Hard working woman, degreed in a male dominated field, currently unemployed, due to the ways of Corporate America.  I wish to start my own business and escape the trappings and manipulations of what I have seen within Corporate America.  I have been laid off twice due to corporate layoffs, the first time for over 8 months and this time for over a year, and my funds are tapped out.  I need immediate cash flow to maintain a place to live and utilities as well as a small amount of funding, approximately $40,000 to go to the Women's Development Center and get additional funding to open my own business.  My business plan is complete, but I have been told that it will take approximately 3 months to get funding, once I have my portion of funding available.  Even though I do not currently have the funding, I am looking for the correct commercial property to lease on which to put my business.  With the right location(s) my business has the potential to make a half a million dollars per year (per location.)

I put myself through college while raising a child totally on my own.   I started college at the age of 28 and completed a 4 year engineering degree in 3 years because I was very determined to be self supportive.  I have always been very independent and ascertive in my desires, which probably explains how I got this far on my own.  Unfortunately, most of Corporate America is still very male dominated, and women like myself tend to make the "good old boys" slightly uncomfortable.

FROM:
Scott & Jennifer Giordano
Helendale, CA. 92342
Giordano-luv@verizon.net

SUBJECT:   HELP PLEASE !

To Whom It May Concern:

If I may take a few minutes of your time I would like to share with you where my family currently stands with our finances, including our mortgage, and how we got to this point. On May of 2006 I left my previous 12 year job with County Fire Department for the following three reasons: (1) my position with County was being eliminated as of July 1st 2006. (2) Because I was losing my job with County I tried to be positive, aggressive, and proactive in finding a new job before I was let go. I Began testing in Colorado in October of 2005 and was doing very well. I continued testing for the next nine months truly believing I would be successful in getting a job in Colorado in particular with the Denver City Fire Department.  I was very successful with my testing efforts and the job was pending on passing a final background. The Start/hire date was estimated to be around mid July giving us enough time to pack move and get established in our rental home before I started my new job. (3) My wife was pregnant with our second child and was put on mandatory bed rest by her doctor until further notice due to complications. This happened in the first of May and I resigned 5 days later with County Fire to be with my wife and my two year old daughter.

It’s about mid May of 2006; I am home packing the house to move, taking care of my wife and my daughter. I continued making trips to Colorado for final testing and to look for our new home and a rental. We as a family make a trip around the end of May and put money down on a new Pulte house in Broomfield Colorado and we find a rental to live in until our house is built. My parents came along with us because they are also selling their house and moving with us. Our current home in Helendale has not sold yet and the market has dropped significantly from what it was one year ago. We decided that if it doesn’t sale before we move that we could afford to rent it out and we would be able to make up the difference with the money I would be making on my new job.

By June we are ready to move and are looking forward to this exciting new start with our lives in Colorado. Around mid June I receive a letter from Denver City stating that I did not pass the final Background and was disqualified for employment. I called to find out what happened and they said that they could not divulge any information but said that I could hire my own private investigator to find out what caused the problem. I hire an investigator and find out that we have been victims of identity theft for many years and that would automatically disqualify me from any government/public service job. I was confused and angry without any idea what had happened or how to fix this problem.

It is now July of 2006 I am now without a job unable to move and trying to figure out what to do for a job to support my family and how do I accomplish fixing this identity theft problem. I spend the next 8 months trying to fixing the identity theft problem spending over 5, 000.00 dollars of our money (not to mention the 75,000 per year lost from losing employment) making hundreds of phone calls to agencies such as San Bernardino County Sheriff, FBI, FTC, IRS, Social Security, AIG, Creditors, Banks, and many others. I have filed two dozen reports to meet the needs of every agency requesting documentation, I have also spend 8 to 10 hours a day looking for work or working small jobs like washing cars, yard work, small construction jobs etc. I have turned in over thirty (30) applications but I am unable to find work because my fifteen years of experience, diploma, and formal training are all based on the Fire Service. The catch 22 problem is I can’t test for fire departments until the identity theft problem is solved or I would run into the same problem I had with Denver City. I continue to hear the same thing from every employer, why are you here and are you going to go back to the fire service? Once I explained the problem they seemed compassionate about my problem but were unable or unwilling to hire me. Over the months we get further and further behind financially. Finally by mid January of 2007 I find a new job. The job is with Barstow Community College and is only part time at this point but I am extremely happy to be working again. Even though I am working I continue looking for full time work in the fire service.

