DISABLED CONTRACTOR FRAUD VICTIMS NEED HOME PLANS AND DESIGN HELP TO GET APPROVED HOME PLANS TO THE SKAGIT COUNTY PERMIT CENTER BY SEPTEMBER 1 2006 WE ARE BEING THREATENED WITH FINES AND POSSIBLE PROSECUTION,  BUT HAVE GOTTEN ONE LAST EXTENSION UNTIL SEPTEMBER 1, 2006. WE HAVE BEEN GIVEN A NOTICE TO ABATE IF THE PLANS ARE NOT IN BY SEPTEMBER 1, 2006.

We were both victims of "worse case" contractor fraud. We need financial and/or construction help to get our home our home finished and safe. I got the home in the divorce decree, but the foundation of the home was literally caving in, since neither the ex or the property management had done any repairs to the home in many years.

We hired a general contractor from a referral from Service Magic, who happened to be a "con" tractor. After paying him more than the orginal bid, he completely demolished our home. He left us with no kitchen, bath or even running water and didn't ewven tell us he was leaving. He did not get any building permits and nothing was built up to code. Brad from Washington Labor & Industries. They took his contracting license away after seeing the damage he and his workers did to our home.

We have been living in the demolished home for over a year now. My husband has done as much as he can to make this a liveable home, but we don't have any money to do anymore repairs and are still living in a home with no heat in the main living area, no kitchen and an unfinished bath. The roof still leaks, we don't have any kitchen cabinets, floor coverings and entire upper front of the home was left open to the elements, only covered by a tarp.

We lived in a tent inside our home last winter. This winter we are freezing with temperatures in the teens.

Nothing in our home is finished or built up to code. We are getting desperate for financial and home design and permit help in Skagit county Washington. We have been given a 30 day notice to ABATE, but we able to get one last extension until September 1, 2006. The permit center is threatening fines and possible prosecution if we don;t have approved plans in by September 1.

My husband and I are are both disabled and were victims of "worse case" contractor fraud. The dishonest "con" tractor left us without any running water, no kitchen and no finished bathroom after paying him more than the original bid. According to a home inspector, he left the home in a "state of demolition."

Can anyone in the design/building industry please help us. We are in desperate need of help.

This nightmare has been going on for almost two years now. We are still trying to survive on one disability income until I have my social security hearing. We are losing hope and spiraling down into the depths of depression. Will this nightmare ever end?

Thanks

Ed and Cheri
Mount Vernon, Wa 98274
 

DISABLED AND MY EX HUSBAND FORGED MY NAME ON A DAYTRADING ACCT AND HID SOME ASSETS FROM. HE ALSO FAILED TO DISCLOSE THESE DETAILS DURING  OUR DIVORCE! 

The Man I was married to for almost 25 years, lied, threatened and coercied me before and during our divorce. I am now permately disabled due to the medical treatment which ended on June 3, 2003.

Ex husband forged my signature on a joint day trading account weeks before I left him. HE LOST LOTS OF MONEY DAY TRADING. I had no idea of how much money he had lost while day trading. Both my new husband and I are disabled. We are going to need both financial and legal assistance to retain an attorney and a forgery investigator to freeze any assets he may still have, that still should be joint accounts, but he converted to his private accounts. I will also need a family law attorney to set the judgement of .the Jaussaud divorce/ # D03-03-445 and hope to reopen our case. Our divorce became final February 01, 2004 in Contra Costa county, Ca. in Martinez Ca. We both had attorneys, but the Ex husband was contacting me by email behind my attorneys back instead of going through the proper legal channels. I had recently come off chemotherapy and feel that I was taken advantage of by both my exhusband who took advantage of my mental and physical state. who began forging my signature and hiding assets months before I left him. I am still disabled, since I completed the treatment on June 3, 2003. Both my husband and adult son threatened, lied and coercied me to not ask for spousal support.and medical coverage. I was told if I didn;t sign the document that his attorney made up I would never see my son again. I was disabled both then and now and did not comprehend the implications of signing that document. Just recently, I have discovered that my ex husband, Joel had forged my name on a 24K check to take money out of a community day trading account, . The Ex has forged my name on several documents during our marriage of almost 25 years without my authorization.. I guess the ex husband thought marriage gave him a right to forge my signature. I did not get any spousal support or any medical coverage in the divorce settlement and we cannot afford one now, since we are trying to live on one disability income. While doing my 2004 taxes, we discovered he had emptied a joint checking account also. It seems he was day trading and hiding assets behind my back for several months before our date of seperation, June 3, 2003.. Joel and his attorney Gregory Stone came up with a divorce document that I felt pressured to sign if I ever wanted to see my son again... At that time I didn't even realize the implications of signing that document, The divorce decree said that I was no longer disabled, (WRONG again) I am still disabled due to the effect of the chemotherapy which I began on October 4, 2002. As far as we can figure it appears he has failed to disclose these assets and probably more. Ellen Shepley at Harrisdirect/ E-trade has indicated I will need either a court order or subpoena. to freeze his accounts Ellen can be reached at (800) 825-5723. Diana Gubata at E-Trade can be reached at (800) 664-4641. This is not the first he has forged my signature during our marriage of almost 25 years. It appears that he took money out of joint accounts and then before the divorce was final he put money in day trading accounts in his name only. The ex is living in Contra Costa now. I have contacted both the police and an investigative deputy in Martinez, Ca

Sincerely;

Cheri and Ed

 Both my new husband and I are disabled. We are going to need both financial and legal assistance to retain an attorney to try to reopen the divorce and hopefully prosecute the exhusband for forgery on our joint day trading account he forged my signature on.

