media needs in and around the St. Louis, MO and Memphis, TN area.  I live in the middle of both cities in Cape Girardeau, MO.
dawnmarie
Here since: Jul 7, 2005
Female, 33
Student
USA
Languages: english/ spanish

I am thirty one years old, I have three children ranging from twelve to five. My children are my life and come first before all else. Three years ago I decided to attend college to better my life and my childrens life. I am a political science major and wish to attend law school in the future. I receive a pell grant and federal unsub and sub. loans. I made the choice last year to focus on my children and school only. I was working but found that my children were lacking in time spent with me. Thank you for any sites that you might direct me to for other programs.

 

Dawn

Aibreannlin
Here since: Aug 24, 2006
Female, 27
Office Manager
Mesa, Arizona, USA
Languages: English
I am a free thinker that feels compelled to go beyond the social norm.
lizzy2927
Here since: Jan 20, 2007
Female, 32
Recruiter
orlando, Florida, USA

Hi, I am not proud of myself for asking for monetary assistance but I feel this is the last resort. This is a sincere plee for help from the public to donate whatever they can to my cause. My husband doesn't even know that I am doing this and would be very hurt if he knew.

My Story: We are a family of four (2 small boys; 1 year and 4 years) plus our 2 Boxer girls. We had been living in Chicago since 2004 when my husband was introduced to an opportunity to buy his own retail business in Orlando. He immediately tried to get a bank loan for the business but was declined because neither one of us was working at the time and had too much personal dept. So we both decided that he should take out Credit Card advances under both of our names to make his Dream Happen. He dropped everything including his family and at the time his son of 1 month with my blessing to go and pursue it. I stayed back to work and take care of the 2 boys and to sell the home 2005. In the meantime, the whole year of 2005 incurring more debt because I was the only one that was bringing in money for the family and eventually had to take on a 2nd and  a 3rd job just to make ends meet. My husband came home at least once a month to visit. During the whole year of 2005 there was no buyer for the home which was the most discouraging. After trying to sell for almost a year we finally decided in November to rent the home out and rent a home in Orlando.

Up-to-date:

We moved to Orlando in November 2006 to resume our life as a family again. I am still working 3 jobs and still the sole provider for the family because my husband has been negative every month for the business. Life has been a struggle for the past 2+years with the worries of not being able make the bills every month, and discussing if we can afford to take our children to see the doctors when they are sick because we don't have health insurance.

With the way things are going we will not be able to pay back our balances ever! That's why I am turning to the public to help donate/contribute to a good cause. Anything contributed will be greatly appreciated.

Sincerely,

Hoping to stay afloat.

 

Deb07
Here since: Aug 16, 2007
Female, 27
Disable
77469, Texas, USA
Languages: English

 

I am a very confused and hurt mother. I am going through alot with my son and the courts.  This problem has torn my heart apart.  I have cried until I can't cry anymore.  The courts system is not for the poor and there is no justice.  I know there are alot of evil people in the universe and that makes it bad for the innocent ones.  Please help me save my son I've work hard all my life and now I'm losing everything because of attorney fees.  All I have is my faith and I will not let them take that from me. God Bless and everyone who wants to help. Thanks

kris
Here since: Sep 3, 2005
Female, 35
student
ackerman, Mississippi, USA
Languages: english
 wife, mother,student
Desperately In Need Of A Personal Loan or Grant Money

This has been a rough year with my two siblings getting married. I have somehow lost myself in debt of payday advances and finance fees. I desperately need a financial personal loan or grant in some form. Please if you can help me in any way it would be much appreciated.

I am a single 25 year-old girl working two jobs (one full-time and one part-time) currently however am still barely making ends meet.

