I work 3rd shift till 7:30 in the morning and then stay with my girls during the day.  We can't afford childcare, and my husband works a 65 hour week.  As soon as he gets home, I lay down for an hour and then go to work.  We don't have any money, and the water bill was just sent back.  The check for the house payment is going to bounce and we are out of gas... We need help!  I don't want to lost the house and we have struggled so much already, we thought we were going to be ok, but nothing is ok, the overdraft eats our paychecks, and then we have to live off the negative balance... if we could only get out of the hole so our paychecks could start going in we would be fine... I don't know what to do anymore. 

my name is gracie i am married to a wonderful man and have two wonderful sons one 11 and the other 2 at this time in our lives we are haveing it hard my husband and i have wrote two books at www.lulu.com we have them on the market to be sold but any help or advise we would apprecate

I LIVE IN A FOURTY YEAR OLD MOBILY HOME THAT'S IN NEED OF REBUILT. I AM HANDICAPPED. IHAVE NO MONEY, BANK ACCOUNT, OR CREDIT CARDS, OR ANY WAY TO GET THE THINGS I NEED. MY OWN COUNTRY, THE UNITED STATES ONLY THINKS I'M WORTHY TO RECIEVE $170.50 FROM SSI BENEFITS, AND $40.00 IN FOOD STAMPS. I AM POOR, LIVING BELOW POVERTY LINE, AND I'M TRULY IN NEED OF HELP. I HAVE 5 HEART BLOCKAGES AND CANCER, WON'T SOMEONE PLEASE HELP ME BELIEVE IN LOVE AND GODS GRACE AND HELP ME WITH A GREAT CHRISTMAS BEFORE I DIE AND NEVER KNOW HOW THOSE WHO HAVE EVERY THING FEELS. THANK YOU PATRICIA

Hi, my name is Cynthia, I'm not actually here for myself, but for my parents. However, if it weren't for my parents I wouldn't have a roof over my family's head at this point. Here's my story...........

My husband abandoned our 3 childeren and myself a little over 2 years ago and if not for my parents I'm not sure where I'd be today. My dad had to start paying my mortgage and finally took over the property as rental property. I pay my dad what I can each month to live here, but I can't do much. I take care of most all my other bills since my dad is deeply in debt due to my circumstances and his multiple heart problems. I hate that I have caused him so much trouble and feel that I am somewhat responsible for his heart condition. I would like to repay him somehow, but I'm only human. My dad pays over $1000 a month for health insurance just on himself and recently my mother fell ill without any insurance. We learned that she had uterine cancer and would have to have surgery. These bills will total over $90,000 at this point (it had to change because she ended up with a blood clot after surgery. I'm concerned that their only option will be bankruptcy, which will take both our homes away. Please help me with anything you can provide concerning this matter. I am truely grateful for anyones help. If you wish to know more please feel free to ask.

  THIS IS MY FIRST TIME EVER DOING THIS, BUT I AM IN DESPERATE NEED OF HELP. I AM A SINGLE MOM OF THREE, AND IN NEED OF HELP  TO KEEP A ROOF OVER MY KIDS HEAD. I DO WORK, AND I CURRENTLY BEEN ON MY JOB FOR TEN YEARS. I CURENTLY FELL BEHIND ON MY BILLS, CAUSE I HAVE TO PAY DAYCARE FOR TWO OF MY KIDS IN ORDER TO WORK. I WAS RECEIVING CHILD SUPPORT THAT HELPED  ME WITH DAYCARE, BUT I HAVE NOT RECEIVED ANY  CHILD SUPPORT IN THE LAST EIGHT MONTHS.  MY KIDS FATHER MY HAVE RAN FROM HIS RESPONSIBILITIES,BUT I WILL NEVER GIVE UP TRYING  TO KEEP A ROOF  OVER THEIR HEADS. I AM CURRENTLY IN NEED OF $1500.00  TO PAY MY PAST DUE MORTGAGE , AND MANY OTHER  BILLS. IF THRE IS ANYONE WHO WOULD WANT TO HELP ME, I WOULD GREATLY APPRECIATE IT.  I  HAVE HIT BOTTOM AND  I DON'T KNOW WHAT ELSE I CAN DO, BEFORE I LOOSE MY HOME.

