I am a mother of a 2 year old son.  My husband and I try very hard to make a home for our family.  He lost his job the day after Christmas and has had trouble finding another one.  I have picked up some contract work, and am now working two contract jobs in addition to my full time job.  I was diagnosed 2 years go with multiple sclerosis, so the extra work is not an easy task.

Anyway, we got behind one month on our house payment and have been unable to catch up.  Our bank is demanding two months (the behind month plus this month) payment within 48 hours.  I don't have it and don't know what to do.

"Our only hope ls our children and olderfolk," Good God in heaven knows, the "powers that be" sure won't change their ways and help the backbone of america. Things went bad when we started moving Grandpa & Grandma out of the home into oldfolks homes. The kids lost precious teachings that are vital to life. The olderfolk lost their reason to be. All in the name of Bigger, better,faster and longer! We have a vast number of children lost in fostercare, on the street,and in broken homes. And with the great number of functioning olderfolk lets take some of the failing family farms and put them together? This is my idea. The children have not only lost the joys and lessons that Mom and Dad have no time to teach. But what is more, They don't learn how to be Human. Look around, We are in deep we must begin with our children so that when they are "The powers that be" they wil treat their familys with a bit more Humanness. One farm is all we need to start.   A. Hillbilly

My husband died unexpectedly, he did not have life insurance or health insurance, he was never ill. Two months later, I lost my job. The next day, I filed for unemployment and registered with the TWC for help to find a job. I received unemployment until August. I applied for every job that I qualified for in the TWC listings, there were many, I only got a few interviews. I am not sure that the job postings were up to date, so many of them sent me responses that the jobs were closed. Some jobs were posted a day or two before they were to be closed. I have sent out so many cover letters with resumes and applications. I have checked with my references, no one has contacted them. I feel like I've been sending out paper airplanes into empty space.  Many of the applications have gone to State agencies which list job vacancies.

I am diabetic and am out of my medications, I was on the Aim Low program in my county, in August they sent a letter about changes, I called to be rescreened (first screened in May) and was told to call back later, this is what happens each time I call, I am clearly qualified. Initally, in May, I applied to several of the prescription assistance programs and was approved, they were sent to the Aim Low pharmacy. I found out by accident that they had arrived and had been there a month without my being contacted. I finally received them but have received none since and have not been able to see a nurse/dr for refill prescriptions. I don't know where to turn as my diabetes cannot be ignored. I am following what I've been taught in managing my diabetes, but that is not enough without the meds I was prescribed by my doctor while I was still working and had insurance. I have lost alot of weight (40#) and my blood pressure has dropped to a much lower rate than it has been in more than 20 years. I think those factors have helped me with the diabetes complications. 

I receive a survivor's benefit from social security, but it is only enough to pay my rent with $34. left over, I am behind on my utilities and must seek help to get reconnected, often. My car engine light blinks constantly and it runs "rough" needs spark plugs changed and maintenance work, so my gas mileage is poor. On the weekends I set up with an art group to sell note cards that I paint, and some jewelry that make with left over supplies from better times while my husband was alive and we were both earning. I sell a little, usually enough to pay my booth fee and gas money and a little extra used for food during the week. My back, arms and hands are beginning to be stiff from the loading and unloading each week. My hands ache for days and swell. I don't have medication for that. Last week my allergy to smoke flared up and I have had nerve pain in my jaw, ear and head that is almost unbearable. 