 

gwendolyn
Here since: Aug 9, 2005
Female, 35
sales
OKLAHOMA CITY, Oklahoma, USA
Languages: english
 hard working, single mom, believe in family
picklesfamily
Here since: Dec 4, 2006
Female, 43
assistant
Anderson Law Firm
Lake city, South Carolina, USA
Languages: English

i am a divorced single mother of two kids.... the best kids... one boy 10 years old and one girl 8 years old.  They try so hard to make me happy and proud that it should be the least i can do to provide them with toys, etc. when they have done so good all year.  I have no family or anyone I can ask for help from, but I try to take care of myself and kids without asking for help.  I try and try and try but this year I need help so badly! I have been sick and my car has just about died on me three times.  I have repair bills over $1,000 and my car isn't even worth that much.  I just don't know what else to do to make things better for me but especially for my kids. My address is 411 Taylor Street, LAke city, SC 29560 -for anyone that might want to help me... please! Know I will return the favor to another family such as mine just as soon as I can!  I PROMISE!  Thank You - from the bottom to the top of my heart... Fran Worley

PoorMe333
Here since: Apr 30, 2007
Female, 21
Unemployed
New Jersey, USA

I believe that those who help others in thier time of need will reap good karma tenfold!

need money to live

permantly injured my back in a car accident. i was an innocent passenger and can no longer work. i am the married father of an infant baby girl and I am scared cause I cannot support my wife or daughter due to my injury. i am at risk of losing my home and my wife and daughter because of financial stress. Please help me if your are wealthy. I owe 360k on the house I bought when I was well and a good provider. Pleadge as much as you can as I cant sleep thinking about this stuff. Im in need of serious help and desperate. please email me at

alfigz@hotmail.com with PLEDGE in the subject line

Thanks so much 

Injured forever

im soo broke

this is funny to me but im soo freaking broke is not even funny my rent is coming up and im negative in my acct i work im in the military but my baby's daddy left us and no i cant come up with everything to pay my bills i probably wont even have internet next week... this is rediculous if anybody wants to help... pleaseeeeeee

I'm at a transition in my life... somebody help!!!

I am an artist that has found herself in a position to move from my apartment. My landlord isn't a nice lady and has always been very judgmental with me because of the way I look. Although my lease was up, I had requested an extra month to find another apartment, in which case, I was denied.I have now found myself overwhelmed with the cost of moving to another apartment. I have no choice but to move in 6 days. Somebody please help!!!!! I don't want to be homeless again and can't bear to give away my 2 cats, which are like my children...... I don't know what to do....

I AM DESPERATE... PLEASE HELP!

I am a young single mother of a 4 and 5 yr old. I don't get any help from their dad, I haven't received child support in almost 2 yrs.  I have been going through some very hard times.  I was evicted last week and me and my kids are staying in a hotel.  I lost my job and I wasn't able to pay the bills.  Even when I had the job it was barely enough to pay bills.  If it wasn't for food stamps I don't know what my kids would have eaten.  It's always been very hard for me to get jobs and even when I get a job it's not enough to survive off of.  I am all alone all I have is my children and I can't even afford to take care of them the way they need to be taken care of.  Their dad isn't in their life in any way. I only have $40 to my name.  I don't even know how I'm going to pay for the hotel next week.  I am so desperate for any help that I can get.. even if it's 5 cents or 5 dollars it all adds up and it is greatly appreaciated.  I am trying so hard to get my life together. I'm not a bad person, I've never done any drugs, and becides the financial part I think I am a great mother.  I love my kids and I will do anything for them.  I just wish I could take care of them finacially.  I just started school the day after I was evicted.  I am going to get my IT degree.  I'm struggling cause I don't know how I'm going to pay for my kids childcare, and gas just to get to school.  I also, have a part time job making $7.50hr working only 24hrs a week.  That's not enough for the hotel room, daycare, and gas.  I need to at least be able to afford all of those things.  My car is paid for but I don't have any insurance, I drive back and forth everyday hoping that I don't get stopped because if I did I don't know what I would do.  I have so many things that I want to accomplish in my life.  I'm refuse to be broke and homeless forever, I have faith in God and I know things will get better.  I just need a little help.  Please help me and my kids if you can.

single mom of two and i need help

i need help, if someone can help that would be great i have no where to go and no one seems to be able to help,  i am a single mother of two with no money no vehicle no home and i dont know where to ask for help or how to do this, any advice would even be well appreciated

