I am a work-from-home mom of three, including one child with special needs. Thanks to early diagnosis and lots and lots of therapy she is doing incredibly well, keeping up with her twin brother and giving big brother a run for his money. After dealing with insurance companies for her care and treatment I realized what a horrible healthcare crisis this country is in.  Now I work with Ameriplan, an alternative and/or supplement to traditional insurance. I help people save money on healthcare, and I also help people escape the rat race and work from home.

http://www.BenefitsByRosie.com

I am a disabled vietnam era veteran. About two years ago I suffered two strokes and saw first hand the obstacles that people and families in need go thru when they are struck with an unforeseen incident. The world can turn into a cruel and cold and lonely place. It seems that the only visitors that approach you are people that want to take their pound of flesh. All the collectors come to collect their debts and there is no way of holding them off. Sometimes families are forced to make harsh and rash decisions just in order to survive the tradegy.

I do not want anyone to feel the way that I did when I had my strokes. Dealing with the feeling of complete loss and disarry of your life only compounds itself on your situation. It harms both you and the family around you in so many ways. The emotional, physical and financial strain can become unbearable. Along with the illness and long sleepless nights you are also plagued with the ever approaching feeling of doom. THIS IS NOT THE WAY TO SURVIVE!!!

I was able to first hand experience this and to speak with others that have gone through these incidents also. There are a few basic needs that must be met in order to get through this crisis safely and remain in a stable environment.

Basic needs include but are certainly NOT limited to:

Food / Shelter / Medical Care

Knowing that someone cares and that there are people who can or want to help, makes a big difference in bridging the gap to becoming healthy and viable again.

What I have decided to do and wish to attempt to pass on to people are both the basic needs and the knowledge that there are others that care and sympathize with people in need.

I hope to help bridge the gap between the needs and the needy!

I am starting a non-profit organization to help veterans and their families cope with the difficult and rocky time between receiving either their benfits or their pension. I wish to exted this service also to the homeless in need.  

I need help to get this venture started. Any help from you would help out the cause greatly!!!  One of the things that we need too do is purchase wholesale/discount/surplus items to raise  funds for the cause.  
  We can't do this without you and there are people waiting to be helped. Please help us bridge the gap between the needed and needy.

I want to be an organization that ACTUALLY helps, not just a name that people are turned away from when they are in need.

We are a low income family looking for assistane to help us make it! Ok let me get a little bit more into detail on how we need help. My husband is a Iraqi veteran he is 27 yrs old and is now disabled he was injured in iraq, and when he came home was discharged from the military. I am unable to work out of the home due to this and our 3 children. We live in government housing and would really like to have our own home. please any info possible would be great!

