I am a sigle father of two children and am trying to better our situation.  I am seeking a grant to relieve myself of debt, as an  alternative to filing for bankruptcy.

Hello,

My goal is to assist people in need through Aidspage. I want to offer you FREE help.

I'd like to increase the exposure of all people who are in need because I too know what it is like to be unfortunate and down on my luck. No catches, I'm not looking to make any profit or gain anything....I just want to help in any way I can.

I started a new web site called www.begslist.org , which allows people in need to post their situations for FREE. I find this a great alternative to those other cyberbegging, e-panhandling, or begging sites that ask you to pay to post to them (which I myself have done before and gone nowhere except deeper in debt). Who really wants to pay for a posting when you are already in financial trouble?

Post your plea for FREE at no cost to you. Increase the exposure of your situation by making it available for more people to see. Begslist.org not only offers help, but you will also find a lot of helpful information and resources to help you with your situation.


Take care,
Begslist.org

Don't forget to visit the Main Site to post your FREE posting: http://www.begslist.org

Good Luck to All and God Bless.

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To Whom It May Concern:

I am writing this in regards to financial assistance that I need to pay off old debts, medical bills, and bad checks, with a grand total of approximately $14,000 and growing.  I understand that I have not been "responsible" with my previous finances.  I am working towards relieving these debts.  I am so far behind that no matter what I seem to do I can not get ahead.  I make $6.25/hour and work 35-40 hours per week.  With current interest and fees being added to these debts everyday, I am not able to get ahead.  I am trying to get my finances in order to become a student, and work towards a degree in business management.  I have the will and passion to work for the better, I have no where else to turn for help.  I tried other options to try and help relieve these debts, but with my current credit score I am do not qualify for anything other than "secured" loans.  I have no possessions of real value to secure what most lenders and banks need.  Please help with any assistance possible, for it is in great need.

Thank You,

Tyler G. Jones

Well, Sitnpretty66 is not sitting pretty anymore.

I am a recent single parent of four children ages 3, 10, 13, 15. My husband an I separated about a 6 months ago. I work part time and I sell on Ebay from home. My husband does pay child support and helps when he can. This money just barely covers our monthly expenses. My problem is the debt I have from credit cards. I am not behind, I pay the minimum each month, but doing so is going to continue for a lifetime if I can't pay more. I am in the process of getting a full time job that works with our schedule, considering my 3 year old does not need to be in a daycare 10 hours a day and my kids have sports and such with school. My brother is looking for a job for me near him and his family and offered to let us stay with them until I can save some money. I also have looked into taking a CNA or Phlebotomist course at our local college. Working in a hospital would be great for extra hours and benefits. Bankruptcy is NOT an option, I would rather pay forever. I do get an income tax refund and I will be using most of that towards the debt. After paying with that amount I will still owe close to 15,000.00. If anyone would like to help us get a fresh start I would greatly appreciate it. Thanks.

If you would like to make a donation you can use paypal sitnpretty66@yahoo.com. Or email me for my address.

I have been subjected to enormous legal and associated costs over the last 3 years. It has decimated my credit to where I am now facing threats from lawyers, creditors, you name it. These legal costs incurred were due to a unjust legal system in the county that I live and the lack of representation by the expensive lawyer. Particulars will be provided upon request.

I DO NOT want to declare bankruptcy and have no personal assets to sell. My retirement accounts have been drained in order to assist with the growing legal costs.

I work full-time and make a good salary however when your in too deep it is extremely difficult to try and dig out. I have applied for some personal loans to just get me caught up but loans are only given to people with money and that have good credit.

I need some help. If this country wants to improve the economy they better start looking at the people who have become victims to the ruthless credit card companies and other creditors who like to make money on the middle class people.

Stay at home mom to 3 wonderful kids!  Nursing student, come fall 2007!!!

I desparately need help paying off some debt and just surviving for the next few months until I have some form of regular income again.  Eight years ago, before I was "downsized" from a relatively good-paying job, we considered ourselves middle class.  Since then, we went form middle-class to working poor, and now we are just plain poor.

 I hate living day by day, never knowing if I'll be able to come up with the money for tomorrow's bills.  I figure I'm not young enough for prostitution, not brave enough to rob a bank, and so too cowardly to try suicide!  But there has to be some way out of this mess.

 I am a "retired" medical social worker.  I worked all my life helping other people, all the while paying my taxes and keeping up with the bills.  Although my husband has three higher degrees, and a brilliant mind, he became disabled while finishing his PhD and has never been able to work, nor is he eligible for Social Security.