I am a single mother and need help with Christmas for my kids

My boy is 10 and my girl is 8 - both very good and well mannered kids who make very good grades.  Their father doesn't help me or see them and I work my tail off 40+ hours a week, but unfortunately, my income is not even enough to cover household bills much less clothes and toys for Christmas.  I can not begin to tell you how desparately I need any help anyone can give me to help provide what will probably be the last year my boy believes in Santa. Please I am begging you to help me and my kids this year and I will return the favor once I can afford to do the same for some one else in my situation.   I don't have family or anyone I can ask for help and I am a proud mother, but not so proud that my kids should suffer because of my pride.  Please I beg of you to help me.   Thank you from the bottom to the top of my heart - Fran Worley

my address is 411 Taylor Street. Lake City, SC 29560

PS I realize that there are many other well deserving children who need the help as well as I do - but that doesn't make our needs any less important... I wish so badly I could express how much my kids deserve to have a good Christmas... For their short lives, they have had to endure more than they ever should have.  Please help me to make their lives and their hard work all year through worthwhile... I will return the favor for someone's family one day.  I promise!

 

RJS
Here since: Aug 3, 2007
Male, 58
Disabled Veteran
Cullman, Alabama, USA
Languages: English
Does Anyone Out There Really Care????

 Hello,  My name is Jeanie.  I am  57 years old, and at the very end of my emotional rope! I am out of money out of time, and out of options. I do not know where to turn!  God help me Please!!  I have been separated from my husband for over a year.  Since then I have held several jobs all of which were complete dead ends. My husband is a retired factory worker living on a very fixed income, and he is unable to support me financially outside of our marriage.
 When he retired from his job we moved South, and I gave up a full time job. I had to move from there back to my home state where I am originally from, because I could not afford to live in a separate residence in the South. Nor could either one of us afford to get a divorce, because we could not afford to pay lawyers.  I gave up my home, and  all rights to it because my husband had promised me that he would “help me out”,  NOT!!  I was naïve in assuming that he would. He had promised me that he would pay off my credit cards and give me a substantial part of what our home was worth. I was very stupid not to have obtained this in writing.  Needless to say he didn’t do what he promised. I moved back to my home state using credit I did not really have to use. 
 Once I had gotten settled I did obtain a good job, but I was seriously under qualified for it.  I accepted the job because I desperately needed an income at the time.  I lasted at that job for approx.. 5 months, and it was very it was a very stressful period trying to fit into a job that I did not have the experience for.  My employer finally let me go, with assurances that I would be able to get unemployment.  NOT!!  I did not qualify for unemployment because I did not make enough within a certain period, and because I had not worked long enough. Since then I have been working the odd jobs for a temp agency, but those odd jobs were few. 
 I come from an era where the wife stayed at home while the husband went out and earned a paycheck.  I would have worked outside our home, but my husband preferred me at home. I was a housewife and mother for many years and I do not regret those years.  My children are now grown and doing well in their own lives.  But because I stayed home and took care of my home and raised my children, I have not the “marketable” skills that would make it possible for me to obtain a good job and earn a comfortable living.  I also have several age related ailments, while not disabling, make it very difficult for me to work a full-time job outside my home.  I would love to get training in a marketable skill and develop a business, and work from my home. I could possibly obtain a grant, (impossible to get unless you hire someone),  or educational loan for training,….(govt. grants)……“this is also a huge money making machine for internet scammers!!!” 
 I am unable to hold down a full-time job and go to school at the same time. It is more than I can handle at my age, considering my current health situation.  I have a disease called, “cervical spondylosis”.  It is very painful and debilitating.  I also have bone spurs in the heels and pads of my feet, osteoarthritis, and a small tumor at the base of my brain. Thankfully this tumor is, as far as I know, benign.  I have been told by my doctor that I need to have yet another MRI, of which I have had many!  I can not afford it!   I tried to get help from a community organization called, “Volunteers In Medicine”, but …..again I do not qualify because I have to be completely uninsured. This is another reason I have not yet tried to obtain a divorce,  as long as I remain married, I am still under his insurance. 
 I am not a lazy person, I exercise and try to keep myself in shape, but I have been so severely depressed that some days I can not even function. I have scoured the internet in hopes of finding some kind of work at home, for an online job.  God help me!  Several months ago….as now,  I was so desperate for a way to make some money that I fell for an internet scam.  It was one of those “Nigerian” scams.  I was very stupid and very naïve, and very desperate.  Desperate people will do stupid stuff, as I well know.  As a result of that scam my bank account was wiped out, along with some of the banks money.  I tried everything to get help.  I called all the Federal offices I could think of.  Secret Service, CIA, FBI, etc., you name it and I called it.  No one would help me.  I understand how being involved might have made me look less than innocent, but I truly did not realize until it was too late.  I was an unknowing participant.  I have always been a very trusting individual and willing to believe that there are honest people in this world.  But, my trust has been betrayed time and again. Just a couple of weeks ago now I was talked into investing money I don’t even have on an internet business that I was promised would earn me quick money. I had one credit card with some credit left on it, now I have none!  Scammed again!!! I am sick to death of all the lies, and untruths that are flooding the internet!!  These people were very smooth and they know just what to say to have you believing them!!  How do these people sleep at night knowing what they do to people!!! I am not a dummy, just way too trusting.
 My trust in our Government to protect its American Citizens against fraud and other unscrupulous acts has been broken.  Our government officials and the politicians who are running this United States Government are all out for themselves, first and foremost.  They sit around giving themselves raises probably with our tax dollars, while people like me are lost in the shuffle of government bureaucracy. 
 Now I find myself in the position of having to beg someone to save me from living in the streets.  I have been living off credit for some months just to survive. Now my credit is shot and I can not obtain a loan, needless to say.  I do at least have a good vehicle, about the only thing I got from my marriage worth anything,  but even it is going to need maintenance soon.  I am praying for a miracle because I am all out of time and money.  I am tired and my spirit is broken, and I am very scared.  I have registered with 2 websites where folks are allowed to “beg for money”.  On one of them I have yet to receive any help, and the other site, I paid for the opportunity to tell my story, they took my money and never did publish the story!! I do at least have this computer and I have been working as a, “chat host”,  for a couple of internet sites. Basically chat hosting means stripping for money. It is NOT what I want to do, but was forced to do to survive!  I do not want to live this way!!! 
 Someone please help me to make my life worth living.  I just want a chance to be someone before its too late for me!!  I have rent due in 2 days, and I do not have the money to pay for it.  God help me!!  Please!!!  If anyone can find it in their heart to help me I know that it could change my life for the better!  Is there anyone out there who really cares????  If there is, please renew my faith, and I will get down on my knee’s and pray to God to bless you, and Thank You All!!!!!

