I am a single 22 year old mom who is raising a babygirl who is a year in a half old for a year and 2 months my daughters father had left when she was only 2 months he is not around to help me. I've been by myself working full time struggling to pay bills, rent,and my daughters needs, also for babysitting for my daughter so I can work and try to  give her the world but I really can't because pay check to paycheck goes to bills. Just recently I had to loose my apartment so I can keep up with all my bills. It hurts to have so much and in a second everything you ever worked for is gone just like that, it's the worst feeling ever, I need some help to better my daughters life, so what im asking is that if there's somebody out there that can help me get a good paying job, or afordable housing or grant to go to college. Im a very dependable person always showing up everyday to work, no matter what the weather is im at my job. so please i need some help and i tried every were but this is my last chance that i know of. but that doesn't mean i wont keep on trying. I been at this job for four year's and they dont pay enough , so i can keep my apartment and pay bills. I appreciate anyone that could help me.

I AM A SINGLE MOTHER OF A 11YR OLD DAUGHTER AND HER FATHER WAS KILLED THIS PASSED JANUARY (2006) BY A DRUNK DRIVER AND IT HAS BEEN REALLY HARD FOR ME TO GET BY SINCE THEN. I AM TRYING ALSO TO FIND A LAWYER TO HELP ME TAKE THIS CASE BUT I CAN'T SEEM TO FIND ONE.   AT THIS TIME I AM WORKING RIGHT NOW BUT IT SEEMS LIKE I CAN NEVER GET AGAIN BECAUSE I DON'T MAKE THAT MUCH MONEY.  I HAVE BEEN TRYING TO APPLY FOR LOANS BUT BECAUSE I DON'T HAVE A BANK ACCOUNT THAT ARE TURNING ME DOWN.  I ALSO TRY AND GET SOME HELP FROM THE GOVERMENT BUT THEY ARE TELLING ME THAT I MAKE TOO MUCH MONEY.  CAN'T SEE HOW!!    SO IF THERE IS ANY ONE THAT CAN HELP ME OR KNOWS OF ANY INFORMATION THAT WOULD HELP ME I WOULD REALLY APPRECIATE IT.  PLEASE SEND THE INFORMATION OR ANY KIND OF HELP THAT YOU CAN SEND TO:     PO BOX 284  CARTERET, NJ 07008 ATT: BETTY JO FONTANEZ.  THANK YOU ONCE AGAIN!!  GOD BLESS EVERYONE!!

*****ADD ON TO THIS*****

***PLEASE I NEED HELP!!***

WELL I JUST GOT MORE BAD NEWS THAT MY LANDLORD IS RAISING MY RENT $100- ALSO I HAVE TO GIVE THE LADY UP STAIRS HALF OF THE ELECTRIC BILL AND IT RUNS ABOUT $75 TO $90 A MONTH SO I HAVE TO PAY HALF OF THAT. I REALLY DON'T KNOW WHAT I AM GOING TO DO NOW BECAUSE I AM JUST GETTING BY NOW. I JUST FEEL LIKE GIVING UP SOMETIMES BECAUSE WHEN IT SEEMS LIKE THINGS ARE GETTING BETTER FOR ME SOME THING COMES UP AND IT FEELS LIKE A BOMB HIT ME. I AM JUST GOING CRAZY. ANY ONE WITH ANY KIND OF HELP OR KNOW OF ANY ONE PLEASE LET ME KNOW. GOD BLESS YOU ALL.  ALSO THANK YOU AGAIN FOR TAKING TIME OUT TO READ THIS.

****ADDED ONTO THIS***********

WELL SINCE THE LAST TIME I WAS ON HERE I HAVE BEEN GOING THROUGH SO MUCH I FINALLY MADE THE DECISON TO MOVE OUT BECAUSE THE LANDLORD IS NOT DOING HIS JOB AS A LANDLORD AND HE STILL WANTS TO RAISE THE RENT AND ITS GOING TO COST ME MONEY TO GET A LAWYER TO FIGHT HIM AND EVEN IF I FIND A CHEAP OR FREE LAWYER I JUST DONT HAVE THE TIME RIGHT NOW BECAUSE I WANT TO TRY AND MOVE BEFORE IT GETS COLD OUT AND THE WEATHER GETS BAD.   THE PROMBLEM IS I AM GOING TO NEED HELP WITH A DEPOSIT FOR THE APARTMENT I AM LOOKING AT. THE RENT IS $800- WHICH I HAVE. BUT THEY NEED A 1 1/2 MONTH DEPOSIT ($1200-)  SO THAT IS A TOTAL OF $2000- TO MOVE IN FOR NOVEMBER AND THAT IS GOING TO BE A LITTLE HARD FOR ME TO DO.  IF THERE IS ANYONE OUT THERE CAN HELP ME WITH A LOAN (WHICH I WILL GLADLY PAY IT BACK IN TIME)  OR ANY INFORMATION ON WHERE I CAN GET ONE I WOULD REALL APPRECIATE IT FROM MY HEART.    GOD BLESS YOU ALL FOR AT LEAST TAKING THE TIME OUT TO READ THIS.           THANKS AGAIN!!

