i have no money to purchase help about or for grants. I would like any listings of where and how to apply for these grants.

The MicroLoan Program provides very small loans to start-up, newly established, or growing small business concerns. Under this program, SBA makes funds available to nonprofit community based lenders (intermediaries) which, in turn, make loans to eligible borrowers in amounts up to a maximum of $35,000. The average loan size is about $10,500. Applications are submitted to the local intermediary and all credit decisions are made on the local level.

TERMS, INTEREST RATES AND FEES:

The maximum term allowed for a microloan is six years. However, loan terms vary according to the size of the loan, the planned use of funds, the requirements of the intermediary lender, and the needs of the small business borrower. Interest rates vary, depending upon the intermediary lender and costs to the intermediary from the U.S. Treasury.

COLLATERAL

Each intermediary lender has its own lending and credit requirements. However, business owners contemplating application for a microloan should be aware that intermediaries will generally require some type of collateral, and the personal guarantee of the business owner.

TECHNICAL ASSISTANCE

Each intermediary is required to provide business based training and technical assistance to its microborrowers. Individuals and small businesses applying for microloan financing may be required to fulfill training and/or planning requirements before a loan application is considered.

See the full up-to-date description of the MicroLoan Program

Browse Participating Intermediary Lenders (by state):

Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.

Under the Micro-Loan Program, SBA also gives grants to non-profit organizations, which are not intermediary lenders, to provide marketing, management, and technical assistance to low-income individuals seeking financing for their businesses. See below a list of these organizations.

List of Non-Lending Technical Assistance Providers:
(non-profits funded by a federal government grant program)

Alaska
Juneau Economic Development Council
612 W. Willoughby, Suite A, Juneau, AK 99801-1732
Executive Director: Charles Northrip
Microloan Contact: Kirk Flanders
E-mail: jedc@ptialaska.net kflanders@ptialaska.net
Telephone: (907) 463-3662 Fax: (907) 463-3929
Service Area: Through SBDCs, Alaska Panhandle 

California
Women's Initiative for Self Employment
1390 Market Street Suite 113 San Francisco, CA 94102
Executive Director: Barbara Johnson
Microloan Contact: Corinne Florek
E-mail: wi1s@igc.org
Telephone: (415) 247-9473 Fax: (415) 247-9471
Service Area: sectors of San Francisco and Bay Area

Florida
Lee County Employment & Economic Dev. Corp.
2774 First Street , Fort Myers, FL 33916
Executive Director: Roy Kennix
Microloan Contact: Roy Kennix
E-mail:
Telephone: 239-337-2300 Fax: 941-337-4558
Service Area: Community Redevelopment Areas of Lee County including Charleston Park, Dunbar, Harlem Heights, No. Fort Myers, and State Road 80

Illinois
Women's Business Development Center
8 South Michigan Ave., Suite 400, Chicago, IL 60603
Executive Director: Hedy Ratner
Microloan Contact: Carol Dougal
E-mail: WBDC@aol.com
Telephone: 312-853-3477 Fax: 312-853-0145
Service Area: Boone, Cook, DeKalb, DuPage, Kane, Kankakee, Kendall, Lake, McHenry, Will, and Winnebago counties

Indiana
Community Action of Southern Indiana
1613 E 8th St., POB 843, Jeffersonville, IN 47130
Executive Director: Fred Mitchell
Microloan Contact: Leatha Jackson
E-mail:
Telephone: 812-288-6451 x111 Fax: 812-284-8314
Service Area: Clark, Floyd, and Harrison counties

Iowa
Institute for Social and Economic Development
910 23rd Avenue
Coralville, IA 52241
Executive Director: Christine Pigsley
Microloan Contact: Christine Pigsley
E-mail: cpigsley@ised.org
Telephone: 319-338-2331 or800-888-4733 Fax: 319-338-5824
Service Area: Statewide
Website:

Michigan
Cornerstone Alliance
38 W. Wall St., PO Box 428
Benton Harbor, MI 49023-0428
Executive Director: Jeff Noel
Microloan Contact: Gregory Vaughn
E-mail: gvaughn@cstonealliance.org
Telephone: 616-925-6100 Fax: 616-925-4471
Service Area: BerrienCounty and City of Benton Harbor
Website:

Minnesota
Neighborhood Development Center, Inc.
651 1/2 University Avenue
St. Paul, MN 55104
Executive Director: Mihailo Temali
Microloan Contact: Mara O’Neil
E-mail: windndc@mtn.org
Telephone: 651-291-2480 Fax: 651-291-2597
Service Area: Districts 3,5,6,8,9, and 16 of the City of St. Paul
Website:

Missouri
Community Development Corporation of Kansas City
2420 East Linwood Blvd, Suite 110, Kansas City, MO 64109
Executive Director: William Threatt, Jr.
Microloan Contact: Michael Dayton, ext. 119
E-mail:
Telephone: 816-924-5800 Fax: 816-921-3350
Service Area: Cass, Clay, Platte, Ray and Jackson counties 