Sincerely,
Jeanie

Please Help

Please Help!!! We have no gas .My husband was laid off 1 1/2 months ago, we're broke and they cut off the gas friday.We need some help.I found a part-time job that pays minimum wage but the money is not even enough to meet my food amount every month,let alone pay the rent we are seriously behind(almost 2 month behind on rent) and we have no family that is able to help us. We have three children and I just don't want to have to raise them in a shelter. Please!!!Please!!!Whatever you can do to help we will appreciate .We live in Atlanta and we are willing to work so if you can't help financially
maybe you can refer us for work. My husband is a Machinist/General Laborer and I have lots of Clerical experience.Thank you for taking the time to just read this!!

thejohnsons1419@yahoo.com

 

I will be homeless soon :*(

 Last December, I was a happy girl attending Empire Beauty School.  It was my dream and even though how I got to achieve that dream was through misfortune (a car accident settlement), it still made me happy to know that I didn't have to go to a four year school and pay 20K plus to major in a vague subject. Unfortunately, I had to give up my dreams of becoming a stylist due to the financial burden (the school wanted $500.00 a month!).

Then, the credit card offers came into play. Having never been taught budgeting or money management and being unemployed, I was prey for the creditors. I applied with every offer I got and was approved for 7 cards. Not having guidence, I racked up over $3,000.00 in debt! I know now that the purpose of having credit is for the rewards and simplicity of not carrying cash. I also know now what a FICO Score is and how to screw one up in no time at all. Now I believe that credit cards are only good when you have the money amount you're spending.

Next in line is hospital bills! I have no medical insurance and no way to get some. My charity care just ran out and I owe the local hospital $1,000.00!