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Community Ventures Corporation
1450 North Broadway
Lexington, KY 40505
Executive Director: Kevin R. Smith
Microloan Contact: David Collins / Tyrone Tyra
E-mail: cvccorp@prodigy.net
Phone: 859-231-0054 Fax: 859-231-0261
Service Area: Anderson, Bourbon, Boyle, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Nicholas, Powell, Scott, and Woodford counties
Website:

Kentucky Highlands Investment Corporation
362 Old Whitley Road P.O. Box 1738
London, KY 40743-1738
Executive Director: Jerry Rickett
Microloan Contact: Edgar Davis/Cindy Bowles
E-mail: cbowles@khic.org edavis@khic.org
Phone: 606-864-5175 Fax: 606-864-5194
Service Area: Bell, Clay, Clinton, Harlan, Jackson, McCreary, Rockcastle, Wayne, and Whitley counties
Website:

Louisville Central Development Corporation/Business Plus
1407 West Jefferson Street, Ste. 200
Louisville, KY 40203
Executive Director: Sam Watkins Jr.
Microloan Contact: Kirk Bright
E-mail: swatkins@louisvillecentralcenters.org kbright@louisvillecentralcenters.org
Phone: 502-583-8821 Fax: 502-589-1173
Service Area: Jefferson County/Primary focus Enterprise Impowerment Zone
Website:

Purchase Area Development District
1002 Medical Drive P.O. Box 588
Mayfield, KY 42066
Executive Director: Henry Hodges
Microloan Contact: Norma Reed-Drouin
E-mail: henry.hodges@mail.state.ky.us
Phone: 270-247-7171 Fax: 270-251-6110
Service Area: Ballard, Calloway, Carlisle, Fulton, Graves, Hickman, McCracken and Marshall counties
Website:

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need help on building my own rental properties

     I'VE BEEN HAVING TRROUBLE LOCATING PRINTABLE FORMS OR INFORMATION ON GOVERNMENT GRANTS FOR CREDIT DEBT.  ANY HELP WOULD BE GREATLY APPRECIATED.

Hello Everyone

My name is Stephanie and I am 20 years old. I am a single mother of a beautiful little girl named Chloe. She just turned 2 last month. I love her SO much. I just got my own place for the first time (every where else I have lived I have depended on someone else financially). I've had a couple of years, so I'm trying for a fresh start. I am going back to school in the fall. I'm not sure what my major is going to be yet, but photography is what I want to focus on. I'm hoping to take the photography classes to fine tune my skills. I'm just trying to make a better life not just for me, but my daughter as well. I guess that's it for now. :)