 I lost my last job two years ago, and have been unable to find anything since.   I need something with very flexible hours because of my own fatigue and because my husband needs assistance at certain times of the day. We've been living on savings while I have tried to start up a small business.  Nothing is working out.  I can no longer work a regular job because of exhaustion, so I really need to do my own thing from home.  I'm working on a couple of projects that should bring us some income in the next few months, but right now we are totally broke

I have cashed in and sold off everything that I can.  I applied for and we are receiving HEAP and Food Stamps, and that helps.  Our house is paid off, but the taxes will soon be overdue.  And right now, I have about $30. in the checking acct., $10. in savings, $7.00 in my wallet and that's it!!  I don't know how to pay the regular monthly bills.  And of course we have debts to pay off--the dentist, the bank over-draft, even the car mechanic!!

I need a loan to get us through the next 6 months, then I think we'll be back on our feet.  My mother gave me money a few months ago, but she is not able to do that regularly.  My in-laws basically refuse to help, and there are no other relatives to turn to.  I tried to get a loan from the bank, and from a loan agency -- they both turned me down because I cannot prove I have monthly income.

I am feeling really desparate.  We are not quite old enough to do a reverse mortgage or to start collecting on Social Security.  Selling our house and moving is not really an option due to my husband's disability.  Even if it were, we need money NOW, not 6 months from now.

Does anyone have an answer to these questions?:

      1--I read about grants available to help with personal expenses, even pay off debt.  I have not been able to locate any--do they really exist?

      2--I get e-mails all the time about processing rebates, and I am sure that some of them, like many internet "great offers" are basically bogus, or at least highly exaggerated.  Has anyone had experience with rebates?  Can you really make money?  Which sites are reputable?

      3--I sell handmade greeting cards.  My website needs work -- the pictures should be clearer, plus it is missing a few newer designs.  But if you need cards for any occasion, please send the business my way.  [thank you!!] OOOOOPS!!!---HERE'S THE WEB ADDRESS: www.cardsandgiftsbyplsoriginals.com

******I would be willing to repay a loan at a reasonable rate of interest.  HELP, please , before we drown!!!!    

small loan to get back on feet

I had a heart attack at age 41. I am still with the same employer doing heavy work in a dairy processing plant cooler. I am not quite sure why I still go there. I am depressed, alcoholic. carpal tunnel in both hands. Obstructive sleep apnea.with severe on and off back pain that also requires daily medicine. I am sick of going to drs who push pills. Its beginning to look like thats the easiest thing for them to do so they can herd more of us in to get paid more.Is there a voice in the wilderness that can here my silent scream for help. It certainly isnt my employer of almost 20 yrs. They are patiently waiting for me to fall over or figure out a way to fire me to lesson the liability

I am a 36 year old woman separated from my husband with a 16 year old son and a 16 year old boy that I am legal guardian to and need money for debt relief.

I am going through a very difficult divorce and need financial aid of any type to help pull myself and my children through this difficult time.

My family needs some assistance.  We have been given many medically heavy things in the past 10 yrs and need some help to get out from under it.

Briefly:  My husband and I have had 3 children. (been pregnant 4 times but lost one due to a late miscarriage).  My husband is a cancer survivor.  My 5 1/2 yr old son is a cancer survivor!  Various broken bones, trips to the ER for asthma, and surgeries.

Also have 1 Sear card that we would like to get rid of.

I am a stay at home mom and my husband works his tail off for our local cable company.

Upon request I can furnish a breakdown of what I want to pay off.

I am in complete debt due to many situations including medical bills. My daughter who was legally blind all the way up to age 18 got surgery and is so happy to see almost completely. The surgery along with a lay offf but is some deep debt. Borrowing away from one bill to pay another has been the only choice. SO now more money goes out then comes in. We have poor credit so being $10,000 in debt is hard to catch up on. We cant get a consolidated loan. We are so close to bankruptcy. So I am pleading that someone can help us here. The fastest wayto help us is through paypal. Please reply as we are in a deep hole and anything you can provide will help. THANK YOU in advance for the generosity.

My story reflects the financial burdens on the mentally ill...

My father suffered from mental illness since he was in his teens. In those days mental illness was a bad thing that no one should ever talk about. His mother refused to get him treatment. He pursued to try to cure himself. He read any and every book about coping with stress and anxiety. While he was in college he studied Psychology while he was majoring in business. He graduated from college and was able to be the basic sole provider for our family years later.

