I am a married father of 2 who is  in dire need of assistance. My wife lost her job several years ago and two years later I lost my job when the facility moved out of state. In the years since we have been struggling to get back on track to make ends meet. We receive numerous calls every day from people trying to collect on our debts. It is breaking apart our marriage of nearly 30 years. I am desparate and would appreciate any help you can provide