Licenced to conduct business as a real estate agent throughout the state of Texas, I am a member of the National Association of Realtors and as such am entitled to term myself as "REALTOR®". Unfortunately the Subprime Market Has justed exploded with Foreclosures and our major subprime lenders CIT and greenwhich are filing bankruptcy.  You have to have a 1000 FICO score to have a subprime lender qualify your clients now.  Making life a little more dramatic in the Real Estate World.

I am a Single mother of a beautiful 12 year old daughter and 15 year old handsome son.  I am sure they think their mother is a strong individual but lately I am wondering what they are thinking when I avoid the normal daily purchases, such as toilet paper,.. use the shower!...I am struggling with telling them that things might be falling apart.

Feeling the strength of the movie "Fun with Dick and Jane" the movie seems to help me through the day. When I remember how Dick lost his mind and stole the yard pieces to make one moment of happiness for his beautiful wife.  Then I realize I don't have a DICK!

Wanting to know where my self confidence is with the economy and living with in the means of frugality has no bearing on what is really happening...the loss of the farm!

Looking around the bear house for something to sell / pawn or hock (without the little ones noticing the house looking more streamlined) all I have are the rocks outside and maybe a pile of pecans that have fallen from the trees and left by the squirrels.  I wonder What is road base going for these days?