When my sister Lisa was just a baby in 1981, he was returning to work from his lunch break. He felt a pain in his chest, his arms and legs started going numb. At this point he could barely walk. He decided to go to the hospital. He had a severe panic attack. The doctor suggested Abbott Northwest Hospital, where he remained in the Psych Ward for a week. He wouldn't speak, the doctor's couldn't help him because he never spoke a word. He was set up with a psychiatrist and had a set date to return to work. My father has been diagnosed with Obsessive Compulsive Disorder, Bi-Polar Disorder, and Agoraphobia.

When he returned to work, he found that his office was moved to what used to be a broom closet, with no windows. He was given extremely poor treatment, and decided to quit due to the conditions. Although he quit, due to the conditions he was put through, he was able to collect unemployment through the state.

My Mom at the time did daycare so she could be at home with her children. When my father was receiving unemployment, my mother's income could not support a family of five. She got a job at Target working the night shift for $8 an hour attempting to support a family of five. We couldn't afford groceries, we had to get them from CEAP. When Christmas came around, we got our Christmas presents from CEAP as well. My father's Long Term Disability still had not kicked in yet. This entire time we never received Welfare.

I too, now suffer from mental illness. Since my father had panic attacks, I was already familiar with them when they first happened to me. I felt my chest collapse, or so it felt. My hands were going numb and tightening into awkward positions I could not control. My legs started to shake uncontrollably. At this time I was trying to drive my car.

I believed you can do anything you put your mind to, so I believed I could cure myself. I would think that maybe I felt nervous about Mondays because I didn't get enough sleep the night before, so I would change that. Then maybe I got too much sleep, so I changed that. Maybe I feel anxious because I went to Church and it takes time out of my last day of freedom. I haven't been to Church in over a year. I used to go every Sunday. No matter what I tried, it didn't change a thing.

I tried this same idea with my depression. I would think, what am I depressed about? I would think of any and every possible reason as to why I could feel so sad. This made things worse because I ended up spending the entire day thinking about depressing thoughts. Nothing seemed to calm my roller coaster of emotions.

I ended up getting professional help in May 2007. I was put in to Abbott Northwest Hospital's Adult Partial Program. There I was diagnosed with Obsessive Compulsive Disorder, Generalized Anxiety Disorder, Hyper-Vigilance and Depression.

Before I sought help, there was a long period of time where I believed that if I didn't find a way to get rich quick, I was going to end like my father and struggle through the rest of my life on a limited income. As of today, because I sought help I am now thousands of dollars in debt. My work didn't have short term disability so I had no income for those two months. It is now January 2008. My parents are now struggling to help with my bills.

There has been research done recently supporting the idea that debt can lead to mental illness. Imagine what debt can do to someone who is already mentally ill. It is disastrous.

 If anyone could help out with either guidance to debt relief programs for the mentall ill, or help by making a donation, IT WOULD MEAN THE WORLD TO ME. I feel so helpless and pathetic asking people for help, but I don't know where else to turn anymore.

 My Paypal email address is: Thetecipeproject@aol.com

This is also my regular email address if you are able to provide any knowledge or information regarding Debt Relief Programs. Thanks So Much For Your Help. God Bless You.

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Feel free to participate in this public group space.

Two easy ways to do this:

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Looking at ways to prevent my business from going under. Bankruptcy, debt settlement are possibilities. Wondering about government programs to keep small businesses afloat and participating in economic growth for the country. Besides the elusive "grants from government go unclaimed" claims, is there anything very current and also real?

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Scholar seeks donations for student loan relief! 

Hi, 

My name is Lee Ann and I am a single mom of about 8 years now to two teens, a 17 yr old and a 16 yr old.  I am proud to say that I am self sufficient, independent, hard working and a goal oriented individual.  I hold a Masters in Education and I am currently a 2nd grade teacher and college instructor part-time to supplement my income.  I am looking to go back to school to obtain my Ed.d in Education so that my income may hopefully grow as well. 

My problem is that my teens are now talking of college and I have $76,000 in student loan debt.  I am scared that I will not be able to help them when they want to go too! When I finish my Ed.d I will be then, 130,000, in debt!  HELP!!! I am seeking donations that can be paid in any amount to my institutional lender directly so that you can be sure that your money is going to help a single mom make an even further impact on society and her two children achieve their possible dreams as well.  I know this is a lot to ask....but I have seen a lot of sites like this and I know that there are people out there that really love to "pay it forward" and help each other.   LIke I said, pay it directly to them....then you know that it went to a great cause!!!!  Thanks to this site for this fabulous opportunity to ask .....

 Sincerely,

 Lee Ann

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Feel free to participate in this public group space.

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2. Or, if you want to start a separate thread - make a new page.

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