I am not sure how to ask for help. I am the person who is always helping others now I am in need of help myself. I am working full time and have worked at the same job for 23 years love my job. But due to recent divorce and preparing for my daughter to go to college. My recent choicesI have made just trying to keep things together, I have managed to put myself in credit card dept. and not able to pay utility bills. I have $12,000.00 bills and just don know what to do. Asking for help is the hardest thing. I know I am a good and honist person. I don't know how I could pay anyone back I am just a person that does give back everyday.

Thank you