I am a single working mother trying to finish college and qualify for no daycare help and am falling further into dept.

Hello, I'm a 26 yr old college student trying to support myself financially.  Not only am I going to school full time, but I also work everyday with elementary school kids doing an after school program.  I try to earn enough money to pay my bills and what's left of my tuition bill that's not covered with grants.  Sometimes things get rough and money runs out before my bills get paid.  I'm living pay check to pay check right now and it gets scary sometimes especially since I know I have to go to school and I have to go to work, I can't just do one or the other.

Im currently enrolled at Towson University, and am a full time student, trying to graduate with a Bachelors degree in Economics, but currently I am watching the bills pile up, and am struggling to work at my job and complete all the work neccessary for my classes. I need to find some help for paying the school bills, including books and tuition, ive taken out loans and am working as much as I can, but any additional help would be a Godsend. Thanks and God bless

I am a 22 year old full-time college student in New York, and will be graduating in May. The problem is I am uninsured and cannot afford dental work that would enable me to speak to others much less smile at graduation. I have been on medicaid in the past a had dental work done, but it has just exacerbated the problem. One dentist did a root canal and then just stuck Temperin in the space, needless to say it did not last long and now the front tooth has broken. I have tried financing options but do not have the credit necessary to secure plans like care credit, captial one. I need extensive dental work, but would be happy with just the front tooth fixed. My mother and sister also struggle with dental problems, and have encountered the same problems I have. My hope by posting this plea is to find a dentist or someone to help my family and me get the dental care we desparately need. We have worked hard, but this is one expense we cannot take on by ourselves. Any assistance that could be provided would be greatly appreciated.

I am here because I am a young, smart, dedicated mother of 2 very smart loving kids. I have come to a point in my life where the man that I trusted with our lives just decided to leave us with nothing. It is sad because he controlled everything and could care less about me and our kids well being. I have been a stay at home mother and I do not have any unnecessary bills. All I have is rent, utilities, food, car insurance and very little money for anything else. I want to go back to school to make something of myself but there are other things that stand in my way. I need a job but no one here will take a chance on me because I havent worked and I have no experience. I need money for everyday living and it makes it harder when I want to work and go to school and then I need money for a babysitter that I can trust with my kids. I am just so stressed that I cannot provide the things that I need for my kids. I here all the time about people going into debt and well I dont want to do that to myself or my kids. I want to have some stability for themand myself but it seems like I am getting nowhere and well the money that I still have will not last long. I am not sure what I am asking for I just know that I need help. I want to find a job at home but I cant invest the little money that I have. I have sold alot of my things to make more money and well that in itself makes me sad. I just really need something to help me get by. I would really love it if this site is real and well I am not afraid to talk to someone that is real and not looking to add to the stresses that I have. I am just so afraid that my kids will have to see the harsh realities of. I want to give them a roof over there head but I can only afford a few more months and I really dont know what to do. I just dont want them to feel in secure. I want the simple things in life but no one is willing to give me a chance to prove myself to them. Life is hard but it seems to want to keep me down rather than letting me and my family prosper.

 I have a list of things that I "WISH" I could have but then again I am not to lazy to make my wishes come true. I just need some help to be stabel enough to give my kids a home.I live in a small apartment and well to better understand my situation I am pretty much living off of 1500 a month and my rent is more than half that amount. I cant get a deposit for another place and well where I live it is a really reasonable price. My landlord is really nice and understanding but he is also struggling and well with 2 kids and we dont go shopping alot. Me and my kids have all second hand things, we eat canned goods most of the time, and we just spend time together so the good thing is that my kids dont need the fancy things to make them happy. They do want the new things but they know that I cant give it to them because I dont have the money. I would love to give them the nicer things for their birthdays and holidays but I cant sacrifice the money in that way. I am just feel so inadequate at times. I want to give them extra things because they are smart and deserve them but everything is so pricey. We rarely go to mcdonalds and when we go we only get the dollar menu thing and we go where we can get free refills. I mean that is a good thing but to have to explain to my little ones that I cant do more because mommy dont have the resources really makes me depressed. They dont know the things that I have to struggle with and I hope they never know but they see it and ask questions and I have to try and tell them something else that is positive. It becomes torture at times when they see the things that others recieve and how others indulge in the luxuries of life.