A little background information. I am 40, almost 41 years old, married with two beautiful daughters ages 8 and 5 and disabled since April 2001. I receive Social Security Disability but we all know that it does not come close to a regular pay check. Before I got sick, my wife and I were both working and our combined income was close to $85K per year. I began getting sick in 1999 with acid reflux or GERD. I went through every drug on the market and using each above the recommended maximum dosage with little or no relief. When it began eating away at the lining of my esophagus to the point I was developing holes in the lower portion near the point where it connects to the stomach and spilling into my lungs so badly that they thought I had developed asthma, their only other option for me was a surgical procedure called fundoplication. This procedure takes the upper portion of the stomach and and wrap it around the esophagus to tighten the valve to prevent the acid from coming back up and to cover the holes. It was supposed to be a laproscopic procedure where I had it done on one day, spend the night in the hospital and go home the next morning. My maximum time off work was to be two weeks. I actually left the hospital on the day I was supposed to return to work. When I kind of came to on the first day after having the laproscopic procedure go so badly that I had to be opened up the full length of my abdomin so that they could try to fix what they did that almost killed me plus I was in intensive care. The next day, they did a test where I drank some awful tasting mess so they could check for any leaks in my stomach or anything. Guess what, they stated that they found leaks and back into the operating room I went where they took everything they did the day before apart and did it all again. This time when I woke up, again in intensive care, I was on a ventolator for a week. They took the thin lining that is between your organs and your skin to keep then from growing to each other to wrap my stomach and seal off the 3 or 4 places that it tore open during the laproscopic surgery. During the first, laproscopic, surgery, in addition to my stomach tearing open in 3 places, my liver was cut/damaged to the point that the gave me at least 4 units of blood. I haven't been able to work since then. I have constant diarrhea, abdominal pain which is increased when I eat anything at all, on a scale of 1 to 10, I stay around 8 or 9 all the time. I also have a partial small bowel obstruction that will eventually have to be surgically fixed. The obstruction(s) are caused from the extreme amount of scar tissue that I have in my abdomin which is why they don't want to operate again until they absolutely have to. I have been admitted to the hospital 12 times in just the past 3 years and have already had to have surgery to correct a blockage in my colon. My small intestines, colon and I don't know what else is attached to my skin where the lining was removed. I cannot lift anything more than 5 to 7 pounds, pull, strain, climb, crawl  nor stand, sit or lye down for more than about an hour and a half at a time because of the pain. I also have areas that are close to herniating which will also cause another surgical procedure. When they admit me for a blockage, I spend a week there with a tube down my nose (NG Tube), in my stomach connected to a suction pump to pull all of that stuff back out and clear the blockage, for then anyway. One, I cannot even stand to think about any other surgery and two, the doctors don't want to do it either.  In addition to all of that, and I left some things out, I have degenerative disk disease in my back, my spine has lost it's curve at the end where the tail bone is. Also, I have to sleep with a CPAP machine because of sleep apneia and have to take medicine during the day because I also have narcolepsy. Dealing with all of this has caused depression, anxiety and post traumatic stress disorder from the surgery. I still and always will deal with these health issues and mental stress from now on. Because of all of my problems, it's obvious that my wife had to leave her job to care for my and our children so we have been trying to make it on Social Security Disability which is getting harder and harder every day. We have already gone through our savings and 401(k)'s to survive and keep our home and a vehicle. Our credit is shot because we have had the 2 cars that we had when this all happened repossessed. Also, all of the other credit we had then, fell behind and pretty much totally destroyed our credit. We are behind one house payment and the mortgage company is a pain to deal with and absolutely refuse to offer any assistance at all. I am still trying to pay some on my hospital co-payments that are now pushing a total of close to $10K and I never know from day to day when I may have to go back. Plus, like everyone else, I have the normal power, phone, cable, water, trash pickup, car payment, car insurance, homeowners insurance, food and school things for our girls. We also heat and cook using propane gas. We have been without propane for 95% of the winter and we are out now which means we heat with small electric heaters and cook on a hot plate, microwave or small toaster oven. Right this moment, we have a total of maybe $5 to last two more weeks and it's about to drive us crazy. We can't cook, heat nor watch TV because the cable has been turned off until I can get money to pay them in two weeks. I am the type of person who hates to have to ask others for help. I would rather help others than to ask for help but I don't have much of a choice right now. Our families, our church and our friends have been great during all of this but they all have their own bills and families to take care of also. Any help would greatly be appreciated! May God bless you!

My husband died unexpectedly, he did not have life insurance or health insurance, he was never ill. Two months later, I lost my job. The next day, I filed for unemployment and registered with the TWC for help to find a job. I received unemployment until August. I applied for every job that I qualified for in the TWC listings, there were many, I only got a few interviews. I am not sure that the job postings were up to date, so many of them sent me responses that the jobs were closed. Some jobs were posted a day or two before they were to be closed. I have sent out so many cover letters with resumes and applications. I have checked with my references, no one has contacted them. I feel like I've been sending out paper airplanes into empty space.  Many of the applications have gone to State agencies which list job vacancies.

I am diabetic and am out of my medications, I was on the Aim Low program in my county, in August they sent a letter about changes, I called to be rescreened (first screened in May) and was told to call back later, this is what happens each time I call, I am clearly qualified. Initally, in May, I applied to several of the prescription assistance programs and was approved, they were sent to the Aim Low pharmacy. I found out by accident that they had arrived and had been there a month without my being contacted. I finally received them but have received none since and have not been able to see a nurse/dr for refill prescriptions. I don't know where to turn as my diabetes cannot be ignored. I am following what I've been taught in managing my diabetes, but that is not enough without the meds I was prescribed by my doctor while I was still working and had insurance. I have lost alot of weight (40#) and my blood pressure has dropped to a much lower rate than it has been in more than 20 years. I think those factors have helped me with the diabetes complications. 

I receive a survivor's benefit from social security, but it is only enough to pay my rent with $34. left over, I am behind on my utilities and must seek help to get reconnected, often. My car engine light blinks constantly and it runs "rough" needs spark plugs changed and maintenance work, so my gas mileage is poor. On the weekends I set up with an art group to sell note cards that I paint, and some jewelry that make with left over supplies from better times while my husband was alive and we were both earning. I sell a little, usually enough to pay my booth fee and gas money and a little extra used for food during the week. My back, arms and hands are beginning to be stiff from the loading and unloading each week. My hands ache for days and swell. I don't have medication for that. Last week my allergy to smoke flared up and I have had nerve pain in my jaw, ear and head that is almost unbearable. 

