I am a single mother of two I need money to help catch up my bills and to rent an apartment for my children and me I am currently unemployed

Every commercial and add says there is free government grant money out there and all you have to is apply.  Now my only question is if there is free grant money out there why do you have to pay to get to it.  I think if someone needs a grant and there is all this money out there you shouldn't have to pay for it.  An application for a grant should be ready for filling out.  This doesn't make sense to me.  That tells me if you have to pay for a grant to get then people are wasting their time trying to apply for it. 

I applied for it once and never got my money.  Now I feel I deserve to find that free grant application to fill out.  These people took me for my money and I'm not happy.  Now this so called "FREE GOVERNMENT GRANT" is out there tell me where it is.  I would like to really know.  You shouldn't have to pay money to get money if it's free.

Hello I am a 33 year old mother of  three.  We are with out gas and soon the eletric will be out also.  I am trying to find a job, and a car  Any old junker will do... I can't get a job with out a car...  I wish I could find some help somewhere...  I would do just about anything for the help that is needed.    I  want to know how ppl are given cars to drive for advertisment.   thanks for listening to me.

I have been reading all that I can on this site and others.   I have to say the BEST HELP is  YOU HELPIING YOURSELF... In my area 211 is one way to find help... I can say that most charities are overwelmed at this time.  I am a stay at home MOM of 3 and will say that we struggle to make ends meet but I don't think I would have it any other way..   I know my kids are Well taken care of and are not in any trouble..  I have a 16 year old and a lot of her friends do drugs...  Her friends parents both work full time jobs and can't be around as much as I can.  I am starting to look at life like this,   So what I can't buy them the best christmas ever,   So what that we never have any savings,  and will never be able to go on vacation.  My kids have all they should need a mom and dad working hard to make sure they don't get into trouble and grow up to good responible adaults...  I am sick of asking for help.  I would rather live on the streets then ask anyone to help me knowing they will just trun around and say no again..   Life only help those that helps themselfs...   

Hi I need help to pay off my 700 dollar credit card bill I used it last year to pay taxes off and I am still paying for it. Unforutnately the interest rates keeps crawling up so its like never going down. Please help.

iis anyone readning my posts i haven't got an responds  am a caring,kind hearted person that just needs some help i am  disabled and low income anyone know of any help i am in need of help i can't pay 900.00 that is back owed for my car does anyone know of any programs that can help

The first place to look when you need help to pay your bills.

Everyone is hurting (financially) right now. Recession, depression, call it what you want, the fact of the matter is: there is not enough. Our country has enough, it's just not getting to the people who need it. Families are expected to work more and get by with less. It's ridiculous. When and where will it end? I have revamped my national organizations page to, hopefully, make it more user friendly. In addition, please check out these other incredible pages :

****All direct links are in green or yellow

Please note, even though we try to, we cannot answer every post. 

Soulight,

Elaine,

Lady Christie,

Ekikaseven,

The NATIONWIDE organizations listed below can assist you with your basic needs, including: food, clothing, rent, utilities, transportation, back to school needs, medical, dental, and holiday needs.

IF they cannot assist you, they may be able to refer you to someone who can.

211.org

• A service of United way – lists most nonprofit organizations in your local area
• available in most counties (not all)
• available both online and by calling 2-1-1 in your area ( free call)

Support for military personnel and their families
Assistance just for military and their families

Government benefits
Find out what government benefits you may qualify for

Social Services

the first place to go when in need – they can help with child care, child support, rental assistance, food stamps, healthcare, burial assistance, temporary financial assistance, etc.

Local benefits by state
Select a State from the map to view a list of the selected State's benefit programs.

American Public Human Services Association

Internet site that list social service agencies by state. A NATIONWIDE listing of social services offices and applications online

SSA.gov
To apply for Social Security Disability or Supplemental Security Income

FREECYCLE
looking for something? Getting rid of something? Check out FreeCycle!

The following organizations may be able to fill in the gaps, or help, when Social Services cannot:

• Community Action Organization
  
  St Vincent De Paul
  
  Red Cross
  
  United Way
  
  Catholic Charities
  
  Salvation Army
• 
  

Emergency food and shelter board program

• The EFSP National Board does not provide direct client assistance. Direct assistance is provided through a variety of resources, which may include EFSP funding in your community. If you are in search of assistance for yourself or someone you know, you should look in the community services section of your local telephone directory. You should find these pages in the front of your directory and should look for listings for American Red Cross, Catholic Charities or Catholic Social Services, The Salvation Army, United Way Information and Referral, or other non-profit service providers. You may also click on Funded Organizations, here or on the EFSP homepage, to find organizations funded through EFSP in your community who may be able to assist or refer you to the appropriate assistance.

FOOD

FOOD STAMPS - OFFICES BY STATES

government program part of social services
WIC
Specifically for pregnant/postpartum women and children UNDER 5 - government program part of social services

Find a food co-op near you!