Please Pass This Along

Would You Like To Help A Family In Need ?

Send Me An Angel is a Group that Is Open To Families Who Are In Need Of Help With Holidays, Birthdays, Baby Items, Clothing, Furniture, School Supplies, Food, and emergency funding.

And To Anyone That Would Be Interested In Becoming An Angel To A Family In Need.

To Protect Our Donors and to ensure that all members are really in need of help, All families requesting to join Send Me An Angel are required to complete an application and will be required to submit verification of their needs at the donors request.

If you know anyone who may be able to help please pass this link along to them. This will only work if we have donors so please let your church members, clubs, and friends know about Send Me An Angel.

Cant help financially?

Join one or all of the survey groups listed in the links below. When you join these sites using the referral links I have listed I will recive a referral bonus.

I am using 100% of my earnings from these sites to buy christmas presents for the children of Send  Me An Angel.

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I’ve already earned $120 here completing the No Credit Card Needed Offers and by referring new members. Payments are processed on the 20th of each month and you can request payment at as little as $25

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Thank You

Toni

Group Owner

http://groups.yahoo.com/group/sendmeanangel

Become Someones Angel Today

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Regional Business Assistance Corporation
247 East Front St.
Trenton, NJ 08611
Contact: William Pazmino
(609) 396-2595
Service Area: Bergen, BWebsiteington, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Somerset, Sussex and Warren counties
Website: http://www.tbacloan.com

Greater Newark Business Development Consortium
744 Broad St. 27th Floor
Newark, NJ 07102
Contact: Desiree Sealey
(973) 242-4134
Service Area: Statewide
Website: www.gnbdc.org

UCEDC
Liberty Hall Corporate Center
1085 Morris Avenue, Suite 531
Union, NJ 07083
Contact: Ellen McHenry
(908) 527-1166
Service Area: Statewide
Website: www.ucedc.com

Cooperative Business Assistance Corporation
328 Market Street
Camden, NJ 08102
Contact: Harry W. Stone, CPA
E-mail: hstone@cbaclenders.com
Phone: 856-966-8181
Service Area: Atlantic, Camden, Cape May, Cumberland, Gloucester, and Salem counties
Website: www.cbaclenders.com

Back to The MicroLoan Program

goodluck to everyone,  follow ur heart and may u prosper

I work on a full time job I get min. wages my wife is in school to become a doctor and I have one son
life haves became very tight lately I’m very behind with my electric and gas bills and also behind my rent we have allot of medical bills that we cant pay yet because we have no medical insurance
we are very limited on the food we buy because we cant afford much
the government haves denied aid for us

now I’m with my family on the edge of being homeless it would very appreciated if I can get at least some help to get my self back on my feet and over come all the stress

This is the gist of the sitch:

My mother had to leave her apt in South Orange, NJ back in 2000 or so, because her building was going entirely co-op and she couldn't afford to buy the dang thing. So, since my great aunt was getting on in years, she moved in with her at her senior complex to look out for her, and has been there ever since.

Earlier this year. my great aunt passed away at 92. You would think that since the building management, in a similar aituation, let the person  who moved in with their relative take over the lease, that they'd do the same for my mother, yes?

No.

It turns out that they are pressuring her to move immediately, even though there was someone on the staff there (they kept changing staff all the time) who was trying to work with her and give her some more time and options. Somehow I get the feeling that in the instances of pushing for my mother to, at the very least, stay in the building, she wasn't helping much there at all. My mother says that she was trying to get them to put her name on the lease for years, but that the management at the time was incompetent (I won't say what she really said, LOL). Apparently he was, cuz he's not there anymore.

Now this building is run by public housing, and my mother has been on the Newark Housing Authority list for years. She is disabled and can't work, and only has limited income. She as been to the city government, legal aid-- you name it, she's prolly been there. She doesn't seem to be making any headway. I'm worried she'll really have no place to go soon.