I have a daughter about 20 miles away who ignores me since I asked her to keep my dog, a Lab named Lizzi for 3 days so I could go to help my younger daughter who was having a myelogram to determine therapy for an injury she is still suffering from that was not initally treated properly. She has alot of pain from her injury and is in physical therapy, that is not covered by her insurance. She works, but the therapy is very costly and she does not have money to help me with. My older daughter works and has a partner, who also works, but requires alot of her attention and 3 adopted children.  They do not communicate with me since I asked them to keep Lizzi for those 3 days. They have 2 dogs and 4 cats and a big fenced yard. Several years ago, when they were living in a condo, they dumped Lizzi with us when they didn't have a yard. Lizzi is very well trained and is always on a leash with me. the vet told us she was traumatized and that she should not ever have to stay in a crate, for any length of time. She loves them and is always so happy to be with them and gets along with their dogs and cats. I am sad that my older daughter seems lost to me. I am so alone. I do have kind neighbors, but to have family that is so close, but distant, is sad. I try not to think about my older daughter, hoping that she will call are show up someday. My younger daughter cannot make trips to visit often as her injury makes a 3 hour drive each way, something very painful to do, and not miss work when she gets back.  I need help and suggestions of how to move ahead, I am not old enough to retire at 62. I have alot of energy to give, just not enough money to make ends meet. I guess I really need caring attention, most of all. 

Im not even sure what this site is for other than just having people out there who know what im going through. I have spent the last few years wondering if im going to be able to hang on. Im an adult survivor of child abuse and sexual abuse. For most of my life I have been able to maintain, but recently I feel like im comming apart. Im sure most of it is related to the fact that my life latley is so out of control. The economy is so bad right now that the stress level's have reached an all time high. I know im not the only one out here suffering, I just feel like I am.  I was diagnosed with Post Tramatic Stress Syndrome, re-occuring depression, Severe Panic and Anxiety. So with all this going on the lack of money isn't helping. I know what I need to do, and I want to be able to do it, I just cant. And I know what your thinking not with that attitude, but I used to have a great attitude, I just lost it somewhere down the road. My husband is Disabled with a bad Back and Knee, It makes it hard because we are trying to maintain a house and raise 3 kids on his disability pay and it just doesnt work.. I've tried everything. I have tried to work and tried to go to school but I just cant finish anything. I start out great and then fizzle. It gets so bad I get so over whelmed I cant continue I start getting panic attacks and then im done. If anyone can offer suggestions Im open. Anything.

until then Im still hanging in there.

I am a 36 yr. old woman and a recovering addict looking for a way to go to college.  I am unemployed, I have no savings, no car, no type of insurance, I am starting my life over from scratch and I am trying to finally fulfill my dreams.  I live with my "significant other" who takes care of my basic needs but cannot afford to put me through school.  I am trying to find grants or scholarships that will cover my tuition.  I am interested in a Bachelors Degree in the arts of Psychology.   Any help would be greatly appreciated.

i am a 50 year old male,i work,dont have much,dont owen a house lost it a few years back with everything else(gotsick)but anyway lets make this short.iam in need as everybody else,my wife cant work,she tried but cant physlcally and mentaly. also we are now taking care of my bother-inlaw.he is also disable and cant work.we are not getting help from anywhere, not on welfare,just me working.....please all i need is to get a month jump start

I'm in pain physically and emotionally while I'm typing this so I'm hoping what I have to say comes out right. I'm going through a tremendous amount of issues right now and I really need some help but have the most trouble finding somewhere to turn. I have a rare pain syndrome that is not commonly heard of. It's called vulvodynia. It causes me excruciating  & debilitating pain. At one time I experienced it almost every second of every day for the last several years. There's no cure or even any sure way of knowing the exact cause....it makes you miserable and unsure of ur life from day to day. I also suffer from depression.

 The vulvodynia pain, I guess u could say is comparable to nerve damage pain (which is in fact what it seems to be in my case). I don't know if I'll ever be free of this situation again but for the time being the only thing most recently that has been helping me to function enough and not suffer this every single day as before is the Cymbalta medicine I've been taking. I also believe in holistic methods but nothing else so far helped relieve the extreme pain and I have a young child to care for. I have tried many many medications & have been & felt like somewhat of a guinea pig. This situation started for me around the age of 19 and I am now in my 30's (Off and on during that period of time). I cannot work because of these disabling situations and I receive SS disability once a month.

 I tried to fill my prescription for my medication and for reasons beyond my control (some error of some sort), my insurance that covers it was off and will take at least a month to be corrected. My medicine costs $163 that I don't have. Making matters worse, I am in a period in which the pain is at it's worse (which happens sometimes) and this is the worse time for me to be without my medicine. I can't find anyplace to get it free or get samples. I NEED HELP.