Angel Food Ministries – listings by state

HOUSING AND UTILITIES

HEAP
utility assistance - government program part of social services

FEMA NATIONAL SITE

HUD - RENTAL ASSISTANCE
If you need rental assistance this is the place to start. Subsidized housing is based on your income and often times it is much quicker to get into a subsidized apartment than to wait for a Section 8 Subsidy approval
Also check out how subsidized rent is determined

HUD/SECTION 8/Govt subsidized housing
Section 8 housing usually has a long list because the subsidy is attached to the person, not the property. This means that regardless of where the person lives, they still get the subsidy. In NY the waiting list is 8-10 years.

****If at anytime, you are denied accessibility to applying for any program, you should contact your local city, county, or state leaders and have them intervene on your behalf. - THIS APPLIES TO ANYONE WHO IS DENIED ASSISTANCE.

HOWEVER, there is another alternative. Subsidized housing where the subsidy stays with the property rather than with the renter. You would still pay the same amount of rent - it is based on your income - but you would have to move into a government subsidized property.

In most cases, these are handicapped accessible, family oriented, all the maintenance is included - among other things.

I am including the link for HUD below - just click on the proper state and take it from there. You will need a minimal security deposit - which you may be able to get from social services or another charitable organization.

Regardless of how long the list is you should still be able to be put on the list.
Contributed links:

hud rental assistance

fair housing act

home page

Americans with disabilities act homepage

HOUSING ASSISTANCE COUNCIL
Does NOT help individuals, BUT does have a lot of information and links for individuals- please browse through the site for more information.

WORK AND SCHOOL

Department of Labor
Can assist with: unemployment, job search, resumes, job training, wage and hour, layoffs, overtime, workplace safety, retirement and health benefits, and disability questions.
Ways to Work
How can you work if you have no transportation? Most social services programs do offer bus passes to help you get to and from work. This is different. This is NOT part of social services. This is a LOAN program specifically for low income families in need of a car or car repair, who do NOT qualify for conventional loans. They have their own set of requirements and are NOT available in every state.

http://www.alliance1.org/Programs/Waystowork.htm

Free Application for Federal Student Aid - FAFSA
government grants to finance your education

MEDICAL HELP

FREE MEDICAL CAMPS

United Health Care Childrens Foundation
Grants, up to $5,000, can help families pay for the costs associated with therapies such as speech, physical and psychotherapy sessions; for medical equipment such as wheelchairs, braces, hearing aids and eye glasses; and for orthodontia and dental treatments.

Childrens Healthcare Emergencies

United Health Care Children’s Fund might be able to help. "Grants, up to $5,000, can help families pay for the costs associated with therapies such as speech, physical and psychotherapy sessions; for medical equipment such as wheelchairs, braces, hearing aids and eye glasses; and for orthodontia and dental treatments."

Partnership for Prescription Assistance
assistance with medications for those without insurance

Donated Dental services
In each state at least one program coordinator is responsible for determining that applicants are either disabled, elderly or medically compromised and have no other way for paying for dental care.

Together Rx
discount card for prescriptions

GREAT DISCOUNT MEDICAL CARD

http://dwesley1981.aidpage.com/about.htm

GRANTS LOANS AND WISHES

evander holyfield foundation

MODEST NEEDS
non-profit organization reaching out to hard-working individuals and families who suddenly find themselves faced with small, emergency expenses that they have no way to afford on their own

OPEN DIRECTORY PROJECT
Listing of organizations which grant wishes to disabled, terminally ill, children and adults.

Prosper
loan program for people - from people

AZOGROUP.COM

How To Locate Small Business Grants,
Government Grants, and Other Grant Money

MISCELLANEOUS RESOURCES

(In other words, I wasn’t sure where to put these!)

Toys for Tots
Christmas assistance for families with children

Credit counseling

· CCCS

· NFCC

· money management. Org

· credit.org

• pro bono financial planning assistance

ATTORNEYS

• probono attys
• divorce source

PETS

If you need financial assistance, for a pet who is ill, check out this page:
National financial assistance organizations for pets

nichy org - resources

a series of Web resource pages on topics of high interest and concern. They're intended to connect you quickly with a range of resources, materials, and guidance on these topics.

is it a scam?

fraud and scam information

GRASSROOTS.ORG
This is one site you have to see for yourself! If you want to start a non-profit, volunteer, get involved, or just do some research, this is the place to start!

