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desparate

Pat from Amherst
Here since: Apr 7, 2008
Female, 59
Medical Social Worker
Buffalo, New York
Languages: English

I desparately need help paying off some debt and just surviving for the next few months until I have some form of regular income again.  Eight years ago, before I was "downsized" from a relatively good-paying job, we considered ourselves middle class.  Since then, we went form middle-class to working poor, and now we are just plain poor.

 I hate living day by day, never knowing if I'll be able to come up with the money for tomorrow's bills.  I figure I'm not young enough for prostitution, not brave enough to rob a bank, and so too cowardly to try suicide!  But there has to be some way out of this mess.

 I am a "retired" medical social worker.  I worked all my life helping other people, all the while paying my taxes and keeping up with the bills.  Although my husband has three higher degrees, and a brilliant mind, he became disabled while finishing his PhD and has never been able to work, nor is he eligible for Social Security.

 I lost my last job two years ago, and have been unable to find anything since.   I need something with very flexible hours because of my own fatigue and because my husband needs assistance at certain times of the day. We've been living on savings while I have tried to start up a small business.  Nothing is working out.  I can no longer work a regular job because of exhaustion, so I really need to do my own thing from home.  I'm working on a couple of projects that should bring us some income in the next few months, but right now we are totally broke

I have cashed in and sold off everything that I can.  I applied for and we are receiving HEAP and Food Stamps, and that helps.  Our house is paid off, but the taxes will soon be overdue.  And right now, I have about $30. in the checking acct., $10. in savings, $7.00 in my wallet and that's it!!  I don't know how to pay the regular monthly bills.  And of course we have debts to pay off--the dentist, the bank over-draft, even the car mechanic!!

I need a loan to get us through the next 6 months, then I think we'll be back on our feet.  My mother gave me money a few months ago, but she is not able to do that regularly.  My in-laws basically refuse to help, and there are no other relatives to turn to.  I tried to get a loan from the bank, and from a loan agency -- they both turned me down because I cannot prove I have monthly income.

I am feeling really desparate.  We are not quite old enough to do a reverse mortgage or to start collecting on Social Security.  Selling our house and moving is not really an option due to my husband's disability.  Even if it were, we need money NOW, not 6 months from now.

Does anyone have an answer to these questions?:

      1--I read about grants available to help with personal expenses, even pay off debt.  I have not been able to locate any--do they really exist?

      2--I get e-mails all the time about processing rebates, and I am sure that some of them, like many internet "great offers" are basically bogus, or at least highly exaggerated.  Has anyone had experience with rebates?  Can you really make money?  Which sites are reputable?

      3--I sell handmade greeting cards.  My website needs work -- the pictures should be clearer, plus it is missing a few newer designs.  But if you need cards for any occasion, please send the business my way.  [thank you!!] OOOOOPS!!!---HERE'S THE WEB ADDRESS: www.cardsandgiftsbyplsoriginals.com

******I would be willing to repay a loan at a reasonable rate of interest.  HELP, please , before we drown!!!!    

JimmyRay
Here since: Apr 10, 2007
Male, 48
Delaware, USA

I am 47 years old. I need all of my teeth pulled and dentures/implants. Problem is, no insurance, medicaid won't pay for over 21 patients. No free dental help in the state of Delaware.Wisdom teeth are growing all different directions and moving all the other teeth around, they've become loose and on the verge of falling out. A very painful situation, with infected sinuses. I simply need help. I am at the point that I may be so desparate and may start pulling them out myself.

There must be someone out there that has the resources to assist me with this problem before the infections decide to migrate. I have nothing to lose at this point.

Support Crystal
Here since: Jan 11, 2007
Female, 28
Boston, Massachusetts, USA
Languages: English

27 Year old mother of one.

No dental or health insurance.

In Desparate need of support.

Please help.

I don't have anywhere else to turn!!

I do not know what to do .. I am in the biggest need in my life. I am a single mother of 4 little girls, and we are about to lose our house. I am $2900 in debt and I am asking for any help that I can get ... I don't know what to do right now, and I cry myself to sleep every night. Please help me.. I Pray for a miracle every day. I am seeking 10 pledgemates .. and $2900.00

Desparate!!!

I am desparately seeking financial help. I'm entering my last year of college and am up to my ears in debt. My father promised he would pay the minimums on my cards and hasn't been for the last two years!!! Now I have two charged off accounts in my name, although he signed up for the cards in my name, as well as student loans and no one to help me. I really want to get out of debt but I can't get a loan to consolidate my debts. I am only in dire need of $3,000, I know this doesn't seem like a severe problem, but when you're in college and on your own, it becomes a problem in all areas of your life. I am now unable to buy myself food and can barely pay my rent. It seems like I'm in a bottomless pit and no one can help me and I am feeling more and more desparate every day. Anything you can give is greatly appreciated. Thank you so much for taking the time to read my post. 

Christmas for my kids

Hello everyone. I am in dire need of help for my kids Christmas this year. My husband has been off of work for medical reason's for the past 6 months and we are unsure of when he will be returning to work. I have 5 boys, ages 13,11,10,6, and 2. Two are from my previous marriage and their father is out of their lives, and 2 are from my husbands previous marriage and the mother is no where around to help then we had the baby together. My kids just go without about all year because we don't have much to give them, but they are so loved and such wonderful kids. My 13 year old offered to go get a job to help give his little brothers a good Christmas...that is when I knew we were in bad shape. Any help would be so appriciated. It is bad enough that we are getting ready to loose our home and vehichles, I just want our children to be happy. They have been through so much in such a short time. laureene71@hotmail.com

sherrys
Here since: Apr 6, 2008
Female
I am not sure anymore
Fort Worth, Texas
Languages: English
direstraits
Here since: Nov 23, 2007
Female, 49
laid off
Languages: english

I have had one and a half years of living hell.  Lived with a mentally ill person who was an alcholic who after 8 years called the police for no reason to have me removed from house. Gave up my huge house of 17 years and relocated myself and children into theirs. She has continued to harrass me with police. Due to emotional trauma I am having a hard time coping. Now my mortgage is past due, bills are pilling up, keeping a good job is so hard for me because i am a professional (well used to be before this) and cant seem to get a grip on my emotions.  Now she is suing me with more made up lies and it just doesnt seem to end.  I need desparate help and am at my wits end at this point. I have 100 to my name and owe 7K and have no where to ask for help.  I am hoping there are some nice, generous people out there to help myself and children who are in need. I do not see a light at the end of the tunnel.

Family of 7 in Need of Help

my Family of 7 (seven) are in desparat need of help.

i have been out of work now for a year with few prospects for remloyment. my wife was hired a couple of weeks ago at a subway but a few days ago the frame of our car broke making it un drivable. we are in dire need of help. our electricity has been shut off once all ready. if we dont get help soon my wife may loose her job as well.
 I dont want a loan i wouldnt be able to repay. as my family are in dire straits i am begging for Donations

if you wish to make a Donation to help my family then use this link

http://www.digitalcharity.com/m.php?id=31747

Mark 9:41-42

41 For whosoever shall give you a cup of water to drink, because ye are Christ`s, verily I say unto you, he shall in no wise lose his reward.

42 And whosoever shall cause one of these little ones that believe on me to stumble, it were better for him if a great millstone were hanged about his neck, and he were cast into the sea.