ADDED this on May 10,2008

I am really looking forward to making a life with my kids but now I am trying to find some grants that I can apply for so that I can go back to school. I am having a hard time getting a job and finding needed help. I would really love it if people could help me financially but that is a dream in it self. I understand that people dont know if I am real or not but all I can say is that I am and if someone is generous enough to help me out they would be doing a great thing. I would be happy with 5 dollars I mean every little bit helps. I have really changed so much in my life to make a honest life with my kids and it hurts me that I cant give them the things that once had. They understand the situation a little but it still sucks for them because they are so young. I want to give them some security but here in hawaii it is quite difficult. I dont know what can help me but I just really dont want to go in to debt so that is why I am asking for help before we have to suffer more with those things. I am a open person and real as can be. I am not lying and well I hope that a decent person is willing to get to know me and my family enough to see that I am not scamming anyone. I really want grants for schools and I just dont know which ones are legit. But if anyone just wants to help me in monetary things that would be greatly appreciated. Thank you for reading this and I hope that there are generous people out there that would like to help me and my kids in our time of need. I know there are alot out there and i probaly dont have a really hard story but I just dont want my kids to have to suffer a moment of hardships. Please feel free to respond. Thank you again

I am a poor college student who needs help paying for college.  It is hard being on your ownm with little help. I kno some people are in worste then me but i need help and i beleave that if you help one the one can help others.

Hello, I'm not sure how to do this so I'll do my best. I"m a single mom of 3 children, ages 10, 8, and 6. I have been divorced now for 2 years and am having a hard time financialy with everyday life and expences. With seeing no way out but to get an education, I did it. I signed up for college as a full time student and am in my first quarter pulling A's for the first time in my life. The problem is, when I signed up for school, I thought I would be getting help through the state for things like daycare and maybe transpertation need. ( gas prices being as high as they are.) But I have contacted my local offices for help and am being told that there is no bugget for low income parents that attend college. They only help for daycare cost and things if I was working. I personaly can not handle a job, 3 kids and full time college. Plus I have went down this path already. Being on food assistence and having a  job that pays CRAP, my food stamps were cut in half. Again, this is why I am now going to college so that I can get out of the "system" and take care of my family.

I have 2 years before completion of a degree and am looking for finacial help for the whole 2 years so that I can be a mother to my children and earn an education at the same time. Does anyone out there know of any way I can barrow money or abtain a grant to pay my monthly bills for the next two years. I have very bad credit due to the divorce and have tried loans but need a co-signer. I dont have one. Sombody out there please help me.

Hello,

I am a student who is 22 years old. I  have been living on my own and pay my own bills, car, insurance, rent, school, everything.   I am extremely financially restrained.  I have a personal loan from the bank I also pay every month.  I only earn about 1000 a month.  I have used the federal max for undergraduate student loans (23,000).   I have no savings, my checking account just bounced, and my credit cards are maxed.  I have 2 credit cards which I used to take care of books and those times  when my paychecks cant cover what I need.   I cannot take my financial load anymore.  Can somone tell me what I should do?  I really need help. I recently sold some clothes and collected pop cans to get by with my bills.  Soon I will go into collections if I do not pay one bill.  My rent is 350 a month plus utilities.   I am so stressed and so emotionally drained over finances that I fear for my personal health.. I only have 1 semester left to go before I graduate from college.  I know some people may think I am crazy and should not have gone to college but education is the one thing that is very important to me.   If anyone could offer me assistance PLEASE let me know, and God Bless!

i am a single mother trying to get through college.  I don't make enough money to pay rent. Buying a home would give me a much cheaper monthly housing payment.

My name is Mike. The company I worked for went out of business last year and I shortly found myself out of work. I had no degree and no real marketable skills. After much consideration, my wife and I decided we would tighten the family belt and I would go to school to get a degree in computer networking. I started school and at the end of the first term, (during finals) my wife stopped coming home after work. Eventually she never returned at all. She has a house in town and we see her once or twice a week. I have 3 sons; 6, 4, and 1. And i have been raising them and going to school and I recently was able to get a part time job that would allow me to work at night. My wife is finally watching the kids so that I can go to school and work, but the time she will give is very limited so I have had trouble finding work that would adequately support my boys and I. Through the use of my financial aid and loans and some help from my church and friends, I have made it since November. As we head into the summer quarter at school, I have no financial aid to help me pay my rent, and my job pays me about $100 a week. I am frantically trying to find work that will pay me around $1700- $2000 per month so that I don't have to have any help but I don't have enough to pay my rent this month. I can pay all of my other bills but I am short $750 on my rent.