I have a daughter about 20 miles away who ignores me since I asked her to keep my dog, a Lab named Lizzi for 3 days so I could go to help my younger daughter who was having a myelogram to determine therapy for an injury she is still suffering from that was not initally treated properly. She has alot of pain from her injury and is in physical therapy, that is not covered by her insurance. She works, but the therapy is very costly and she does not have money to help me with. My older daughter works and has a partner, who also works, but requires alot of her attention and 3 adopted children.  They do not communicate with me since I asked them to keep Lizzi for those 3 days. They have 2 dogs and 4 cats and a big fenced yard. Several years ago, when they were living in a condo, they dumped Lizzi with us when they didn't have a yard. Lizzi is very well trained and is always on a leash with me. the vet told us she was traumatized and that she should not ever have to stay in a crate, for any length of time. She loves them and is always so happy to be with them and gets along with their dogs and cats. I am sad that my older daughter seems lost to me. I am so alone. I do have kind neighbors, but to have family that is so close, but distant, is sad. I try not to think about my older daughter, hoping that she will call are show up someday. My younger daughter cannot make trips to visit often as her injury makes a 3 hour drive each way, something very painful to do, and not miss work when she gets back.  I need help and suggestions of how to move ahead, I am not old enough to retire at 62. I have alot of energy to give, just not enough money to make ends meet. I guess I really need caring attention, most of all. 

I need help with finances. I have arthritis and lupus and am deaf and had to leave my job.I am a single mom supporting my daughter as well as my disabled mom and disabled sister and I get no child support. I have borrowed my friends and family to the max limits. I am behind on everything and desperately need money to pay my bills. Im 3 months behind on the house payment and have used every ounce of savings I had put away.  I have a paypal account (anoraonebay@yahoo.com ) donations can be sent to, anything will help and thanks in advance.

PS

I am in the process of trying to sell many items on ebay, so if you cant bring yourself to just make a donation, maybe I have something you want? Please check them out, every little dollar will help, heres the link http://search.ebay.com/_W0QQsassZanora_wolfe

PSS

Also, if you make a donation and want to see the bill you helped pay, just let me know and I will gladly share that info with you.

Thank you so much for your consideration,

UPDATE: I was thinking last nite I needed to be proactive in my own life. I feel like things are just "dead in the water", so to speak. I contacted Voc Rehab, who got me my hearing aids, cuz they said they would help me learn ASL (American Sign Language) too and were supposed to let me know something "soon"...well its been months and months, so I contacted them via email (its Sunday) but have gone one step further and contacted my local community college and enrolled in the ASL training program and I have found I qualify for financial aid and can get my courses free just based on my lack of income, so thats good news. Not so good news is its mid-session now, the courses I need are not offered over summer and that means I have to wait until fall term to get this moving....soooo again, not one to be discouraged, I have emailed the director of the program and asked her if there is anyway I can come "sit in" on any classes or some way to get private instruction so that I can do this sooner...like yesterday. So I am encouraged about this one thing in my life....      I was also thinking that if I go back to school, I still have all these crazy insane amount of credit card bills, medical bills, loans, etc who are knocking down my door....and in fact trying to kick me out of my door, since the house payment is 3 months behind so I checked with welfare....UGH I dunno where all those rumors and myths about folks sitting around "getting rich" off welfare came from....it may happen somewhere, but it aint happening in Mississippi thats for dang sure. On the TANF program, a needy person gets $110 for the first person and then $36 for the 2nd person and $24 for each additional person after that. So for myself and my daughter, we'd get a whopping $146 a month to live on....Im  very very discouraged on this point, because I was hoping that I could go back to school and finish my degree (ASL interpreting) and that would allow me to get a good job. BUT while Im in school full time, I was thinking maybe TANF would be enough to just "get by" and keep the bill collectors at bay until I was able to pay them myself....so much for that plan. Now Im at a loss for my next step.  I have a partial plan for school, but it does not help me keep myself out of jail for defaulting on these loans and it does not keep my utilities on or the house from being reposessed....

Any ideas, help, suggestions, loans, donations, thoughts & prayers, anything is appreciated

I am a disabled vietnam era veteran. About two years ago I suffered and saw first hand the obstacles that people and families in need go thru when they are struck with an unforeseen incident. The world can turn into a cruel and cold and lonely place. It seems that the only visitors that approach you are people that want to take their pound of flesh. All the collectors come to collect their debts and there is no way of holding them off. Sometimes families are forced to make harsh and rash decisions just in order to survive the tradegy.