 I am behind in my rent $227. I have bills I am behind in that is $191. My glasses are old and broken (I'm very nearsighted and the type of glasses I get cost me $350-$400), My child's birthday is here, I have no money to give him anything right now and that in and of it self is so hard (he's a great kid and I love him dearly)and I have little money for the basics of food (which has just been getting more and more expensive). My medicaid was cut a long time ago because they sent the recert to the wrong address, I've tried to apply since then and all I get is the run around. Food stamps is the same thing. I'm just TIRED and I neeed HELP PLEASE SOMEBODY. If u hear me and u can, please help. I am humble and appreciative. Thank You

Well, I have been currently on workers compensation for 2 years and as of last tuesday fell again and broke the same wrist that workers compensation just paid for to fix. I may need surgery again and about to be foreclosed on if I can not come up with 528.54 by Thursday this week. I have been told that I have to pay back workers compensation on top of not getting a check this month from them. My husband is diabetic and has multiple health issues that limit him from working so I don't know what to do my income was the soul income. Please if anyone can help I will try and pay you back. I just need some help to get out of the rut I am in. Thanks sad and feel out of control.

HELLO, I AM 57 YEARS OLD AND HAVE BEEN ON SSI FOR 6 YEARS... I NEED EYEGLASSES.. I CONTINUE TO BY THE DOLLAR STORE ONES. BUT MY EYES HURT AND ALSO MY HEAD... ABOUT 4 YEARS AGO , MEDICAID OFFERED EYEGLASSES FOR PEOPLE WITH DISABILITIES AND THE DOCTOR I WENT TO GAVE ME TRI-FOCALS, AND FOR FIRST TIME WEARERS OF GLASSES.. YOU DONT GIVE THEM TRI-FOCALS... ANYWAY , I AM GOING BLIND SLOWLY BUT SURELY... PLEASE HELP....

My name is Elove, I am a native of Detroit, MI.  I moved to Georgia approx. 2 yrs ago in hopes of providing my self and daughter now 3 a better life. I left Detroit secondary to physical, financial, and mental abuse of my husband now incarcerated for the next 36 years.  (very long story).  I left a beautiful home, car and stable job as a result of this.  I felt our lives were in jeopardy as result of my husbands street associations.

 Initially when I moved I was doing well for myself although the journey difficult. I gained employment purchased a car, and rented a modest apartment. It was difficult to maintain all of my monthly expenditures ie. day care, although I made a decent salary. I deprived myself and my daughter of so much like NECCESITIES.  There are no programs or at least  I have yet to find one that helps persons in my situation.  I try to exhaust all resources before asking for help.  However I am hanging by the end of my rope.

I lost my job in November, and as result lost pretty much everything all over again. I have limited resources and family support.  I suffer w/depression and  a host of emotional issues as I have never had the opportunity to heal or recieve counseling for all of my anguish. I just function as a Bobo doll and when continuosly punched I bounce back as I have no choice because I have a ltitle one that depends on me greatly, but I am running low on fuel. 

I am daily steadfast going into debt as I have NO source of income.  I am living with a God sister, I am grateful for her although it is not the most comfortable environment for us. The only thing I have left is my car that may be repocessed soon. If that happens I am really up the creek. I have daily tried to find work and at this time a beggar can't be choosy. I'd work at Mickey D's however child care is of course an issue. Further more I can't drive my vehicle because I can't afford my tag renewal or insurance premiums so I am stuck all the way around.

My daughter has been greatly affected by all these abrupt social and economic changes. Right now she is my only fuel and motivation.  Prayer and faith of course, yet when you exhaust all possibilities to help yourself what do you do?  I would never have gone on a site like this because I am so independent and proud.  Yet I ask anyone out there if you have any resources that can aid or assist me in my situation, it would be greatly appreciated. If anyone can provide me with any financial help just to handle my most urgent need to be mobile to find employment would be great and I can handle the rest. A good 1500.00 dollars would allot me the opportunity to pay a car note, pay my insurance and get my tags renewed.  

I thank anyone who wishes they can help, prays for me or identifies with my situation.  I don't want a hand out I want help to hep myself.

PLEASE HELP I NEED A NEWER TRUCK MINE HAS OVER [200,000}MILES ON IT. I ALSO WANT TO KNOW IF I CAN GET SOME HELP WITH TRING TO BUY/BUILD A HOME.  I ALSO HAVE A.D.D. BUT I DON'T UNDERSTAND SOMETHINGS,I CAN'T EVEN AFFORD A NEW PAIR OF GLASSES MINE ARE OVER {4] YEARS. WISH I  COULD AFFORD TO HAVE EYE SURGY WHERE MAYBE I WOULD'NT HAVE TO WEAR GLASSES....   ANY HELP WOULD BE GREATLY APPEACTAIEED.............THANK YOU!!!!!!!!!!!!!!!!!