From what I understand, what they are trying to do is get her into another senior building quicker, since she is pretty far up on the waiting list, and in light of the circumstances. But it doesn't look good... and she could be out as soon as next week (jerks). Someone was just up there giving her shite the other day about when was she going to move, claiming it was because the bigwigs are putting pressure on them, and they didn't even have the brass to come up themselves-- they sent the security guard from the front desk.Unbelievable.

So we all have been praying and hoping here, and we feel so helpless. I just wanted to ask for your prayers and or advice if you have any. It would be greatly appreciated.

Thanx in advance.... Yuri

I believe that those who help others in thier time of need will reap good karma tenfold!

I am home bound looking for work on computor or other mean if possible i can do from home. I am sperated for about four year. so i have to what i can to take of me. I have one child, who is an adult now and one grandson. i live alone.  when I did have alittle money I invest in an small business on internet which is now is not bring in no  income but is still open. the site is www.blesshouseblesshouse.org  its callJ&L GIFT SHOP CHECK IT OUT well i guess that  's it.  in need to know more. you  have to go to site and sign in so i can ge your e_mail better yet go to  minds info.blesshouseblesshouse.org

Hi. I am new at this. I have never done anything in my life like this before. The story I have is extremely long and know there are alot of people that don't understand the situation, but until you are in something like this you have no idea what you would do. I live with my parents right now and my handicap brother. My husband, myself, my son who just turned 13, 1/1/2007 and my daughter who is 10. We had to move here 1 year ago, due to my husband had a heart attack and they put him on disability and I am on permanent disability for 7 back surgerys at the age of 36 and more to go. We had no choice to go. My brother sexually abused my son when he was 4. He did probation at the time, due to his mentality and was unable to do jail time. My children have never been left alone with him and that is not even an issue for discussion. Well on Thanksgiving weekend, my husband went to work early in the am, I woke up 45 min. later & my brother came down and woke up my son and my 8 year old nephew to go to his room and watch porns. My mother has had DDD involved with my brother for over 16 years to get him out of the house, they have done nothing and still are doing nothing. Everything right now is in their hands. Now I have an open DYFS case, Family Intervention Services for my family, Police Detectives, Procecutors and everything else. He is still in the home. Please, Please, Please I need whatever help I could possibly get. I really need help in getting securty deposit together so I can get out asap. I can not take much more of this, I am totally losing my mind. I dont know how much a person is suppose to take before they loose it. It is so bad at this point that I can not even sleep with my husband after 14 years. We need to sleep with the children. Please don't get me wrong, I completely understand that, but that is not the point. The system has completely and totally failed me. Please, please, again I am sorry for repeating myself, but if you can help in anyway, my family would greatly appreciate it and maybe we would know how to be happy again. We are soooo miserable. Also if anyone knows a good lawyer in the northern New Jersey area, I am also looking for another lawyer to sue DDD, the last one I had, has yet to get back to me after a week, I am done playing games.

I can not Thank You enough!! May God Bless You & Have A Wonderful New Year!!!!

I live in Hunterdon County New Jersey and will soon need to move out the house I've been living it for fifteen years. I am on disability and I also work part time but rents in my area are very high. Anyone in the area who either has financial help to offer or is willing to rent at an undermarket value to me would be a fortunate find right now. I am quiet, I work a lot and I have a friendly dog. An aparment or house that I will be renting on my own will be a great experince for me because I have lived in with my family for so long. thanks 

Serve as a child advocate.

Help others even when I'm down to my last dollar.

I know how hard it is to deal with the task of a special needs child.

Will help out in return.

hi my name is melanie, i am 34 years old mother of three boys all under the age of 5, i am a partime cashier and with two boys in preschool which in nj costs a fortune and a newborn i have no money upfront for dental work, i went to a dentist recently to see how bad it was and got a shock he said the total fix would be up to 25thousand dollars , hello dont have that money, can we do a little bit at a time, he told me no, other option dentures, 10thousand, nope cant pay that either can we make payment plan, again told no, so by now you can understand it is just embarassing at this point to even try to go to dentist just to get shot down, my insurance only covers 2thousand a year, of course for certain proceedures, but anyway, if there is anyone out there that can help me i would appreciate it, i really want my 5year old to stop asking me why my teeth are falling out, and would like to smile a great big smile at my husband.   buchanan026@patmedia.net

 
Have a question or advice? Looking for something?Want to swap information on parenting skills?Want to swap recipes?Have puppies for sale? Looking to get a new puppy? Know where to find unique pet products & supplies? Want to know about a specific breed from others who raise them? Well heres the place to start! Ask and Share here!
Click Here NOW ,don't delay! 