I do not want anyone to feel the way that I did when I had my strokes. Dealing with the feeling of complete loss and disarry of your life only compounds itself on your situation. It harms both you and the family around you in so many ways. The emotional, physical and financial strain can become unbearable. Along with the illness and long sleepless nights you are also plagued with the ever approaching feeling of doom. THIS IS NOT THE WAY TO SURVIVE!!!

I was able to first hand experience this and to speak with others that have gone through these incidents also. There are a few basic needs that must be met in order to get through this crisis safely and remain in a stable environment.

Basic needs include but are certainly NOT limited to:

Food / Shelter / Medical Care

Knowing that someone cares and that there are people who can or want to help, makes a big difference in bridging the gap to becoming healthy and viable again.

What I have decided to do and wish to attempt to pass on to people are both the basic needs and the knowledge that there are others that care and sympathize with people in need.

I hope to help bridge the gap between the needs and the needy!

I am starting a non-profit organization to help veterans and their families cope with the difficult and rocky time between receiving either their benfits or their pension. I wish to exted this service also to the homeless in need.  

I need help to get this venture started. Any help from you would help out the cause greatly!!!  One of the things that we need too do is purchase wholesale/discount/surplus items to raise  funds for the cause.  
  We can't do this without you and there are people waiting to be helped. Please help us bridge the gap between the needed and needy.

I want to be an organization that ACTUALLY helps, not just a name that people are turned away from when they are in need.

Hi - My name is Cindy. I am seeking out people who are middle-class and being denied assistance by our govenment. I am looking forward to advice on how to turn my situation around. 

I am a single mom making $40k a year (which used to be considered good money). But, I receive no child support my son's father (literally nothing ever) and with the cost of daycare and everyday living expenses such as car pymt, gas, auto insurance & healthcare costs. I have had to move home with my parents!! At 34 yrs old!! And I still don't have a damned dollar in my pocket even now that I have moved back home! I have no healthcare plan for myself because I can't afford the additional premium. Therefore, coverage is only on my son...AND I STILL PAY OUT OF POCKET FOR MOST MEDICAL SUTUATIONS DUE TO THE PLAN HAVING A $1500 DEDUCT!! HA! I can't even cry about it anymore. Additionally, I pay taxes for no reason because I get paid "too much" to qualify for food stamps or any other form of gov't assistance (which I am embarrassed to say that I really need).

I would like to know how I might be referred to a doctor for my lower back, since I am a self pay patient.

Hello everyone, I will try my best to explain mine and my familys situation and maybe someone somehow will be able to help us in a true time of need. my husband was disabled with a rare disease in 1999 called syringomyelia (a cyst that grows inside his cervical spinal cord) My 13 year daughter was diagnosed with two different conditions when she was 13 and is now 16 years old. She is having to take florida virtual schooling because of her health conditions, I feel so sad for her because of all her High School memories that she will be missing out on, some good, some bad, but at least they would be her memories. Her (1 condition) is called the conversion disorder and her (2 condition) is nuero cardio sincapeid. We have become very far behind on all our bills, rent, utilities etc. while trying to pay for my husband and my daughters medicines. I will admit part of me is scared at this point in all of our lives but yet I pray every night that the Good Lord will open a door for us. this website i dont know maybe maybe not, but here i go any help out there or any donations that can be spared at this time, will be so deeply and truely appreciated and a blessing of mircales at this time in our lives. Thanks B. 

i was dxed with malig pancreatic cancer in 12,2004 2nd dx from another dr. was still cancer and under went surgury.huge operation i came out after 2 weeks and still alive ,one of the lucky ones ,i went back to work after 3 months..the cancer i have is 1 in 8,000,000 people in 2006 i developed 3 venteral hernias beside my insion.i have not been able to work since then for a few other med problems,i have spent all savings ,sold most belongings,lost my life insurance,the cost went up it was a 10 year policy ..expired.lost in credit card depit,blue cross is being lost 2-29-2008 cant pay and i have a date with surg for abdomanol hernias in march i have no where to turn...i can prove all this i have all med files!help ,thanks diver