SEX OFFENDERS

Is there a sex offender living near you? find out here

I am a graduate from Jefferson High School in Indiana. I am willing to send out as many applications it takes to reach success! I define success as making short goals for your self to reach that one long term goal you so dearly strive for. Doing whatever it takes, and as you can see this is one short term goal that I am willing to make to become well educated, and understand the real world for what it is. If anyone out there can help me please do. My email address is geo42385@hotmail.com thanks

Still in need of help!  Dealing with Financial troubles badly!  our home is in forclosure and were about to lose everything!  Can't believe that I have been looking for help since Last year to keep from getting this way, and nothing but scammer after scammer gets in touch with me!  there doesn't seem to be anyone out there anymore that has a soul that would or even could help anyone that is having trouble anymore.  been working on getting things caught up but still falling behind with everrything going up all the time.  just about can live or raise a family!  want has this world gotten too.  it's a shame!  I pray all the time that things get better and so far nothing is working right for me.  I have faith and my heart keeps telling me that things are going to get better, but I hope I'm not trying to raise a family in the streets by the time that this would come true.  God Bless all of US!

    I am looking for any money I can get to help me pay for a private medical collage in salem, Oregon. I'm a single mother, with three children, and the program is Medical Assistant. I'm only interested in money I wont have to pay back.

  Can anyone help me find a grant to help pay off bill balances and get the creditors off my back. I am disabled and I only get so much a month and my bills way out weigh that amount so I am constantly behind and getting further.

Please help

Valleri

I am a poor disable veteran who is seeking help on paying for college.   I could not get employment with my current skills and education.  I am currently going to college to learn and develop the skills needed to get a employment.  I am greatly in debt and I would like some assistance with my tuition.

I am looking for a grant to help me start a restaruant

I have a GROUND FLOOR GIANT - Georgia Launch Energy De-regulation.

This is a great opportunity to make and save money on your utilities. 

Check it out now:  http://msdlcraig.igniteinc.biz

Thanks and God Bless!!

I am a 34 year old single Mom of a beautiful girl. Three years ago my 54 year old mother began the fight of her life. A simple surgery had gone bad and she almost died of sepcic. A perferation in her bowel. She spent 3 months in Intensive care and weighed 64lbs. She had to endure a painful journey with a colostomy bag. My mother was an angle. We were best friends. I watched her suffer horribly and that was just her horrible beginning. When her 6th surgery finally reversed her colostomy bag she was diagnose with stage 3 ovarian cancer. She fought like a warrior for 18mths. Chemo they said cured her. They missed a tumor in her back that would eventually kill her. She was my world and as she lye dieing, I was thrown another blow. I had lymes disease. I felt horrible and attributed it to depression. I quit my job of 8 years as a dental assistant to stay home and care for my mom and daughter. My ex accused me of being on drugs because i felt and looked horrible. Lost weight, couldnt get up in the mornings, couldnt think or make decisions. He took me thru a hell beyond hell. He kinapped our daughter and proceeded to rage a 3 month custody battle that my mother, daughter and self just didnt need. i spent the last few months of moms life in court, without my child and my mom died asking if Reanna was home yet. Sadly my gift from her from heaven ,the very day after she died, was the return of my daughter. My ex seemingly was playing a sick, vengeful game. He hurt my daughter, self and mother so much. Thankfully I regained full custody but the last 8 mnths i have lost everything. I am homeless living with my sis who isnt friendly to my daughter and so judgemental of me. People believe i should be over it. I am taking the steps to move forward but there small. I feel better and KNOW ILL BE OK. I want to show everyone that adversity can build mountains and thru this I will be a mother that has instilled values and morales in my daughter and person who is kind, generous, and giving even though so many people have blown my mind with judgment and assumptions. Alittle help to get started is all i need. If i could find a place to rent and skip the security or work to improve the apartment in exchange for a month free. Anything would help. Thank You and To all who struggle...... FULL STEAM AHEAD!!!!

Hi, I am the mother of three kids and I have one child that went to Heaven last year 11/25/2006. That is the worst thing that ever happened to me in my life. I would have rather been living on the streets with nothing than to lose my babyboy. He was born chronically ill. He had a kidney transplant 03/28/2006 and passed 11/25/2006. My situation now is not too good. I am working a part-time job, 24 hours a week. I don't know how I am going to get Christmas presents this year. I am also behind on my rent and my vehicle has been broke down since this summer. I NEED HELP!!! If you would like to find out more information about my babyboy, you can visit caringbridge.org and ENTER: larryjr

I am a mother of a 2 year old son.  My husband and I try very hard to make a home for our family.  He lost his job the day after Christmas and has had trouble finding another one.  I have picked up some contract work, and am now working two contract jobs in addition to my full time job.  I was diagnosed 2 years go with multiple sclerosis, so the extra work is not an easy task.

Anyway, we got behind one month on our house payment and have been unable to catch up.  Our bank is demanding two months (the behind month plus this month) payment within 48 hours.  I don't have it and don't know what to do.

My husband and I are going through a very rough patch in our lives. We have two beuatiful daughters (ages 1 and 3.) The holidays were very rough. We barely were able to afford presents. We are behind on our bills and our rent. I am not trying to scam or hurt anyone. I am just looking for a little extra help to get us through for the next few months. We are not lookinf for handouts, and are willing to pay anything back that is given to us. Please help! Thanks and God Bless. survivor2147@yahoo.com