Well where should I start...... for the most part I am not really a bad person just the victom of some bad decisions.  I had never really understood credit or the ability of it to affect your livleyhood.  I have always been perceived as a very smart individual yet where are all these smarts now because I feel like I have no idea what to do with my life other than put it in GOD's hands.  Talented well yes I do beleive that I am. I have graduated college yet I am still in debt with student loans over $25,000 which are increasing of course.  My neglect to my financial situations have definitly caught up to me and of course at the most inconvienent time of my life.  I as most college students planned to graduate college and receive that great opportunity that college added to your life.  The idea of not living how I was raised ..... never knowing if bills were going to be paid on time or at all.  I have managed to live for the most part up to the standards that society has set.  I really want to fix all my wrongs, fix my credit, change my financial future and for the most part live my life through GOD.  I just don't know where to start.  Due to a poor decision I made in Dec 2004 to drink and drive I was left with a suspended license, and fines that totaled over 2,000.  Yes they are still there.  Working check to check this extra money is so hard to find to pay these "punishments"  not to mention they want to go to so many classes and take these counciling sessions that of course cost $$$$$ which you are already strapped for.  What did I do NOTHING its definitly haunting me now.  I recenlty lost the best job I have ever had.  I am in the process of being evicted from my apartment b/c my roomate whome I had given $ for rent never took it to the office and managed to intervien the office manger from calling me to let me know that rent wasn't paid.  3 months rent totalling $3,800 due to late fees and penalties which accrued.  I have managed to scrape up $3,000 I have the approval and respect of my apartment managers but that doesn't pay the bills. With my electricity shut off, the student loan office garnishing my wages... which I no longer make since I lost my job due to my inability to arrive to work on time.  I feel like there is no end I know that I am the direct cause of all of my misfortunes yet I see no light in my tunnel.  The State of TEXAS wants fine money yet I cant drive to work.  Catching a ride or depending on someone else is not cutting it and w/o the financial means to obtaine a occupational lic I am left with my back against the wall.My sister had her baby last week, a beautiful baby boy Brennan Reid.  I just want him to have an uncle he can be proud of, considering he doesn't have a father he can be proud of, the deadbeat left my sister when he found out she was pregnant and that is why she moved to Texas form Idaho to start over.  I havn't given her the best idea for a "new start" either.  My father is helping as much as he can but even w/o a job I make more that my father.  Typical sob story I know..... I have managed to live the 26 years with the thought of all my accomplishment be owed to none other than myself and GOD. I have realized now that I can't do it alone at least mentally anyhow its too much.On a positive note I got my electricity turned back on and am just trying to avoid selling anymore of my personal items to cover any left over debts. I worked so hard to obtain everything I have and to have to sell it tends to be more than I can handle.  Truth be told I am mentally and physically exausted and do not know what else to do.  I have tapped every possible resource and absolutly mentally drained.  I know that I have amazing potential to do whatever I want in life.... yet I feel so held back due to my past financial obligations.....which I intend to pay back just havent had the opportunity to.  I am not supposed to drive, if I get pulled over I will go to jail.  Yet I am unable to affored a occupational lic as with lawyer fees it is around $700.00  on top of finding a job and managing the $11 in my checking account and not falling behind on my other bills ....not to mention my fines now totaling over $2,000+.... I just want to crawl in the corner and forget about it all.  NOT AN OPTION ...... If anyone has experienced any thing like this and was successfull in overcoming please , please , please contact me and give me hope.  Or even if you failed at least let me prepare for whatever it is I am about to face.  Just need a starting point or some sort of guidance as to where or how to start fixing my life so that I can be Happy, or prepare myself to self -destruct with dignity.... if there is such a thing.  If  you have read all this Thanks as it was not meant to take up your time.  I am sure I can get through it especially coming from my background ..... something has got to give at some point...

Regards

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Hi

I am not sure if this is the right place for me or not, however I am willing to try anything at this point. As I read some of the posts I wish I could help, not be asking for help. God willing I will be at a point some day to do just that.

So here is my story. I have just moved into my dream house. I am 49 years old and after raising my two kids on my own I never thought I could own my own home. Now the big however, with owning a home comes costs. I am doing well working at home. The problem is my out side air unit needs to be replaced. It I lived anywhere else I would say that I can live with out air. I am in Tx and if you have never lived here the summers are killers. I do mean killers. Every year we have many who die due to not haveing air. I have not yet been able to sell my old house so my credit score is really bad. I am hopeing that someone can tell me where I can go to get $2100.00. That is the lowest that I have found to replace it. Any ideas? I am not looking for a hand out, it is more like a hand up. I do not want to fall behind. I can afford $100.00 a month payment if I could find someone or some place that could loan it to me.
Thanks for reading

I am a single mom struggling to make it on my own with two little boys.  My boys are 4 1/2 & 8.  I work full time, have always worked hard to take care of my responsibilities.  I have never used any government agency to help me, because I don't want to feel like I have to depend on them, and they have so much stuff you have to do to get any help it's a little ridiculous, when 3/4 of my time is spent at work or in traffic.  I am 29 years old and live in the Dallas area.  I have been a victim in the past of domestic abuse...and got out of that relationship as soon as I could.  I have been through a lot, my mom died a couple of years ago, and now I have no family in state, no one to help with the boys, it's very hard.