I AM A 38 SINGLE PARENTS OF 3 WONDERFUL BOYS.I CAME TO CHICAGO BECAUSE I WAS IN A BAD ABUSIVE RELATIONSHIP. HE TRIED TO KILL ME TWICE. MY SELF ESTEEM WAS GONE. WE STAYED IN A SHELTER FOR 4MONTHS UNTIL I GOT ON MY FEET. I AM A MEDICAL ASSISTANT/CERTIFIED PHLEBOTOMIST. JUST RECENTLY IN DEC'2007 MY 2YR OLD WAS DIAGNOIS WITH DIABETES. SO NOW I CAN'T WORK FOR AWHILE. I'VE FILLED OUT ALL THE STATE FUNDS THERE IS. BUT I'M ALSO ABOUT TO LOOSE MY HOME.I HAVE SO MANY BILL COLLECTORS CALLING MY HOUSE. I WOULD LIKE TO COMPLETE COLLEGE IN BUSINESS HEALTHCARE MANAGEMENT. AND ALSO IF SOMEONE COULD HELP ME FIX MY BATHROOM. WHEN I BOUGHT THE HOUSE IT SEEMED GOOD. BUT AFTER 2WKS OF BEING IN THE HOME, I STARTED HAVING ALOT OF PROBLEM BUT WAS NOT ABLE TO GET THEM FIXED.I'M AFRAID OF MY KIDS CATCHING SOMETHING, MY 15YR OLD IS A CHRONIC ASTHMATIC AND ONE OF HIS BIGGEST ALLERGIES IS MOLD. THE DOCTOR STATE THAT THE BABY SHOULD NOT BE AROUND IT. SO PLEASE SOMEONE HELP OR GIVE ME SOME ADVISE

Times are difficult for everyone right now...so I don't know why I'd come to this site to see if I could get any assistance with my financial problems...I read some of the stories/comments and I really don't feel like I have a problem anymore. I mean, I work 40 hours a week, so does my husband, but we can't make ends meet. Everyday it seems like something else happens to put us back further.  We haven't had food in our house in months, but we get by.  Our rent is behind by 1 month, but it could be worse(we could be sleeping on a bench, or behind a building).  I guess I'm thankful for the situation I'm in right now...after reading I don't have it as bad...I wish I could help some of these folks myself.

2 1/2 years ago I decided to get off ALL chemical substances (my doc was crack-cocaine, weed, and booze). I thought i was always broke back then, but now that I pay my bills it's even harder to stay above -- I call it the "wreckage of my past...." It haunts me day and night, but I'd rather be clean & sober and be broke than to be an addict and be broke.  I hold onto my faith to get me through each day, and I know eventually I will see the light, and I'll come out on top. So if your struggling -- hold on, your time will come...their are people around us who want to help, they're out there.  Just keep the faith.

I am at a loss. I was married for 28 years and divorced 2 years ago. I had spent the last 4 of those years traveling 1000 miles back and forth from my home to my mothers. She has been a cancer patient for the last 6 years now. My Ex had promised to move the family back to the state my mom lives in to help with her care. He moved me into a house, in which he rented and he moved me down and paid for the set up and everything. Then he filed divorce against me for desertion. He had a girl friend that I didn't know about, and apparently needed me out of the way. Well due to the lack of money and a "good" attorney, I got screwed out of what I was due according to the states law, and my Ex was able to get his files and info sealed from disclosure. I have no skills inwhich to get a job, nor do I have any knowledge of financial responsibility. Everything was always taken care of by my ex. I didn,t know what we had or what came in or what went out.