Montana
Montana Department of Commerce- SBDC Division
1424 9th Ave., POB 200505, Helena, MT 59620-0505
Executive Director: Ann Desch
Microloan Contact: Robyn Hampton
E-mail: adesch@state.mt.us
Telephone: 406-444-4325 Fax: 406-444-1872
Service Area: Through SBDCs, Cascade, Chouteau, Fergus, Glacier, Golden Valley, Judity Basin, Musselshell, Petroleum, Pondera, Teton, Toole and Wheatland counties, and the Blackfeet, Flathead, and Fort Peck Reservations, and the Crow, Fort Belknap, Northern Cheyenne and Rocky Boys Reservations and their Trust Lands

New Mexico
New Mexico Community Development Loan Fund
P.O. Box 705, 700 4th St., SW
Albuquerque, NM 87102-0705
Executive Director: Vangie Gabaldon
Microloan Contact: Rockling Todea
E-mail: vgnmcdlf@aol.com
Telephone: 505-243-3196 Fax: 505-243-8803
Service Area: Statewide

New York
Brooklyn Economic Development Corporation
175 Remsen Street, Ste 350
Brooklyn, NY 11201
Executive Director: Joan Bartolomeo
Microloan Contact: Hector Rivera
E-mail: info@bedc.org or mad@bedc.org
Telephone718-522-4600 Fax: 718-797-9286
Service Area: The five boroughs of New York City
Website:

North Carolina
North Carolina Rural Economic Dev. Center, Inc.
4021 Carya Dr., Raliegh, NC 27610
Executive Director: Billy Ray Hall
Microloan Contact: Phil Black
E-mail: pblack@mindspring.com
Telephone: 919-250-4314 Fax: 919-250-4325
Service Area: Statewide
Website:

Pennsylvania
Women’s Opportunities Resource Center
1930 Chestnut Street, Suite 1600, Philadelphia, PA 19103
President: Lynne Cutlter
Microloan Contact: Lynne Cutlter
E-mail: WORC-PA@erols.com
Telephone: 215-564-5500 Fax: 215-564-0933
Service Area: Bucks, Montgomery, Philadelphia, Chester, and Delaware counties
Website:

Texas
Corpus Christi Chamber of Commerce
1201 N Shoreline, Corpus Christi, TX 78401
Executive Director: Tom Niskala
Microloan Contact: Jerry Estell
E-mail: jestell@theccchamber.org
Telephone: 361-881-1850 Fax: 361-888-5627
Service Area: Nueces and San Patricio counties
Website:

Vermont
Champlain Valley Office of Econ. Opportunity, Inc.
431 Pine Street, #2
BWebsiteington,VT 05401
Executive Director:
Microloan Contact: Dale Lane
E-mail: MBDP@together.net
Telephone: 802-860-1417; Fax: 802-860-1387
Service Area: Statewide
Website:

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ACCION Texas, Inc.
2014 S. Hackberry Street
San Antonio, TX 78210
Executive Director: Janie Barrera
Microloan Contact: Elizabeth Montoya
E-mail: info@acciontexas.org
Phone: 210-226-3664 Fax: 210-226-2940
Service Area: Arkansas, Atascosa, Austin, Bandera, Bastrop, Bee, Bexar, Blanco, Brewster, Brooks, Brownsville, Burnet, Carmeron, Caldwell, Calhoun, Comal, Concho, Corpus Christi, Crockett, Culberson, Dallas, DeWitt, Dimmit, Duval, Edwards, El Paso, Fayette, Fort Worth, Frio, Gillespie, Goliad, Gonzales, Green, Guadalupe, Harris, Hays, Houston, Hidalgo, Hudspeth, Irion, Jackson, Jeff Davis, Jim Hogg, Jim Wells, Karnes, Kendall, Kenedy, Kerr, Kimble, Kinney, Kleberg, Lampasas, Laredo, LaSalle, Lavaca, Lee, Live Oak, Llano, Loving, Mason, Maverick, Medina, McAllen, McCulloch, McMullen, Menard, Midland/Odessa, Nueces, Pecos, Presidio, Real, Reeves, Real, Reeves, Refugio, San Antonio, San Patricio, San Saba, Schleicher, Starr, Sutton, Tarrant, Tom Green, Travis, Uvalde, Val Verde, Victoria , Webb, Willacy, Zapata and Zavala counties
Website:

Business Resource Center Incubator
401 Franklin Ave.
Waco, TX 76701
Executive Director: John Dosher
Microloan Contact: John Dosher
E-mail: john@brc-waco.com
Phone: 254-754-8898 Fax: 254-756-0776
Service Area: Bell, Bosque, Coryell, Falls, Hill, and McLennan counties
Website:

BiG AUSTIN- Businesses Investment Growth
4100 Ed Bluestein , Suite 207
Austin, TX 78741
Executive Director: Jeannette Peten
Microloan Contact: Ligia Trevino
E-mail: info@bigaustin.org
Phone: 512-928-8010 Fax: 512-926-2997
Service Area: Travis, Williamson, Hays, Bastrop, Blanco, Burnet, BWebsiteeson, Milam, Gillespie, Lampasas, Lee, Llano, Mason, Mcculloch, and SanSaba counties
Website:

Neighborhood Housing Services of Dimmitt County, Inc.
301 Pena Street
Carrizo Springs, TX 78834
Executive Director: Manuel Estrada, Jr.
Microloan Contact: Manuel Estrada, Jr.
E-mail: nhsdc@brushco.net
Phone: 830-876-5295 Fax: 830-876-4136
Service Area: Dimmit, La Salle, Zavala Edwards, Kinney, Real, Uvalde, Val Verde and Maverick counties
Website:

Rural Development and Finance Corporation
711 Navarro Street Suite 350
San Antonio, TX 78207
Executive Director: Gloria Guerrero
Microloan Contact: Lucy Brooks
E-mail: RDFC@DCCI.COM
Phone: 210-212-4552 Fax: 210-212-9159
Service Area: Cameron, El Paso, Starr, Hidalgo, Willacy, Maverick, Dimmit, Webb, Zapata, and Zavala counties
Website:

San Antonio Local Development Company
215 South San Saba , Rm 107
San Antonio, TX 78207
Executive Director:Ramire Cavazos
Microloan Contact: Robert Ayala
E-Mail: roberta@sanantonio.gov
Phone: 210-207-3932 Fax: 210-207-8151
Service Area: Atascosa, Bandera, Bexar, Comal, Frio, Gillespie, Guadalupe, Karnes, Kendall, Kerr, Medina, San Antonio and Wilson counties
Website:

Southern Dallas Development Corporation
351 West Blvd., Suite 800
Dallas, TX 75208
Executive Director: Jim Reid
Microloan Contact: Victor Elmore
E-mail: Velmore@SBDC.org
Phone: 214-428-7332 Fax: 214-948-8104
Service Area: Portions of the City of Dallas
Website:

The Corporation for Economic Development of Harris County, Inc.
11703 ½ - 1Easttex Freeway
Executive Director: Jacqueline Griffin
Microloan Contact: Vllerie Boudreaux-Allen
E- mail: jgriffin@cedhc.com
Phone: 281-590-5600 Fax: 281-590-5605
Service Area: Brazoria, Chambers, FortBend, Galveston, Harris, Liberty, Montgomery, and Waller Counties
Website:

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My husband and I would like to open a drive-through coffee shop/mini mart in the Bushkill, PA area.  The Northest PA area is very depressed, and after having been laid off almost one year ago, I am having difficulty finding a decent job in the area.  We believe that a a drive-through coffee shop/mini mart where customers can also buy cigarettes at the drive through could be a very lucrative business for us, particularly since we live in an area where a large volume of people commuting to and from work in NYC reside; these residents are on the road starting around 3:30 or 4:00 AM.  By offering a drive-through service where residents and commuters can stay in their vehicles, this business would be the only drive-through in the general area.  We would like any and all information about what grants and loans may be available to us, as well as information about how to start up a our dream business.

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Community Capital Development
1437 South Jackson, Suite 201
Seattle, WA 98144
Executive Director: Jim Thomas
Microloan Contact: Art Mickel
E-mail: artm@seattleccd.com
Phone: 206-324-4330 ext. 104
Service Area: Adams, Chelan, Douglas, Grant, Kittitas, Klickitat, Okanogan, Yakima, King, Pierce, Skagit, San Juan, Snohomish, Island, Kitsap and Whatcom
Website: http://www.seattleccd.com/

Oregon Association of Minority Entrepreneurs Credit Corporation
4134 N. Vancouver Avenue
Portland, OR 97217
Executive Director: Samuel Brooks
Microloan Contact: Sanford Maddox - 503-528-7105
E-mail: sanford@oame.org
Phone: 503-249-7744 Fax: 503-249-2027
Service Area: Clark county
Website:

Tri-Cities Enterprise Center
124 W. Kennewick Ave.
Kennewick, WA 99336
Executive Director: Wilfred Henderson
Microloan Contact: Katie Fast
E-mail: kfast@enterprisecenter.net
Phone: 509-582-9440 ext 108 Fax: 509-582-9720
Service Area: Benton, Franklin, Columbia, Garfield, Asotin, Whitman and Spokane counties
Website: www.enterprisecenter.net

Washington CASH (Community Alliance for Self-Help)
1912 East Madison St.
Seattle, WA 98122
Executive Director: Kathy Gilman
Microloan Contact: Kathy Gilman
E-mail: washcash@nwlink.com
Phone: 206-352-1945 Fax: 206-352-1899
Service Area: Clark, Cowlitz, Island, King, Kitsap, Lewis, San Juan, Skagit, Snohomish, Thurston, and Whatcom counties
Website: http://www.washingtoncash.org

Rural Community Development Resources, Inc. (formerly WAME)
24 South 3rd Avenue
Yakima, WA 98902
President & CEO: Luz Bazan Gutierrez
E-mail: delnorte@nwinfo.net
Phone: (509) 453-5133 Fax:509-453-5165
Service Area: Mattawa and Othello in Grant County; Moses Lake and Royal City in Adams County; Walla Walla County; and Pasco in Franklin County
Website:

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I am a single mother of 2 young children and I am trying to start a home-based business. I am unable to work outside the home because I would not be able to afford the childcare costs. I am trying to build a business making, marketing, and selling handmade soaps and candles. I need this money to help with living costs while I am building the business as well as providing for inventory, equipment, and marketing costs.