My name if Rhiannon Sunday.  I am a 12 year old 7th grader at William Davies Middle School in Mays Landing, NJ.  I am seeking help to fund my educational experience with People to People Student Ambassadors.  During the Summer of 2007 I will be traveling to Australia.  I will have the opportunity to gain new insights into other ways of life, explore historic places and make friends from my own area and other cultures.  I will also have the opportunity to earn high school and college credit.  The cost of the trip is $5,399.  I am asking for your help with any scholarships and grants you may be aware of to help me pay for my trip.  I am currently involved in other fund raising activities.  I have been babysitting, selling jewelry and my mom is helping me to schedule family portraits to be taken for the cost of $10.00 per certificate.

My mom nearly died last year and is currently totally disabled so I need to put forth every effort to raise the money.  Any help you can provide would be truly appreciated.

Thank you.

Rhiannon Jenette Sunday 

Hi i'm a single mother of five boys ages 10,8,4,3 and 1 years old this December , living in Atlantic County South New Jersey in need of help this Christmas for my kids ' I never though it would come to this ' me asking for help online but I  don't want to let them down on Christmas, but lately it seems like where just living check to check .  I'm struggling and  am in need of help' i don't feel  ashamed because this is not for me I just want my children to feel how other kids do waking up on Christmas mourning and happy to receive gifts from Santa Clause.   I'm not going to sit here and write a book about my lifes ups and downs i'm just asking for somebody more able to help my family this holiday.     Thank you

I work on a full time job I get min. wages my wife is in school to become a doctor and I have one son
life haves became very tight lately I’m very behind with my electric and gas bills and also behind my rent we have allot of medical bills that we cant pay yet because we have no medical insurance
we are very limited on the food we buy because we cant afford much
the government haves denied aid for us

now I’m with my family on the edge of being homeless it would very appreciated if I can get at least some help to get my self back on my feet and over come all the stress

 Last December, I was a happy girl attending Empire Beauty School.  It was my dream and even though how I got to achieve that dream was through misfortune (a car accident settlement), it still made me happy to know that I didn't have to go to a four year school and pay 20K plus to major in a vague subject. Unfortunately, I had to give up my dreams of becoming a stylist due to the financial burden (the school wanted $500.00 a month!).

Then, the credit card offers came into play. Having never been taught budgeting or money management and being unemployed, I was prey for the creditors. I applied with every offer I got and was approved for 7 cards. Not having guidence, I racked up over $3,000.00 in debt! I know now that the purpose of having credit is for the rewards and simplicity of not carrying cash. I also know now what a FICO Score is and how to screw one up in no time at all. Now I believe that credit cards are only good when you have the money amount you're spending.

Next in line is hospital bills! I have no medical insurance and no way to get some. My charity care just ran out and I owe the local hospital $1,000.00!

I am in collections all over the place. I'm trying extremely hard to get a job, but I haven't had any luck thus far.I already went to 6 interviews and I can't even afford to look the part. I have no license or car, no friends, no local family, and I'm giving up on life.  I feel like I'm slowly sinking into homelessness. My depression grows each day and I often wish I were dead. It sounds dumb, but money really does make the world go round! I can't pay my rent and utilities and I'm not eligible for a loan. I'm too poor to get help but not poor enough yet to be in a national geographic style ad. I'm trying to sell my possessions to live. My mother is permanently disabled and thus jobless and my father hasn't seen me in over 6 yrs, lives 500 miles away, and doesn't care to. All of my grandparents are dead, I don't have any kids, and I'm not married...so, I really see a way that I can survive. I really wanna die, but I'm hopin' some kind soul can help me first. I can break down all the bills I owe further if need be. Please help me to be the girl in that picture; the girl I am inside. I used to care about my appearance. Now I care only about where my next $2.00 for some oddles n' noodles is coming from. If you believe in God or a god, then know that if you help me he will see and in turn you will be helped in your time of need. Please pay it forward! I could write a book on every insane detail, but time is of the esscense for most so if you want to know anything else please feel free to ask me.

Thank you for your time,

                       April

Hi everyone...I am new to this and I have no idea where to start in telling you my worse night mares have come true and I'm only 30 years old and feel like my life as I use to know it is over...

I don't know where it is nor do I have the faith I use to in me for the man upstairs anymore...I feel alone so alone in my sorrow I don't know what else to do....It's as if I am in a crowded room yelling ontop of lungs and no one is even hearing or seeing me there...