Any help would be greatly appreciated by me and my boys, especially if it was a guide to a job. I have decided that I probably won't get to go back to school next year and that is okay. One day I will finish, but right now I must think about these kids and try to get a full time job that pays the bills.

My rent is $1000 and must be paid by Wednesday the 6th at noon.

Thank you for reading this and thinking about my family.

Mike

i am a student at Baltimore international college. i work really hard at school and finding a job that will work with me is hard. My parents  are not willing to help me and i am payiing for school on my own with loans. i am kinda in a hole with my bank and i have some bills like my car incurence coming up and i need help to get out. Please help me i have no one to turn to and iam hopeing this will help.

I need help!! PLEASE! I am in debt and I'm having a hard time getting out. I need YOUR HELP! I am a college student trying to get my degree in Criminal Justice. My life dream is to be able to volunteer to help with national/worldwide disasters when they occur, such as September 11th and Katrina, but I am in too much debt right now to afford to go....

Please, help me help others! Help me live my dream and make a difference in the world!!

I was a high school student when the World Trade Center towers collapsed and I did not have the resources to go to New York to help. I have regretted that ever since. Please, dont let this happen to me again. If you want to share a part in assisting your country and your world during its greatest times of need, now is your chance to do it indirectly through me!

If you have any questions please contact me. (cavalcade20@hotmail.com)

You can also visit my website: www.freewebs.com/thefreedomdream

Thank you so much for your donation!

I am in my thrid year of college, on loans, and i have been supporting myself on my own for the past two years.  My mother is a single parent with four children, and after a messy divorce to my step-father, she wasn't able to keep helping me at school.  I work two to three jobs on campus (depending, right now I'm working two).  I also work as a sales associate when I go home for vacations.  The problem is that minimum wage at school is $5.15 an hour and I'm not allowed to work more than 20 hours a week (which I don't get anyway).  I started charging everything to credit cards so that I could afford to buy food and things I needed for school, and now I have about $3,000 racked up in credit card bills.  I am not one of those people that just shops, but I needed to look like everything was okay so that I didn't stress my mom out more than she already was (she also has two jobs).  I am wondering if there is anyone that would be interested in helping me out.  I am planning on paying off all this debt and staying with only one card, which I will use for emergencies only.  I am thought by my family to be very responsible.  I do well in school, and I also help out a lot with raising my sisters.  It's really embarassing for me to admit to this problem to my family.  What I really want is to pay it off as soon as possible.  I am even willing to pay the money back to whoever loans it (as long as it is without interest).  The main thing is getting rid of the debt before interest hits any worse.  Thanks so much for your time.

If you are interested in helping me out, but don't have any money to donate you can also help by following my link and signing up.  Here you can sign up to win free prizes, and all you have to do is sign up and complete 1 credit worth of offers.  I get credit for referring people and can eventually win money (which will go toward paying my debt).  The offers are mainly just free trials, but I get credit for every person who signs up through my link.

I am a unemployed college student who has been looking for work since December of last year and due to identity theft cannot receive Unemployment Insurance while I am searching for a job. I am in a tough spot right now and could use help of any kind.Thank you for taking the time to read this.

Hello, I am a Kidney dialysis patient and have been for a year and half now. I was employed with the State of Florida. By me being on kidney dialysis i am not employed now. My daughter is attending college, she is 18 and currently a sophomore. Her name is Sasha. I need someone who can help us with the funding of her books, and returnong to school. As of now i have nothing to get her back up there with. I get paid once a month and after rent and utilities i have no extras. She is majoring in criminal justice. I contacted Alcee Hastings office and the mayor of my city and i can't get any open doors i have been calling and calling with no results!. If at all possible could you please help me with my daughters education. Right now getting a kidney isn't my first priority, getting my daughter through school is! i will go for a kidney later, right now i'm worried about her continuing her education... and i'm at my wits end! I would greatly appreciate it if someone could lend me any kind of assistance or advice!

Thank You So Much!