The past several years I have been in a head on car accident with a drunk driver, lost a child, lost my grandmother on Christmas day, lost a best friend to cancer, lost both cars that we owned, my identity, a career, my dreams, ambitions, hope, peace of mind and joy. I have also sacrificed many personnel items like golf clubs, Thomas Kinkaid art collection, football card collection, collector coins passed down by family, and many other valuable items that we had to garage sale or sold on EBay to make money just so we could survive. Our credit has been severely damaged and our faith challenged. In addition to all of that I have suffered from several illnesses requiring medications and a lot of doctor visits. We experienced corrupt real-estate when we tried to refinance our home to get money to help us and instead we lost 30,000 dollars and gained nothing, that problem is currently under investigation with the DRE. We also gave up our dream to move to Colorado, a new house, a great new job doing what I love, and having the ability to help my parents who are retired and on a fixed income and were also counting on moving. My wife and I are hanging on by a thread and are tired, stressed, frustrated, deeply depressed, angry, and confused. We really don’t want to lose the one thing we have left, our home.

I totally and completely understand that this is not your problem and that you are not responsible for helping us in any way, however, I hope that you can find it in your hearts to help my family anyway possible. This is our problem and I take my commitment that I made to you very serious and we continue to do all wee can to make things right again. We really don’t want to lose our house. I refuse to walk away without trying to do everything in my power first. I don’t want a short sale or foreclosure, this does nothing for you or me to solve the problem and in the end we all lose. I am confident that there is an answer to this problem and that it can be solved. Again, I understand you don’t owe us anything and you have every right to take our home, I just ask that if there is any way possible that you or anyone else may be aware of to help us help our selves get back on track, please let me know. Please help us if you can.

As stated in this letter I am now working part time and my wife starts working the first of April. We are confident that we can get back on our feet and are slowly getting there. Please understand that we have lost over 100,000 dollars this past year to year and half, but we are not going to give up we are resilient, confident, humble and hard working and we are committed to make this unfortunate situation right again. We will try to do ALL we can to make this work and pray you can help us. I thank you so much for your time and consideration in regards to this matter.

Note:
 The following documentation can be provided to you for verification if you request it:

1. Police report
2. FTC report #
3. Investigation report
4. Denver City denial letter
5. Lawyer letter from working on credit issues
6. Letter from parents also explaining events
7. Letter from my wife giving her perspective of events
8. Records of financial support from our church
9. Witness of events letters from friends and family
10. Affidavit From Identity Theft 911 (from homeowner insurance)

Thanks again for your consideration, time, and help

Sincerely,

Scott Giordano
       And
     Family

I am a husband and a father and I am asking anyone that can help in ANYWAY posible to please send me an email so that I can get my family back on our feet and we can move on with our life again. This has been devastating to my intire family and we don't no where else wee can turn. Thank you for your time.

I am seventeen, and very interested in college. I want to go to Loma Linda University.  However, I would like to go to San Bernardino Valley College if that is all that is available.

I attend Carter High School in Rialto, California.

I hope that anyone that can help will e-mail or IM me at Bettyboop92377@aol.com

Thank You Very Much

Katie Lee

I started out great in school and was on the road to a great future.  And I dont know if this will help my cause at all, but at sixteen I began doing drugs and drinking quite a bit.  Over the span of six years I was constantly high or passed out some where.  I was so smart as a child and my future was slipping through my fingers.  At the age of 22 I found out I was pregnant and I was so scared of being a momma.  I quit using and drinking the moment I found out I was going to have a baby.  I even gave of my beautiful Newports.  It was really hard to do this to my body while I was expecting but it was worth it to have my baby be born healthy.  I will be clean for five years in December of 2007.   I cant tell you how wonderful it is to say that.  I have come along way and now I have two beautiful babies.  They are now my addiction and I want them to have everything in life they need and a little of what they want.  To do this I am planning to go to school in the fall to find a job that will allow me to give them all they deserve.  I am hoping for help from the college with funds but I'm not sure of my cars capability to get me back and forth.  I just need enough to fix my car and give myself  and my children a chance at a good future.

Im 25, single mother. Going to bartending school. (hopefully that will give me a leg up!!) Life story is accompanied by a violen so we wont get into it. Son is 6 and im 7 weeks prego!! The fathers are not here by choice and i will be a single parent to both. I do believe in God but im a little unstable i will admit. Ive gave and hope that its time to come full circle on paybacks, cause that means my yacht and mansion are arround the corner!LOL! 99% of the time im a glass half full girl, but woof its tough. Favorite color is Blue and im a dog lover. Would love to become a singer one day, hey if Fantasia can do it, I know I got a chance!! Love to fish, shoot pool, read EVERYTHING, and currently eating has become my favorite past time!!LOL ( oh and then worshipping the porcilean Goddess! Dang this baby is picky! LOL) My dream is to be a pscychiatrist. but we will start small and say social worker.
Guess thats it for now....