HELLO ANYONE KIND ENOUGH TO READ THIS,

 LET ME JUST BEGIN WHERE MY LIFE ENDED. I BECAME VERY ILL THREE YEARS AGO AND WENT ON DISABILITY FOR P.A.D. AN SEVERE ATHRITUS. SOON BOTH MY DAUGHTERS BEGAN HAVING SEVERE KIDNEY PAIN, WHICH WE SOON FOUND OUT THIS WAS REAL TUBULAR ACIDOSIS. WHICH IS SICK FOR AN 8 YEAR OLD TO HAVE TO FEEL PAIN LIKE THAS. I KNOW I HAD THEM AS WELL, WHEN I WAS YOUNGER. KIDNEY STONES EVERY DAY ONE OR THE OTHER. WELL, MY HUSBAND BEGAN ACTING WIERD. HE WENT FOR MY DAUGHTER AS I STEPPED IN FRONT OF HER I FELL AND BROKE ALL MY RIBS ON THE RIGHT SIDE. HE WAS VERY VIOLENT. HE DID GO TO PRISON AND WILL NEVER BE IN OUR LIVES AGAIN. AS I WAS MOVING, THE LEASE WAS IN HIS NAME AND WE HAD TO MOVE IN, WITH FAMILY. I FOUND HYPADERMIC NEEDLES ALL UNDER BEDS. THIS EXPLAINED SOME HIS ACTIONS! WE WERE NOW HOMELESS AND CARLESS. THE CAR WAS IN HIS NAME. WE ARRIVED AT MY SISTERS HOUSE AND THIER FOUR SONS. MY LITTLE GIRL WAS RAPED AND WE HAD TO MOVE AGAIN QUICKLY. SO, WE MOVED IN WITH A LADY WE HARDLY KNEW. SHE IS NICE . BUT, THIS IS HARD TO PUT TWO FAMILIES TOGETHER THAT BARELY KNOW ONE ANOTHER. I HAVE HAD TO CALL SO MANY AMBULANCES FOR MY DAUGHTERS. I KNOW THE HOSPITAL THINKS WE ARE CRAZY. I NEED TO GET THEM THIER QUICKLY FOR PAIN RELIEF AND SOMETIMES SURGURY. THIS HAS GONE ON FOR EIGHT MONTHS. WE PRAY AND PRAY AND ASK JESUS TO HELP US. WE NEED A CAR, SO I CAN MAKE THE TRIP 45 MILES AWAY TO GET THEM TO SPECIALIST CALLED NEFROLIGIST. I, AM LOOSING MY RIGHT KIDNEY AND HAD NO CLUE THIS DISEASE COULD ULTAMENTLEY DO THIS. I DON'T WANT THEM TO LOOSE THIER KIDNEYS. WE NEED HELP! HELP FROM ABOVE OR A CARING HEART. I CAN MAKE PAYMENTS. BUT NOT OVER $300 PER MONTH. I, AM DESPERATE, THESE GIRLS DESERVE BETTER THAN ER DOCS. I HAVE INSURANCE FOR THEM, I DON'T HAVE A CAR TO HELP THEM. CAN YOU HELP A MOTHER AND HER TWO CHILDREN IN GOD'S NAME. WE JUST NEED ONE BREAK. PLEASE HELP. CALL ME 270-466-7707 OR E-MAIL ME AT dreamanwait@yahoo.com. THANK YOU SO MUCH. MY PRAYERS ARE WITH YOU AS WELL. OH! MY DAUGHTER HAS BEEN SENT HOME FROM SCHOOL FOR MEDICAL SICK LEAVE, AS A TEACHER COMES TO OUR HOME, OR THE LADY WE ARE LIVING WITH HER HOME.

TRULY BEGGING

MALEA, DALLAS & BRANDI

Im sure everyone who comes to this site thinks that most of these ppl are just trying to con ppl out of money.

but some of us really need. help

im a single mom and my daughter and i are living in an apt.

i cant afford the rent and right now we live there with no electric and no water and no heat.

i have no money and no food and no way to take care of her. i need help.

i am a dancer and will do private parties.

if anyone is interested plz. msg me soon.

thanks

I need help with immediate expenses.  Three hundred fifty dollars is the amount of money I would use to make my car payment, insurance, and gasoline.  I have no safety net of friends or family that can help me.  I'm out of ideas and am afraid I'm running out of time to do anything.  If any one knows of a legal way to get that much money, please let me know.  Maybe a lender who would loan to someone with no income?  I don't have anything that could be collateral though. 

CARRY EACH OTHER'S BURDENS, AND IN THIS WAY YOU WILL FULFILL THE LAW OF CHRIST. -GALATIANS 6:2, NIV

What I have seen in this world is greed....people falsely judging one another, and so many people carrying so many burdens...When people help other people and care about each other this makes the world a more balanced place to live in. Sometimes when you care about people you can go overboard and take your whole self there and loose who you are...So in life everything has a balance...Help each other but not to the extent that you loose who you are....Spread good news and give to someone that you come across a little something to if you have it to give to people who are genuine and the cycle of what this world should be base on -Love-will continue for generations.

I AM SO FAR INTO DEBT. I MARRIED THIS GUY IN AUGUST OF 2005. HE WAS IN THE ARMY. I WAS LIVING IN LOUISVILLE, KENTUCKY AND HE WAS STATIONED IN FORT LEWIS, WASHINGTON. HE WAS PAYING ALL OF MY BILLS. SO I WAS TOLD BY HIM. HE CLAIMED TO HAVE ALL MY BILLS ON AUTO PAY FROM HIS ACCOUNT. IN JANUARY OF 2006, HE FILED TAXES AND CLAIMED MY 4 CHILDREN AS WELL AS MYSELF. I NEVER GOT A PENNY AND HE CLAIMED HE PAID OFF A FEW OF HIS BILLS. LAST I HEARD FROM HIM. I FOUND OUT IN MARCH 2006 THAT HE HAD SUPPOSEDLY GOTTEN REMARRIED. I NEVER SIGNED ANYTHING. I WAS CONFUSED. MY BILLS STARTED COMING. EVERY PAYMENT EVER MADE HAD BEEN RETURNNED FOR FRAUD. I COULDN'T FIND HIM ANYWHERE. HE HAD GOT PUT OUT OF THE ARMY.