 I first met Ed in junior high school. He was my first boyfriend at 14 years old, but my family moved so we lost contact. We have reunited and been married a little over a year now.

We were both victims of "worse case" contractor fraud. We need financial or construction help to get our home our home finished and safe. I got the home in the divorce decree, but the foundation of the home was literally caving in, since neither the ex or the property management had done any repairs to the home in many years.

We hired a general contractor from a referral from Service Magic, who happened to be a "con" tractor. After paying him more than the orginal bid, he completely demolished our home. He left us with no kitchen, bath or even running water and didn't ewven tell us he was leaving. He did not get any building permits and nothing was built up to code. Brad from Washington L & I took his contracting license away after seeing the damage he and his workers did to our home.

We have been living in the demolished home for over a year now. My husband has done as much as he can to make this a liveable home, but we don't have any money to do anymore repairs and are still living in a home with no heat in the main living area, no kitchen and an unfinished bath. The roof still leaks, we don't have any kitchen cabinets, floor coverings and entire upper front of the home was left open to the elements, only covered by a tarp.

We lived in a tent inside our home last winter. This winter we are freezing with temperatures in the teens.

Nothing in our home is finished or built up to code. We are getting desperate for financial assistance.

Thanks

My husband and I are both disabled. We were victims of "worse case" contractor fraud by a "not so honest" contractor. Believe it or not, what he did to us isn't even illegal.

My husband and I are both disabled. (Not wheelchair bound yet) After leaving an increasingely abusive marriage of almost 25 years, I was finally able to escape the marriage and was hopeful to begin my new life.

I am still permanently disabled due to a medical treatment, but was not able to get any financial support from either my ex husband or adult son. I was awarded a dilapitated home in my divorce settlement, but no monthly income and no medical insurance. In other works, i had no money to fix it up. My boyfriend at the time (My husband now) helped me to borrow money to do the necessary repairs. The only loan we could get was from a Predatory lender, since we are both disabled and had very little income and are currently living off one disability pension. My husband is a disabled veteran.  Mount Vernon, Wa.  When I contacted our local HUD office, I was told that we made just over the income limit to be eligible for a grant or a low income home repair loan. Unfortunely all the money we have goes to pay the mortgage and buy food and attempt to pay the bills.

We got $70,000. from the predatory lender. We hired a licensed and bonded contractor and were hoping to get this home up to current standards and codes. Unfortunately that did not happen!  The contractor left our home almost completely "demolished". I will attach a few pictures. so you can see the condition of the home the way the contractor left it. The contractor did not even tell us he was leaving. When he realized that he had gotten all the money we had, he picked up his tools and we never saw him again. The contractor did not permit the job and none of the work he and his employees did was up to code standards.He left us with no kitchen,no bath and no running water. There were live wires hanging everywhere and plumbing pipes just cut and not hooked up to anything.

Due to the contractor's negligence, there is mold forming both inside and outside the house and my husband is getting sicker and sicker every day he lives in this house.

When I contacted our local HUD office, I was told that we made just over the income limit to be eligible for a grant or a low income home repair loan. Unfortunely all the money we have goes to pay the mortgage and buy food. We cannot get a rehab loan from any lenders (even the predatory lenders).

We don't have any more funds to finish our house and we are living in a tent inside the main living area because the contractor took out the electric wall heaters. We are using the oven and space heaters to try to heat the home and now we can't afford to pay the electrical bill.

Now we have a repair bill on our truck which we desperately need. We can't get the truck back untill we pay the $3,500. bill.

We are both very depressed and feel like we are spiraling down. It seems like our lives are one catastrophy after another. We need to get our home liveable and safe.

PLEASE HELP US!!!!!!!!!!!

"CONFUSED ...WHY DO PEOPLE GET PLEDGES AND OTHERS DON'T"

 HI

I AM CONFUSED ABOUT THE PLEDGES. WHY DO SOME PEOPLE IN NEED GET PLEDGES BUT OTHER AIDMATES WHO ARE JUST AS DESPERATE DON'T GET ANY. I DON'T UNDERSTAND THIS. IS THERE A SPECIAL CRITEREA AS TO WHO GETS HELP OR PLEDGES AND WHO DOESN'T ? CAN SOMEONE PLEASE EXPLAIN THIS TO ME .

THANKS CHERI

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Two easy ways to do this:

1. Add a comment or a question here - on this page... or on any other page in this space.
   
2. Or, if you want to start a separate thread - make a new page.

Either way is good - the important thing is your participation. On Aidpage, people support each other by speaking out and by paying attention to each other - as simple as that.

Feel free to participate in this public group space.

Two easy ways to do this:

1. Add a comment or a question here - on this page... or on any other page in this space.
   
2. Or, if you want to start a separate thread - make a new page.

Either way is good - the important thing is your participation. On Aidpage, people support each other by speaking out and by paying attention to each other - as simple as that.

Feel free to participate in this public group space.

Two easy ways to do this:

1. Add a comment or a question here - on this page... or on any other page in this space.
   
2. Or, if you want to start a separate thread - make a new page.

Either way is good - the important thing is your participation. On Aidpage, people support each other by speaking out and by paying attention to each other - as simple as that.