I thought I could make it on my own. Why not everybody else does it. I met a nice guy and all was going well again for me for a while. We were going to get married. Then He disappeared.    No contact. no info, all previous info and contact availability was gone. No family contact, nothing. as if he or his family never existed. How is that possible?

He took what little money I had, ran up all of my credit cards took out loans in my name on line. He has ruined me mentally and financially. I am about to loose my home, my vehicle and my life. I owe more than anything is worth. I am stuck living in an area where there are 9500 people in the county and only 4500 jobs. My mother cann't help, she's on retirement, and she is in failing health from lung cancer.

I have looked for work of any kind, in the area. All I hear is , you have no expierence. The closest larger city is 32 miles away. I might find something there, but the gas prices keep me in my own town. My only transportation is a van. So, all of my trips to town are planned to keep gas usage at a minimum. I tried trading my van in on a smaller and more econimical vehicle. But no matter what vehicle I looked at, The company's I was dealing with always wanted a cash payment. Even if my van was worth more than the vehicle I was looking at. In other words " no cash no deal" I don't know what to do.

I don't have any family or friends that can help. I have tried. I used to do volunteer Health care work. But that doesn't pay or help me now that I need the help. I haven't been able to get a job in that field either, because of " no education".

I need help! I am so lost.

I'll go to school, I'll learn to do what i need to in order to make everything right.

I just don't know hwere to turn or how to get out of this problem.

If you can advise or assist or both I would be grateful.

thank you,

Rosie

Six months of being unemployed and diligently looking for work...I can't take it anymore!  I was formerly employed as an Interior Design Consultant but was forced out due to huge cuts made to my salary and hours, as well as change of location for my services (would've been over an hour and a half commute versus 10 minutes) due to slow business.

As of right now, my bank account is negative $1300.  I need help, support, recommendations, advice....anything!!!

 Thanks!!!!

Feel free to participate in this public group space.

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Either way is good - the important thing is your participation. On Aidpage, people support each other by speaking out and by paying attention to each other - as simple as that.

Feel free to participate in this public group space.

Two easy ways to do this:

1. Add a comment or a question here - on this page... or on any other page in this space.
   
2. Or, if you want to start a separate thread - make a new page.

Either way is good - the important thing is your participation. On Aidpage, people support each other by speaking out and by paying attention to each other - as simple as that.

I am 55, caring for my 75 yr old mother with Alzhiemer. I have fibromyaglia, have not worked since 01/05. I have used all my savings, 401k,and sold everything I can. I was approved for SS disability this month, but am not receiveing benefits yet. I got caught up in the mortage mess in 05. I paid my mortage until 08/07 when it went to 1100./mon. My house has been in the family since 1968. I am waiting on eviction notice because I cannot make payments. With medicines, regular utility bills, I am sinking fast. My primary Dr has retired, now I have to find a new one. The 1st visit(if I get accepted) is $250 and &100 for every visit after. I got rid of cable, but, I keep internet as long as possible just to comunicate with the outside world. Since neither my mother or me can walk very far, we can't really go anywhere except grocery store. I so miss just walking around the mall or wal-mart just to be out among people. I really wish I could get a scooter or chair just to be able to get out. The depression caused by chronic pain is sometimes so severe, I wonder why I even try. But, I keep chugging along. Hopefully things will improve. If you are suffering from chronic pain, do not let anyone tell you "it's all in your head" It's not. It is a real life altering problem. Thanks for being allowed to talk.

I am a single mother. I a few problems. My car broke down and is not worth fixing.I do not have the finances to purches a new car or used.I live in the country where there is no public transpertion.I am also have to have a knee replacement. I have no insurance and public aid won't help me.I can't find a insurance comp. to insure me

i got hurt on a lobsterboat on 11-12-07 im broke now anything would help my name is john swan my address is 334northdeer isle road deer isle maine o4627 my ph is 207-348-2414