HERE I AM A YEAR LATER AND TRYING TO GET EVERYTHING ON THE RIGHT PATH. I AM SWAMPED IN BILLS. I HAVE A 2000 DOLLAR ELECTRIC AND GAS BILL THAT IS OVERDUE FROM MAKING PAYMENTS TO TRY AND GET IT LOWER FROM THE BAD CHECKS. I HAVE A 200 DOLLAR WATER BILL. I HAVE NO JOB AND 4 KIDS. NO TRANSPORTATION TO GET AROUND AND NO HELP. I AM STILL SINGLE. PLEASE. ANY LITTLE THING WILL HELP.

my mom is slowly becomming an alcoholic. I am not yet old enough to geta job, and we are about to become homeless. I cannot live with my dad, because he wants nothing to do with me.My mom has attemped to get jobs but just hasnt been able to find one. She is also a part time student. But we are so low right now she cant even afford to take me to school let alone herself. We are 3 months behind on rent($1800), which must be paid this month to avoid eviction. our water($?) and electric($?) are both going to be shut off within the next week. And we haven't had any food in the house other that old canned salmon for the past 2 months. we have pawned everything we could to get money and we are out of options.

I know if/when we get evicted i would be put in foster cae and i cant let that happen. My mother and I are both severily depressed and suicidal. i have been hospitalized twice for suicide attempts and she has once. I have also been hospitalized for an anorexia nervosa once. all of which we are still 'paying off' ($5000) (we are both untreated) i also suffer from hypothyroidism and polycystic ovarian syndrom as well as a possible heart condition. (it was determined during my last hospitaliztion but we havent been able to get it checked into further). all of which are untreated.

Any help at all is very very greatfully appreciated. and I am more than willing to pay it back as soon as i can get a job.

for any questions dont hesistate to email me kaylassogangster@hotmail.com

TO WHOM IT MAY CONCERN,

I HAVE BEEN AN ADEPAGE MEMBER FOR MONTH'S NOW, AND I HAVE YET TO SEE ANYONE GET HELP. MAYBE IT'S JUST ME, BUT I'M TIRED AND WEARY. I'M AT MY CROSSING. SO IF NO ONE IS INTERESTED IN HELPING ME, PLEASE LET ME KNOW. I WROTE TO OPRAH WINFREY FOR HELP OVER THREE YEARS AGO, AND ALL I EVER GOT FROM HER WAS THE UPDATE OF HER NEXT SHOW. THAT LEADS ME TO WONDER IF OPRAH HELPING PEOPLE ISN'T A FRAUD. SASSY57 

i need help with my rent i owe 800$$ and i just lost my job i got land off but i got me a new one but the rent is past duw its me my wife and my son and me and my wife well have a new baby on june22my son is 2. and the new one is a grel i just need some help to get by

thak you from me and my wife and my son and the new bron

I'm a divorced mother of 2 who works and love her children very much.  Unfortunately, this holiday season I will not have the funds to get anything for my kids.  I either let my car insurance go, buy no food or gas or buy them presents.  Those are my choices.  I don't ask for anything for myself.  Their health and happiness is all that I need.  I just need to ask for help in giving them a Christmas.  Without help, they won't have one. 

Thank you very much. joandsydsmom@yahoo.com

Michelle

I am a single mother and now grandmother.  I purchased my first home 2 years ago but had no idea my mortgage would go from 600 to as much as 1200 dollars a month.  I am on a fixed income, I get paid once a month.  I am now two months behind in my mortgage payments and i don't know what will happen to my grandson and my children.  I was just not ready for such a high bill.  I am trying to adjust but I need to first get a step ahead financially and also get some advice on how to lower my payments in order to keep my home.  If there is anyone out there who can help me may god bless you.