Well I will best try to sum up my history and how I came to this HUGE mess....It's so hurtful it's hard not to cry in tell everyone my story...Today was the day I saw "the sign" a sign I thought would never happen because I was hoping that my Fiance and I will have made it through to the other end...After all we made it 2 years and struggled but our time is up unless there are miracles out there...

It will be 4 years that I have been handycapped because of an unfortunate slip and fall at work...I just recently found out I have permanent damage to my ankle and I will be getting worse...I was hoping my settlement would of already happen so I could of saved it...I really wanted to saved it...I have envisioned raising each child one by one in there...I have envisioned seeing them take their first steps in the backyard trying to hold on to our golden retriever...We even had the dogs named picked out her name would of been Goldy...It's so hard to tell this true life experience...It's hard because I come from a family who are very unsupportive and only look out for their own interests...I had to break my ankle to see everyones true colors...I am worthless in helping them anymore and I have been forgotten...Pushed aside as if Im a stranger because of my inabilities to be the person I once was....

My poor fiance a little over a year ago lost his father to a fatal car accident where his father was a perfectly healthy man....There was nothing his father couldn't do...He was a very honest man and a very hard worker...Everything this man touched he turned to gold...He was always their for his family in every aspect you can imagine...I wish I knew his father more but the memories the little they are still remain in my heart...He is my Father-in-law in my eyes regardless if we are not married yet and he will always be even in death...His mother is very distraught one day here the next day somewhere else...She can't think or sleep without tears in her eyes...She still is waiting for him to come through the front doors and tell her there was a problem and that's why he had to leave and everything is ok that he is here now ...My Mother-in-law can't snap out of denial that that day is never coming...Their father was the bread giver in their house now that he is gone everything seems hopeless....My Fiance and his younger brother struggling to keep their parents house afloat...

My Fiance had a good job working in the school system as a teacher but with the "No Child Left Behind Act" it was by law he had to go back to college for extra credits and has recently finished his schooling once again and is desperately searching for a job locally to be by his family and me...He is working nights trying to make ends meet...I wish I could help I can't sleep at night I live in a house where I'm not wanted by my own family but have no choice but to do so...

AND all this is because I wish I can save our house that his father and mother (not my side of the family at all) help us buy...His younger brother has to come off the deed to go on to their parents home which leaves us no choice but to sell our house and our dreams in it...My Fiance is this close [  ] in finding a job...Another problem is that he has to be employed for at least a year from what the morgage companies have told us for him to be on the deed to the house...I can't believe it has come to this....I can't believe this is happening to us...When I saw the sign "FOR SALE" for the first time today on our beautiful green lawn I couldn't hardly contain myself...I felt my heart came out of my chest and into my throat...I could not speak...I was dying from within...Then after who knows how long I thought, "All the sweat and hardwork what was it for?"

My family has disregard my exsistance BUT wants me to live at home because I'm not married yet so "People" won't talk in our immediate circle...I don't have the money to even move out on my own with my Fiance...I wish I could and stay far far away from these blood sucking people...They have me here for show I wish I could go out and work and help in someway...My family does not want me to be with anyone because they are under the impression I will become rich and want to convince me to give it to all of them at the end inreturn in so called "caring for me"...Its a long story BUT true I heard it with my own two ears one night when they thought I wasn't home they slipped BIG TIME...It's so hard to imagine the people who raised you would try to destroy you...I have heard of animals turning on their own young but this is rediculous in todays society!

It seems impossible that we can get ourselves out of this mess...I don't know what to do....It's not like he would make any real money in selling this house....He has to so we won't get into forclosure...Does anyone have any solutions??????????? I desperately need some help and some real good honest advice....I just want to save this amazing house before we lose it....I know if we can do that hopefully everything else will fall into place...The house is my main concern that is our future and our life...HELP ME PLEASE...

P.S. There are more things I couldn't say on here because I can't bring myself to finish this all today...I can't see my computer monitor from all the tears in eyes that are flowing...Please excuse me if I have mispelled any words...It's hard to think straight after all this...I have no idea how aidpage really works in contacting others...If it's not too much of a hassle can someone tell me how? If anyone wants to talk about anything atleast to get my mind off of these unfortunate events I am here...It can be about anything you would like...Maybe we can help with each others problems...It would be nice to know there are some good people out in the world today...

Thank you for your time and patience in reading my miserable life...I greatly appreciate it with all my heart atleast what is left of it....