I am in collections all over the place. I'm trying extremely hard to get a job, but I haven't had any luck thus far.I already went to 6 interviews and I can't even afford to look the part. I have no license or car, no friends, no local family, and I'm giving up on life.  I feel like I'm slowly sinking into homelessness. My depression grows each day and I often wish I were dead. It sounds dumb, but money really does make the world go round! I can't pay my rent and utilities and I'm not eligible for a loan. I'm too poor to get help but not poor enough yet to be in a national geographic style ad. I'm trying to sell my possessions to live. My mother is permanently disabled and thus jobless and my father hasn't seen me in over 6 yrs, lives 500 miles away, and doesn't care to. All of my grandparents are dead, I don't have any kids, and I'm not married...so, I really see a way that I can survive. I really wanna die, but I'm hopin' some kind soul can help me first. I can break down all the bills I owe further if need be. Please help me to be the girl in that picture; the girl I am inside. I used to care about my appearance. Now I care only about where my next $2.00 for some oddles n' noodles is coming from. If you believe in God or a god, then know that if you help me he will see and in turn you will be helped in your time of need. Please pay it forward! I could write a book on every insane detail, but time is of the esscense for most so if you want to know anything else please feel free to ask me.

Thank you for your time,

                       April

Lost1221
Here since: Mar 20, 2008
office manager
joplin, mo
Languages: english

My wife wrote a few bad checks in 2003 and 2004. She pleaded guilty and was sentenced to probation. This was all done without my knowledge. Thinking that things were caught up and doing fine. I this week find out that she didn't pay all the restitution and was picked up for probation violation. That's the history. What I find now is that she also left our bills behind. I have everything at least able to stay on except the electric. It will be shut off Monday. It seems that in 2004 when they switched the account name from mine to hers, but didn't switch the 1200.00 balance. They hit us with that this past year. I thought we were catching up with all that till today. If I don't come up with 1000.00 by Monday, they will shut off the electric. I have 2 kids at the house. One is older and having problems, the other is 7 yrs. old. I am lost, especially since I thought this was all paid. Please help me, I don't have any other options.

please doesnt seem to be the magic words anymore

my name is candace i am a single 29 year old mom with 4 young kids ages 5 thru 12..we have been through alot this year.we moved to a different town to escape an abusive situation full of drugs and violence...we were doing ok and i was a waitress making it for us..i was recently fired may 23rd.and we are very broke.bills rent and daily needs are not met. i do not qualify for cash assistance and child support comes few and far between.the shut off notices are rollin in and unemployment is only 60 a week due to the waitress wages here.every penny i get is a borrowed one and have no clue when i can pay our way or them back..finding a job is hard when i barely even have bus money..bottom line we need anything and everything right now..3 to 5 grand would put us right where we need to be..please if u can help let me know..i filled out grant forms already and i still havent heard anything...please if you can help us. thank you

money for bills

I am out of work and am having a hard time finding money to get by.

I amyone could help me through this problem I would be very happy.

I need $1345 a month till I get reemployed.

I will pay it back or help someone else in need as soon as I get reemployed.

I am a electronics engineer and would also accept a job. I can start now.

Thanks for Your Time,

Don

Hopeing someone out their has a heart like hers

When I put the title up on this text I was refereing to my grandmother,she's 76 yrs. old and on Sept.7th she'll be 77.I call her mom because she rasied me sence I was a baby.And now I'm returning the favor or trying to do my best to see she has the things she needs,she lives on a fixed income.I myself clean houses for a liveing but it's only seasonal work.Well to make a long story short.I haven't had alot of work this year,because I take care of my grandmother alot,so we just barely get by anymore.I wanted to ask if maybe someone out their could help me make her dream come true on her B-day, she wants a sewing machine,we could never afford something like that.I'm not picky anything old just something that sews.Thank you for your time. Sandy

kaylieolson
Here since: Aug 3, 2007
Female, 22
stay at home mom....
looking for job
Minnesota, USA