I want to smile again....

I am a 47 year old single mom with older children and one 11 yr. old son still at home. I was 14 when my dad kicked me out of my home and have been working ever since till now. It was not easy but I made my way, eventually got married had kids, then divorced. I raised my kids as a single mom working very hard eventually rising to a good management position. Through the years my teeth have been getting worse,even so I had dental coverage I really couldn't afford my part of the cost as other bills like rent, food, my kids where a higher priority. Still I could smile, my situation was a lot better than others and my teeth were ok looking.

Like many Christmas is my favorite time of the year and always brought a smile to my face but Christmas 2005 was the beginning of me loosing my smile for good. My youngest son was diagnosed with Diabetes Type 1 for Christmas and that was only the beginning. My teeth were beginning to get really bad, already missing a few, more were breaking or beginning to rot. With my child's new condition there was even less money, and just like the absence of child support there was no help coming form my ex in dealing with this either. Bad changed to worse 4 months latter as my older son, 20 was admitted to the ICU in critical condition eventually being diagnosed with Diabetes Type 1 also. My work was less than understanding about my children's illness and even so I had been held up as an exemplary employee my work enviroment became very hostile. On the verge of mental exhaustion and physical collapse my doctor held me out of work and listed it as a workmans comp situation. While out on sick lease I was diagnosed with a tumor on my ovary and was operated on. I was wrongfully terminated and won my unemployment case, but the workman's comp case was set aside for lack of evidence and I don't have the funds or resources to hire/pay the attorney I need. Now out of work with even less money no insurance or benefits, left with a few bottom teeth and 1 and 3/4 of my two front teeth so that I am afraid to smile and I feel so insecure all the time that it is very difficult to get a new job. On top of all that I have now been diagnosed with Diabetes myself. I want to work and support my family and self, but it's extremely difficult and depressing with the obstacles I face. I have managed to take care of all the medical situations but my teeth, which are also holding me back from getting a job and allowing me to provide for my son and self. I have been told by dentists I need to have my remaining teeth pulled and get dentures. The rotting teeth and gunk in my mouth may even be the cause or contributing to my medical problems. If I could afford a slightly higher level of dental work, they said they might be able to save two of my bottom eye teeth and give me implants. Unfortunately I know that implants are beyond my wildest dreams. Now I just want to get these rotten teeth out of my mouth and get dentures, but that too is beyond my financial ability. I want to be able to smile at an interview and have people judge me on my skills and abilites, not my bad teeth. I want to be able to work again and take care of my boy. I want to give my son all he deserves and be able to smile back at him. He thinks I'm mad or sad all the time since I never smile.

I need help finding a way to pay for the dental work I need, and to be able to SMILE again!

UPDATE: I found a place that will pull my remaining teeth for $20.00 a tooth, (I still have a lot of broken teeth and roots besides the few full teeth left), but still cannot afford the dentures. So I'm still looking for help, resources, guideance, or any contribution of any kind which will all be greatly appreciated!

After posting my first ad on this site I have had many people contact me trying to give me a loan.But I have lost more money doing that. Each person wanted me to send them money in order to acquire a loan. So please be advised of these people offering to help in getting a loan. They are scam artists as well. I am not able to pay my electric and it will be turned off soon as well as my car payments are two months behind. I am a single mother and a victim of an internet scam (now three times) and I need help so badly. Please respond if you are honest and can really help me out.

I am a single mom much in need of help.  I have two young boys and am struggling to make ends meet.  I have no cable/internet/home phone or cell phone right now.  My only form of communication is the internet when I am at work.  My email address is dallas2hot@yahoo.com.  I work a full time job, am a normal, honest person with good morals and values.  My two boys are 4 1/2 & 8.  I hardly have enough money to get groceries or to pay the electricity/rent.  I do have a good vehicle that is paid for....due to very hard work.  I feel like I am doing everything I can for my family and it's still not enough.  I am not receiving any help from any agency/government/state program(s) and am not receiving child support for either of my kids right now either.  One's dad was abusive and has fled the state.  I have hired Support Kids to find him and pursue him for the money owed to me, but they say they have exhausted all efforts in finding him as well since he hides out, and gets jobs that pay cash under the table.  The other boys dad lives with his mom, is a loser, and will probably always be a loser, and when we were together, he expected me to support him.  I left him when I was two months pregnant.  My mom died a couple of years ago, and so now I have no family in state, no one to help watch the kids, or anything.  If anyone has any help they can offer, or any suggestions, they would be greatly appreciated.  Right now, my son starts school on Monday, and I have no money to get him school supplies or new shoes.

Thanks,

DallasGurl

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Feel free to participate in this public group space.

Two easy ways to do this:

1. Add a comment or a question here - on this page... or on any other page in this space.
   
2. Or, if you want to start a separate thread - make a new page.

Either way is good - the important thing is your participation. On Aidpage, people support each other by speaking out and by paying attention to each other - as simple as that.

Feel free to participate in this public group space.

Two easy ways to do this:

1. Add a comment or a question here - on this page... or on any other page in this space.
   
2. Or, if you want to start a separate thread - make a new page.

Either way is good - the important thing is your participation. On Aidpage, people support each other by speaking out and by paying attention to each other - as simple as that.