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Aliquippa Alliance for Unity and Development
392 Franklin Ave
Aliquippa, PA 15001
Executive Director: Roseanne Stead
Microloan Contact: Patricia Kribbs
E-mail: pkribbs@aaud.org
Phone: 724-378-7422 Fax: 724-378-9976
Service Area: Beaver, Butler, and Lawrence counties
Website:

Community First Fund
44 N Queen Street P. O. Box 524
Lancaster, PA 17608-0524
Executive Director: Dan Betancourt
Microloan Contact: Glenda Machia
E-mail: dbetancourt@commfirstfund.org gmachia@commfirstfund.org
Phone: 866-822-3863 Fax: 717-393-1757
Service Area: Lancaster, York, Berks, Dauphin, Lebanon, Cumberland, Perry, and Adams counties
Website: http://www.commfirstfund.org

Community Loan Fund of Southwestern PA, Inc.
1920 Gulf Towers ---707 Grant Street
Pittsburgh, PA 15219
Executive Director: Mark Peterson
Microloan Contact: Laura Swiss
E-mail: mpeterson@clfund.com mbevan@clfund.com
Phone: 412-201-2450 Fax: 412-201-2451
Service Area: Allegheny, Armstong, Beaver, Butler and Indiana counties
Website: http://www.clfund.com

Northeastern Pennsylvania Alliance (aka: NEPA)
1151 Oak St.
Pittston, PA 18640-3795
Executive Director: Cameron Moore
Microloan Contact: Tom Pellegrini
E-mail: tompel@nepa-alliance.org
Phone: 570-655-5581 Fax: 570-654-5137
Service Area: Carbon, Lackawanna, Luzerne, Monroe, Pike, Schuylkill, and Wayne counties
Website: http://www.edcnp.org

MetroAction, Inc.
222 Mulberry Street P.O. Box 4731
Scranton, PA 18501-0431
Executive Director: John Kokinchak
Microloan Contact: Kristine French
E-mail: kfrench@scrantonchamber.com
Phone: 570-342-7711 Fax: 570-347-6262
Service Area: Luzerne, Lackawanna, and Monroe counties
Website: http://www.scrantonchamber.com

North Central PA Regional Planning and Dev. Commission
651 Montmorenci Avenue
Ridgway, PA 15853
Executive Director: Ronald W. Kuleck
Microloan Contact: Jill Foys
E-mail: jfoys@ncentral.com
Phone: 814-773-3162 Fax: 814-772-7045
Service Area: Cameron, Clearfield, Elk, Jefferson, McKean and Potter counties
Website: http://www.ncentral.com/~ncprpdc/

Northwest Pennsylvania Regional Planning & Dev. Commission
395 Seneca Street
Oil City, PA 16301
Executive Director: William Steiner
Microloan Contact: Dale F. Massie
E-mail: dalem@nwplan.org
Phone: 814-677-4800 Fax: 814-677-7663
Service Area:
Clarion, Crawford, Erie, Forest, Lawrence, Mercer, Warren and Venango counties
Website:

Philadelphia Commercial Development Corporation
1315 Walnut Street Suite 600
Philadelphia, PA 19107
Executive Director: Curtis Jones, Jr.
Microloan Contact: Rick Dean/Linda House
E-mail: econpcdc@aol.com
Phone: 215-790-2210 Fax: 215-790-2222
Service Area: Philadelphia
Website: www.philadelphiacommercial.com

SEDA-Council of Governments
RR #1, Box 372
Lewisburg, PA 17837
Executive Director: Dennis E. Robinson
Microloan Contact: Thomas J. Venditti
E-mail: venditti@seda-cog.org
Phone: 570-524-9190 Fax: 570-524-449
Service Area: Centre, Clinton, Columbia, Juniata, Lycoming, Mifflin, Montour, Northumberland, Perry, Snyder, and Union counties.
Website:

Southern Alleghenies Planning & Development Commission
541 58th Street
Altoona, PA 16602
Executive Director: Edward M. Silvetti
Microloan Contact: Michael Mignogna
E-mail: sapdc@sapdc.org
Phone: (814) 949-6545 Fax: (814) 949-6505
Service Area: Bedford, Blair, Cambria, Fulton, Huntingdon, and Somerset counties
Website: www.sapdc.org

The Washington County Council on Economic Development
40 S. Main Street – Lower Level
Washington, PA 15301
Executive Director: Malcolm Morgan
Microloan Contact: Alan A. Hill
E-mail: wcced@cobweb.net
Phone: 724-228-8223 Fax: 724-250-8202
Service Area: Southwestern area of Pennsylvania including Greene, Fayette, Washington, Westmoreland, Mongalia County in West Virginia
Website: http://www.WashingtonCountyPA.org

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My name is Charity Strong. I am a working full time parent. I have six children and five grandchildren. I would like to own and operate my own business, a dollar store, offering merchandise from one dollar up to five dollars. I know that I can do this if I can figure out how to come up with the start up capital.

 I have worked in the retail business for approximately 20 years. During that time I have done everything from stocking shelves to filing federal tax forms. I have learned ordering and merchandising from my own experience with what works. Having managed convience stores as well as dollar stores I am fully aware of what is involved in running and maintaining a retail business.