My name is Kaylie Olson, I live in minnesota, as of two months ago my world got turned upside down when the father(we had been engaged for five years) of my two boys(alex,3 and jacob,1) came home on mothers day and told me he had cheated and that i need to get my stuff and leave, He wouldnt let me take the van and i had no money,no vehicle just my boys and some clothes, I never graduated because i was pregnant so i stopped school(regretably).I am staying at my parents in two bedroom trailer and i have nothin, they dont have the money to help and my ex doesnt want to help and i dont think i will see child support for a long long time. I just need help, i am honest and hard working, but with out daycare or a car i am finding it hard to get a job, there seems to be no help out there and i dont know what to do, even if someone can tell me places and people to talk to. i dont know what to do with this situation. i need help in finding a place and help with the deposit and first months payment...

help me help myself

wow i never thought i would be in the mess im in now.you never know what you got until its gone or until its been ripped from your grasp.my name is mike an i was an independant contractor until i went to new orleans last year.everything was going pretty good in life until my tools were stolen from me.since then life is completely screwed up for me.im now with the only true freind in my life and she has been a wonderful blessing in my life but as the days go by im starting to be a burden,its not because im a lazy no good for nothing bum,it because i have relocated to a town where work is non existiant,well let me explain there is work here just not work im qualified for.ive registerd with unemployement office and have filled out so many applications to no avail.im either over qualified or do not have the skills other applicant may have.so far no work.construction is going on here but without tools no one will take me seriously.my girlfreind works at a mcdonalds here in town and they just cut here hours to 15 a week.its very depressing to no that im not being able to help.i have done some small painting and restoration of bathroom jobs for some of her freinds here in town,but the couple of hundred bucks i have made goes directly to bills.thank god i have been able to help alittle,but the downward spiral has started and even though we try and have as much faith as possible the reality is we are in a very bleak situation.ive always been a go getter when it comes to work but this town has really beat me down,dont get me wrong i have not and will not give up.i think the truth is im an outsider in this southern indiana town and of course you would pick a local before an guy from the east coast. but i will not give up.ive tried some of the local help like vocational rehabilitation but these guys cant really help me due to me not being physial impaired .i came across this page because i typed into my web browser"i need money" and one of your post from another asking for help popped up.im capable of a job if i had the tools to do the work.i specialize in home restorations but dont have any tools. i know most people cant or wont help someone like me because im  very capapble of working,but the truth is just like thousands of people i need help even if its a prayer for mike to find work.thank you for reading my post.     thankyou ,,michael agnew  mdagnew@peoplepc.com

Comment: Thank you I'll try that.Let's...
Note: This aidpage was started as a comment on "Hopeing someone out their has a heart like hers"

Thank you I'll try that.Let's keep our fingers crossed,I'll let you know.
skeptical
Here since: Jun 11, 2007
Female, 46
unemployed
North Carolina, USA
Languages: english

    I was milling along fine with a decent factory job when along came a multitude of health problems that are only getting worse. My Mothers health is deteriorating rapidly and I can no longer get in home care for her because she owns her modest two bedroom home. This has left me in a dilema, can I return to school which is being paid by vocational rehab? Or should I  just quit and try to find work that I may or may not be capable of doing? Then when things look like they can't get any worse, my roomates Mother is stricken with cancer and she also needs continuous care, she also can not get any type of inhome care provided (3 hrs a week) due to cutbacks and other ridiculous politics. I seriously cannot believe the way that this country treats their elderly. Able-bodied young people can get financial help in a variety of ways, yet our elderly are left to "fin" for themselves. Seems to me that in some way or another we should be doing more for our own people, rather than sending monies all over the world when we have enough injustices in our own back yard. Don't get me wrong, everybody needs help from time to time but the bloodsucking leeches seem to be living far better lives than our elderly that have already "paid their dues" and are incapable of the hard work of yesteryears, I'm sorry but the so called "system" just plain sucks. It is true "the rich get richer" and the poor well, I guess they have no options........

Comment: Me and my roommate were hit...
Note: This aidpage was started as a comment on "im soo broke"

Me and my roommate were hit by a car while walking across the street the day after christmas. We are raising three small kids and need assistance to catch up on bills. The person who hit us did not stop. Our lives have been turned upside down by this event.We would like to catch up on bills and take the kids on a trip for easter vacation.
Indebtedness
I am seeking aid to conclude some debts
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