I believe I've already said quite a bit about myself. Maybe I jumped the gun a bit :) Basically, I'm a good person, I chose to have children when I did because I really thought that I had carefully chosen a good, decent, family loving man that would never betray his child. But regardless of who or how they turned out to be, I am so Thankful. I was blessed twice. I could not have asked for more perfect children, and I take pride in being their Mother. Obviously, I am not responsible for their Fathers bad decisions, but I am responsible for making sure that my girls know theirs Fathers love them, and that they were both created out of love. I feel that I am a head up on most single females because I don't believe that I am a victim and refuse to use that as an excuse for my situation.

I choose to believe that we will rise from this situation, with our heads held high. I am proud of the fact that I earn an honest living, I do not try and "use" the system, I don't lie, cheat or steal, and I feel that just because I am asking for the help of others, that does not make me less of a person, a woman or a Mother.

i'm soon joining the university but lack the tutition fees. i thought i would be granted a state scholarship, but didn't attain the required points so i was dropped. now i would like to do a diploma in othopaedics which is three years. it will cost me 3150000 uganda shillings (1800$) for the whole three years. i will cater for my hostel fee, i only need the tutition fee which is quite huge for my  peasant parents. PLEASE HELP ME .

I am a single mother of 2 boys, one still at home. He will be a senior in high school this year. The other son lives away from home. I have a new granddaughter, who was born Jan. 31, that I have not yet seen due to my financial situation.

I was employed in a factory, I have never done factory work in my entire live. I took this job as a way to make ends meet. This job only paid $8/hour and I worked 12/hour shifts. I have since been let go due to the fact I was diagnosed with carpal and cubital tunnel syndrom and the company has fought to not pay the doctor, medical and surgery bills.

I have been denied unemployment and am appealing that decision. In the meantime I have been looking for work and have been without an income for 6 weeks. I have been hired by 2 seperate businesses as part-time help and will be only making minimum wage at both places.

I do have a lawyer working on a case for worker's compensation, he has informed me that my case goes in front of the arbitrator here in the next couple of weeks, so here again I will be unemployed.

I have 1 year of college under my belt and am starting my second year, to receive my Bachelor's degree in the future. I am determined to finish my education, so that I may improve myself, my job and my way of living. Most important of all, I want to be a role model for my sons and to show them, I may be down for now, but not out.

Seek grant for small business start up.

A couple of months ago, I was in the hospital, and I fell beind on bills.  Once I got out, I found a new job, and was positioned to catch up and restart my life.

The day before I was to begin work on my new job, I was waiting at a stop sign when I was struck by another vehicle, rendering my vehicle inoperable and causing a mild injury to my back (currently getting treatment).  The person responsible, who lives in a different town than I, did not feel it necessary to provide his telephone number to the police officer filling out the report.

I'll actually skip further details, but it was a week and a half before I was able to get to work with a rental car provided by his insurance company.  I was a pizza delivery driver, and in that week and a half without my car, I lost a few hundred dollars in revenue which was supposed to go to my car payment.

While my car was undergoing repairs, my finance company decided to reposses the car.  Now, the rental is gone, and so is my car.  If I lived in a metropolitan area, this would not be so much of a setback, as I could use city busses and trains.  But I live in Bristol, Tennessee, where there are no trains, and there are three bus lines which run about every hour and a half.

I have no children, but I am married to a wonderful woman who has medical difficulties which prevent her from working.  I have been turned down for a restaurant management position because I don't have a car.  I've been offered a decent factory job, but I've no way to get there.

My finance company called me on Friday, August 18th, and offered me the opportunity to get back into my loan, and therefore my car.  I have to come up with $572.34 by August 31st.  Now almost out of money, I'm looking for money anywhere I can find it.  A church near my home has sent to the finace company $80, bringing the remainder down to $492.34.  I think this is an achievable goal, but not without help.

I aspire for so much more than my life was before my hospitalization and accident, but without a car, I don't know what to do.  I'm very intelligent, and with the resources I need, I could make a good life for myself.

I am seriously concerned about the direction my life will take once this crisis is resolved.  I fear that I may never fully recover if I'm without a car.  There are only a handful of jobs within walking distance, and now with my back injury, the types of jobs I can do has become further limited.  I am qualified for many well-paying and secure careers, but I can't get those positions without owning a car.

I just need help once.  I absolutely do not want others to pay my rent and my electricity and to support my wife and me.  I want to support myself.  But I do need my car.  I suppose it's like the story about giving a man a fishing pole versus giving him fish.  I could catch my own fish, if I only had a pole.

Please, any donation is greatly appreciated.  Thank you.

What to say about myself......I am a very goal oriented and driven. There is no obsticle that I will not figure out a way to overcome. Every thing in life is mental, this is way I am fasinated with Psychology. Having faith in oneself creates an individual that if given the opportunity will never fail.