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Lightstone Community Development Corp.
HC 63, Box 73
Moyers, WV 26815
Executive Director: Anthony E. Smith
Microloan Contact: Anthony E. Smith
E-mail: loans@lightstone.org
Phone: 304-249-5200 Fax: 304-249-5310
Service Area: Statewide
Website: www.lightstone.org

Mountain CAP of West Virginia, Inc.
105 Jerry Burton Drive
Sutton, WV 26601
Executive Director: Mary Chipps
Microloan Contact: Tara Rexroad
E-mail: mtcapt@rtol.net or kctmountaincap@neumedia.net
Phone: 304-765-7738 Fax: 304-765-7308
Service Area: Barbour, Braxton, Clay, Fayette, Gilmer, Lewis, Nicholas, Randolph, Roane, Upshur Raleigh, Harrison, and Webster Counties
Website:

The Washington County Council on Economic Development
100 West Beau Street Suite 703
Washington, PA 15301-4432
Executive Director: Malcolm Morgan
Microloan Contact: Ray Grudi
E-mail: wcced@cobweb.net
Phone: 724-228-6949 Fax: 724-250-6502
Service Area: Monongalia counties
Website: http://www.WashingtonCountyPA.org

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Advocap, Inc.
19 West 1st Street P.O. Box 1108
Fond Du Lac, WI 54935
Executive Director: Michael Bonertz
Microloan Contact: Morton Gazerwitz 920-426-0150
E-mail: mortg@advocap.org/jimw@advocap.org
Phone: 920-922-7760 Fax: 920-922-7214
Service Area: Fond du Lac, Green Lake, and Winnebago counties
Website:

Impact Seven, Inc
147 Lake Almena Dr.
Alemna, WI 54805
Executive Director: William Bay
Microloan Contact: Inger Sanderud
E-mail: impact7@execpc.com
Phone: 715-357-3334 Fax: 715-357-6233
Service Area: Statewide with the exceptions of Fond du Lac, Green Lake, Kenosha, Milwaukee, Oasukee, Racine, Walworth, Waukesha, Washington, and Winnebago counties and, inner city Milwaukee
Website:

Lincoln Neighborhood Redevelopment Corp.
2266 S. 13th St.
Milwaukee, WI 53215
Executive Director: Michael Gapinski
Microloan Contact: Matthew Maigatter
Phone: 414-671-5619 Fax: 414-385-3270
E-mail: LNRC@cbgmail.com
Area Served: Greater Milwaukee SMSA
Website:

Northeast Entrepreneur Fund, Inc.
1225 Town Avenue
Superior, WI 54880
Executive Director: Mary Mathews
Microloan Contact: Robert Voss
E-mail: marym@neefund.org
Phone: 800-422-0374 Fax: 715-392-6131
Service Area: Douglas County
Website: http://www.entrepreneurfund.org

Wisconsin Women's Business Initiative Corporation
2745 North Dr. Martin Luther King Jr. Dr.,
Milwaukee, WI 53212
Executive Director: Wendy Werkmeister
Microloan Contact: Carol N. Maria
E-mail: info@wwbic.com
Phone: 414-263-5450 Fax: 414-263-5456
Service Area: Brown, Dane, Dodge, Jefferson, Kenosha, Milwaukee, Ozaukee, Racine, Rock, Walworth, and Washington counties
Website:

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small business grant

women in business

educational grants & loans

student assistance

displaced worker educational assistance

disablity assistance education, business start up

first time home owner loans

I would like a grant to help grow my business, to buy equipment, supplies, and pay for employee wages.

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Adirondack Economic Development Corporation
60 Main St., Suite 200 P.O. Box 747
Saranac Lake, NY 12983
Executive Director: Ernest Hohmeyer
Microloan Contact: Beverly Deso
E-mail: beverly@aedconline.com
Phone: 518-891-5523 Fax: 518-891-9820
Service Area: Clinton, Essex, Franklin, Fulton, Hamilton, Herkimer, Jefferson, Lewis, Oneida, Oswego, St. Lawrence, Saratoga, Warren and Washington counties
Website:

Alternatives Federal Credit Union
125 N. Fulton St.
Ithaca, NY 14850
Executive Director: William Myers
Microloan Contact: John Halleron
E-mail: jhalleron@alternatives.org
Phone: 607-273-3582 Fax: 607-277-6391
Service Area: Schuyler, Tompkins, Tioga, Cortland, Chemung, and Broome counties
Website:

Buffalo Economic Renaissance Corp.(BERC)
617 Main Street
Buffalo, NY 14203 Executive Director: Marie F. Currie
Microloan Contact: Marie F. Currie
E-mail: mcurrie@berc.org
Phone: 716-842-6923 Fax: 716-842-6942
Service Area: City of Buffalo
Website:

Buffalo and Erie County Industrial Land Development Corp.
275 Oak Street
Buffalo, NY 14203
Executive Director: David Kerchoff
Microloan Contact: David Kerchoff
E-mail: dkerchof@ecidany.com
Phone: 716-856-6525 Fax: 716-856-6754
Service Area: ErieCounty
Website:

Hudson Development Company (Formerly: Columbia Hudson Partnership)
444 Warren Street
Hudson, NY 12534-2415
Executive Director: Bernardina C. Torrey
Microloan Contact: John Galvin
E-mail: jgalvin@mhcable.com
Phone: 518-828-4718 Fax: 518-828-0901
Service Area: Columbia, and Green counties
Website:

Community Development Corporation of Long Island
2100 Middle Country Road Suite 300
Centereach, NY 11720
Executive Director: Wilbur Klatsky
Microloan Contact: Trevor Davis
E-mail: tdavis@cdcli.org
Phone: 631-471-1215 Fax: 631-471-1210
Service Area: Suffolk and Nassau counties
Website: http://cdcli.org

Manhattan Borough Development Corporation
55 John St. 17th Floor
New York, NY 10038
Executive Director: Ollie Chapman
Microloan Contact: Marta Gomez
E-mail: ochapman@mbdc.org
Phone: 212-791-3660 Fax: 212-571-0873
Service Area: The borough of Manhattan
Website: http://www.mbdc.org

Albany-Colonie Regional Chamber of Commerce
1 Computer Drive South
Albany, NY 12205
Executive Director: Madeline Taylor
Microloan Contact: Walter Burke
E-mail: walterb@ac-chamber.org
Phone: 518-453-5223 Fax: 518-453-5220
Service Area: Albany, Rensselaer, Saratoga, Schenectady, Schoharie, Greene, Fulton, and Montgomery counties
Website:

NY Assoc. for New Americans, Inc.
17 Battery Place
New York, NY 10004
Executive Director: Mark Handelman
Microloan Contact: Yanki Tshering
E-mail: ytshering@nyana.org
Phone: 212-898-4112 Fax: 212-425-7260
Service Area: The borough of Queens, Manhattan, the Bronx, Brooklyn, and Staten Island.
Website:

Renaissance Economic Development Corporation
1 Pike Street
New York, NY 10002
Executive Director: Benjamin Warnke
Microloan Contact: Susan Yee
E-mail: benjamin@renaissance-ny.org
Phone: 212-964-6002 Fax: 212-964-6181
Service Area: The boroughs of Brooklyn, Manhattan, and Queens
Website:

Rural Opportunities Enterprise Center, Inc.
400 East Avenue
Rochester, NY 14607
Executive Director: Lee Beaulac
Microloan Contact: John Bell
E-mail: jdallis@ruralinc.org
Phone: 585-340-3387 Fax: 585-340-3326
Service Area: Onandaga, Ulster, Monroe, Schuyler, Chemung, Allegheny, Cattaraugus, Cayuga, Chatauqua, Dutchess, Erie, Genessee, Greene, Livingston, Niagara, Ontario, Orange, Orleans, Putnam, Seneca, Steuben, Sullivan, Wayne, Wyoming, and Yates counties
Website:

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The Goal of Touched Be Blessed Services, Incorporated is to do nothing less than assist other businesses in making each one of their professional Goals, Visions, Dreams and/or Missions Reality.

We have taken on the challenge and responsibility as a 21st Century Business. We strive to be a reliable, dependable source for self-empowerment for individuals and businesses alike. Our team understands that No two people are the same, and the dreams, visions and or missions of each of us are going to be just as unique, so the Services TBBS provides are tailored to the individual, meeting his and/or her particular preference and/or need required to achieve nothing less than success

TBBS provides Affordable Professional Quality Web Development, Hosting and Business Consultation Services.
We are a team of professional innovative individuals that understands the importance of cost effective solutions for small businesses non-profit and Faith Based organizations. The combined skills and knowledge of our team provides us with the ability to offers a number of affordable Business and Technology bundled (service and product) packages.

In addition, A major key to our success as a 21st century business is recognizing that Technological Knowledge and Skills prepare each one of us for the future, and as it steadily evolves, we must be ready to adapt. More importantly as service provider, we take on the responsibility of assisting one another with the technology ability and tools to adapt. In accepting our obligation as a commitment, TBBS service does not end after the design of the web site, we continue by providing on-going quality phone, E-mail support, as well as a large number of Computer and Internet E-learning courses that are available 24-7.
Linking our Motto directly to Strategic Business Solutions

Small Business Funding information provided along with resources and information for all Not for Profit and Small businesses determined to succeed.

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Business Carolina, Inc.
P. O. Box 8327
Columbia, SC 29202
Executive Director: Elliott E. Franks, III
Microloan Contact: Melissa Gaylor
E-mail: mgaylor@businesscarolina.net
Phone: 803-461-3800 Fax: 803-461-3826
Service Area: Abbeville, Aiken, Allendale, Anderson, Bamberg, Barnwell, Beaufort, Berkeley, Calhoun, Charleston, Cherokee, Chester, Chesterfield, Colleton, Darlington, Dillon, Dorchester, Edgefield, Fairfield, Florence, Georgetown, Greenville, Greenwood, Hampton, Horry, Jasper, Lancaster, Laurens, Lexington, Marion, Marlboro, McCormick, Newberry, Oconee, Orangeburg, Pickens, Richland, Saluda, Spartanburg, Union, and York counties
Website:

Charleston Citywide Local Development Corporation
75 Calhoun Street 3rd Floor
Charleston, SC 29403
Executive Director: Sharon Brennan
Microloan Contact: Dwayne Jubar / Michelle Ingle
E-mail: brennans@ci.charleston.sc.us
Phone: 843-724-3796 Fax: 843-724-7354
Service Area: City of Charleston
Website:

Santee-Lynches Regional Development Corporation
36 West Liberty Street P.O. Box 1837
Sumter, SC 29150
Executive Director: James Darby Jr.
Microloan Contact: Walter Dunlap
E-mail: slrdc@slcog.org
Phone: 803-775-7381 Fax: 803-773-6902
Service Area: Clarendon, Kershaw, Lee and Sumter counties
Website:

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Wyoming Women's Business Center
13th and Lewis Streets
P.O. Box 3661
Laramie, WY 82071
Executive Director: Rosemary Bratton
Microloan Contact: Rosemary Bratton
Phone: 307-766-3083 Fax: 307-766-3085
E-mail: wwbc@uwyo.edu
Service Area: State of Wyoming
Website:

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Dakota Certified Development Corporation
51 Broadway Suite 500
Fargo, ND 58102
Executive Director: Toby Sticka
Microloan Contact: Wendy Simek
E-mail: toby@fedc.com wendy@dakotacdc.com
Phone: 701-293-8892 Fax: 701-293-7819
Service Area: Grand Forks, Devils Lake, Minot, Williston, and Dickinson counties
Website:

Lake Agassiz Regional Development Corporation
417 Main Avenue
Fargo, ND 58103
Executive Director: Irvin Rustad
Microloan Contact: Darin Bullinger
E-mail: darin@lakeagassiz.com
Phone: 701-235-1197 Fax: 701-235-6706
Service Area: Griggs, Bismarck, Mandan, Jamestown, and Valley City
Website:

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Regional Business Assistance Corporation
247 East Front St.
Trenton, NJ 08611
Contact: William Pazmino
(609) 396-2595
Service Area: Bergen, BWebsiteington, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Somerset, Sussex and Warren counties
Website: http://www.tbacloan.com

Greater Newark Business Development Consortium
744 Broad St. 27th Floor
Newark, NJ 07102
Contact: Desiree Sealey
(973) 242-4134
Service Area: Statewide
Website: www.gnbdc.org

UCEDC
Liberty Hall Corporate Center
1085 Morris Avenue, Suite 531
Union, NJ 07083
Contact: Ellen McHenry
(908) 527-1166
Service Area: Statewide
Website: www.ucedc.com

Cooperative Business Assistance Corporation
328 Market Street
Camden, NJ 08102
Contact: Harry W. Stone, CPA
E-mail: hstone@cbaclenders.com
Phone: 856-966-8181
Service Area: Atlantic, Camden, Cape May, Cumberland, Gloucester, and Salem counties
Website: www.cbaclenders.com

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Arcata Economic Development Corporation
100 Ericson Court Suite 100
Arcata, CA 95521
Executive Director: Jim Kimbrell
Microloan Contact: Arianne Knoeller or Kelly Denny
E-mail:arianek@Reninet.com
Phone: 707-822-4616 Fax: 707-822-8982
Service Area: Del Norte, Humboldt, Lake, Mendocino, Siskiyou, and Trinity counties
Website:

California Coastal Rural Development Corporation
221 Main Street Suite 300 P.O. Box 479
Salinas, CA 93906
Executive Director: Herb Aarons
Microloan Contact: Rey Hidalgo
E-mail: rey_hidalgo@calcoastal.org
Phone: 831-424-1099 Fax: 831-424-1094
Service Area: Santa Clara, Santa Cruz, Monterey, San Benito, San Luis Obispo, Santa Barbara, Ventura counties
Website:

CDC Small Business Finance Corp.
925 Ft. Stockton Dr.
San Diego, CA 92110
President: Kurt Chilcott
Microloan Contact: Alex Robinson
Phone: (619) 291-3594 Fax:(619) 291-6954
E-mail: arobinson@cdcloans.com
Service Area: San Diego
Website:

Oakland Business Development Corporation
519 17th Street Suite 100
Oakland, CA 94612
Executive Director: Michael McPherson
Microloan Contact: Nicole Levine
E-mail: nicole@obdc.com
Phone: 510-763-4297 ext. 103 Fax: 510-763-1273
Service Area: Alameda and Contra Costa counties
Website: www.obdc.com

PCR Small Business Development
3255 Wilshire Blvd.
Los Angeles, CA 90010
President: R. D. Lottie, Jr.,
Microloan Contact: Mark Robertson, Jr.
Phone: (213) 739-2999, ext. 222 Fax: (213)739-0639
E-mail: mark.robertson@pcrcorp.org
Service Area: South Los Angeles County
Website:

Sierra Economic Development District
560 Wall Street Suite F
Aurburn, CA 95603
Executive Director: Betty Riley
Microloan Contact: Tom Dille
E-mail: betty@sedd.org dille@sedd.org
Phone: 530-823-4703 Fax: 530-823-4142
Service Area: Modoc, El Dorado, Lassen, Nevada, Plumas, Sierra, and Placer counties
Website:

Southeast Asian Community Center
875 O'Farrell Street
San Francisco, CA 94109
Executive Director: Phillip Tuong Duy Nguyen
Microloan Contact: Victor Hsi
E-mail: seaccphilip@juno.com
Phone: 415-885-2743 Fax: 415-885-3253
Service Area: Alameda, Contra Costa, Marin, Merced, Sacramento, San Francisco, San Joaquin, San Mateo, Santa Clara, and Stanislaus counties
Website:

Valley Economic Development Corp.
5121 Van Nuys Blvd. 3rd Floor
Van Nuys, CA 91403
Executive Director: Roberto Barragan
Microloan Contact: Gladys Preciado
E-mail: roberto@vedc.org
Phone: 818-907-9977 Fax: 818-907-9720
Service Area: Los Angeles and Orange County
Website:

Valley Small Business Development Corporation
3417 W. Shaw Suite 100
Fresno, CA 93711
Executive Director: Michael E. Foley
Microloan Contact: Lee Takikawa
E-mail: valleysb@psnw.com
Phone: 559-438-9680 Fax: 559-438-9690
Service Area: Fresno, Kings, Kern, Stanislaus, Madera, Mariposa, Merced, Tuolumne, and Tulare counties
Website:

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Greenwood Community Development
131 North Greenwood Ave, 2nd Floor
Tulsa, OK 74120
Executive Director: Reuben Gant
Microloan Contact: Lamar Guillory
E-mail: rgant@tulsacoxmail.com / rking@tulsacoxmail.com
lguillory@tulsacoxmail.com
Phone: 918-585-2084 Fax: 918-585-9268
Service Area: Northwest Tulsa county
Website:

Little Dixie Community Action
502 West Duke St.
Hugo, OK 74743
Executive Director: Bob Yandell
Microloan Contact:Tommy Butler, 580-326-6441
E-mail: byandell@littledixie.org or tbutler@littledixie.org or nublel@yahoo.com
Phone: 580-326-3351 Fax: 580-326-2305
Service Area: Choctaw, McCurtain, and Pushmataha counties
Website:

Rural Enterprises of Oklahoma, Inc.
2912 Enterprise Blvd. P.O. Box 1335
Durant, OK 74702
Executive Director: Tom Smith
Microloan Contact: Debbie Partin
E-mail: debbiep@ruralenterprises.com / tomsmith@ruralenterprises.com
Phone: 580-924-5094 Fax: 580-920-2745
Service Area: Statewide excluding Adair, Canadian, Cherokee, Cleveland, Craig, Creek, Delaware, Haskell, Hayes, Hughes, Kay, Latimer, Leflore, Lincoln, Logan, McIntosh, Muskogee, Noble, Nowata, Okfuskee, Oklahoma, Okmulgee, Osage, Ottawa, Pawnee, Payne, Pittsburg, Pottawatomie, Rogers, Seminole, Sequoyah, Wagoner, Washington, and Wayne counties including the city of Tulsa
Website:

Tulsa Economic Development Corporation
907 South Detroit Avenue Suite 1001
Tulsa, OK 74120
Executive Director: Rose Washington-Rentie
Microloan Contact: Tara Martin
E-mail: tmartin@tulsaecondevcorp.com / rose@tulsaedc.com
Phone: 918-585-8332 Fax: 918-585-2473
Service Area: Adair, Canadian, Cherokee, Cleveland, Craig, Creek, Delaware, Haskell, Hughes, Kay, Latimer, Leflore, Lincoln, Logan, McIntosh, Muskogee, Noble, Nowata, Okfuskee, Oklahoma, Okmulgee, Osage, Ottawa, Pawnee, Payne, Pittsburg, Pottawatomie, Rogers, Seminole, Sequoyah, Wagoner, and Washington counties including the city of Tulsa
Website:

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Economic Ventures, Inc.
1545 Western Avenue, Suite 110
Knoxville, TN 37921
Executive Director: Allison Sousa
Microloan Contact: Alacia Harper
E-mail: asousa@evitn.org
Phone: 865-524-0360 Fax: 865-524-3437
Service Area: Anderson, Blount, Campbell, Clairborne, Cocke, Grainger, Hamblen, Jefferson, Knox, Loudon, Monroe, Morgan Roane, Scott, Sevier, Union, Greene, Hancock, Hawkins, Sullivan, Washington, Johnson, Carter, and Unicoi counties
Website:

LeMoyne-Owen College Community Development Corporation
802 Walker Avenue, Suite 5
Memphis, TN 38126
Executive Director: Jeffrey T. Higgs
Microloan Contact: Michael Massey
E-mail: jeffrey_higgs@nile.lemoyne-owen.edu
Phone: 901-508-2823 Fax: 901-942-6448
Service Area: Memphis and Shelby county
Website:

Southeast Community Capital
1020 Commerce Park Drive
Oak Ridge, TN 37830
Executive Director:
Microloan Contact: Melissa Muendel
E-mail: muendel@sccapital.org
Phone: 865-220-2025 Fax: 865-220-2030
Service Area: Statewide
Website: http://www.tech2020.org

Woodbine Community Organization
222 Oriel Avenue
Nashville, TN 37210
Executive Director: Kathy Dodd
Microloan Contact:
E-mail:
Phone: 615-850-3447 Fax: 615-833-9727
Service Area: Cheatham, Davidson, Dickson, Houston, Humphrey, Montgomery, Robertson, Rutherford, Stewart, Sumner, Williamson, and Wilson counties
Website:

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my wish to become financialy independent for my daughter and myself, and eventually feed the minds of children through art they create.