I am a single mother of a beautiful daughter who just turned six.  My daughter is my life and I just want her to be happy.  Right now we do not have a lot, but at least we have eachother!  I work hard as a barista at Starbucks and I love my job, but right now it just isn't paying the bills!  I have the goal of running a successful business, I just need the chance to prove myself.

36 years old.  Widowed with two sons and a daughter.  I'm a hard worker, very caring, giving person.  No matter how tough I may have it, if I can do for someone else in need I will. 

 I enjoy the outdoors, Autumn is my favorite time of the year.  When I've got time, I love to take long walks.  That's when I let the tears out...thinking about the walks I took with my husband.  I don't like to cry in front of the kids.

I enjoy poetry, all types of books, (historical romance my favorite) I like to bake from scratch (plus it's cheaper)

If I was rich, I'd probably have tons of pets.  Cats, Dogs, Horses, etc...

I love all kinds of music ~ varies with my mood.  Barry Manilow to Kenny Rodgers, to Janis Joplin and Motley Crue.

I'm an old fashioned type of person.  I'd take an old farmhouse before I'd have something new built.  I like candles at Christmas ~ not bright flashly lights. Simplicity and tradition. Keep it real and keep it family.

FROM:
Scott & Jennifer Giordano
Helendale, CA. 92342
Giordano-luv@verizon.net

SUBJECT:   HELP PLEASE !

To Whom It May Concern:

If I may take a few minutes of your time I would like to share with you where my family currently stands with our finances, including our mortgage, and how we got to this point. On May of 2006 I left my previous 12 year job with County Fire Department for the following three reasons: (1) my position with County was being eliminated as of July 1st 2006. (2) Because I was losing my job with County I tried to be positive, aggressive, and proactive in finding a new job before I was let go. I Began testing in Colorado in October of 2005 and was doing very well. I continued testing for the next nine months truly believing I would be successful in getting a job in Colorado in particular with the Denver City Fire Department.  I was very successful with my testing efforts and the job was pending on passing a final background. The Start/hire date was estimated to be around mid July giving us enough time to pack move and get established in our rental home before I started my new job. (3) My wife was pregnant with our second child and was put on mandatory bed rest by her doctor until further notice due to complications. This happened in the first of May and I resigned 5 days later with County Fire to be with my wife and my two year old daughter.

It’s about mid May of 2006; I am home packing the house to move, taking care of my wife and my daughter. I continued making trips to Colorado for final testing and to look for our new home and a rental. We as a family make a trip around the end of May and put money down on a new Pulte house in Broomfield Colorado and we find a rental to live in until our house is built. My parents came along with us because they are also selling their house and moving with us. Our current home in Helendale has not sold yet and the market has dropped significantly from what it was one year ago. We decided that if it doesn’t sale before we move that we could afford to rent it out and we would be able to make up the difference with the money I would be making on my new job.

By June we are ready to move and are looking forward to this exciting new start with our lives in Colorado. Around mid June I receive a letter from Denver City stating that I did not pass the final Background and was disqualified for employment. I called to find out what happened and they said that they could not divulge any information but said that I could hire my own private investigator to find out what caused the problem. I hire an investigator and find out that we have been victims of identity theft for many years and that would automatically disqualify me from any government/public service job. I was confused and angry without any idea what had happened or how to fix this problem.

It is now July of 2006 I am now without a job unable to move and trying to figure out what to do for a job to support my family and how do I accomplish fixing this identity theft problem. I spend the next 8 months trying to fixing the identity theft problem spending over 5, 000.00 dollars of our money (not to mention the 75,000 per year lost from losing employment) making hundreds of phone calls to agencies such as San Bernardino County Sheriff, FBI, FTC, IRS, Social Security, AIG, Creditors, Banks, and many others. I have filed two dozen reports to meet the needs of every agency requesting documentation, I have also spend 8 to 10 hours a day looking for work or working small jobs like washing cars, yard work, small construction jobs etc. I have turned in over thirty (30) applications but I am unable to find work because my fifteen years of experience, diploma, and formal training are all based on the Fire Service. The catch 22 problem is I can’t test for fire departments until the identity theft problem is solved or I would run into the same problem I had with Denver City. I continue to hear the same thing from every employer, why are you here and are you going to go back to the fire service? Once I explained the problem they seemed compassionate about my problem but were unable or unwilling to hire me. Over the months we get further and further behind financially. Finally by mid January of 2007 I find a new job. The job is with Barstow Community College and is only part time at this point but I am extremely happy to be working again. Even though I am working I continue looking for full time work in the fire service.

The past several years I have been in a head on car accident with a drunk driver, lost a child, lost my grandmother on Christmas day, lost a best friend to cancer, lost both cars that we owned, my identity, a career, my dreams, ambitions, hope, peace of mind and joy. I have also sacrificed many personnel items like golf clubs, Thomas Kinkaid art collection, football card collection, collector coins passed down by family, and many other valuable items that we had to garage sale or sold on EBay to make money just so we could survive. Our credit has been severely damaged and our faith challenged. In addition to all of that I have suffered from several illnesses requiring medications and a lot of doctor visits. We experienced corrupt real-estate when we tried to refinance our home to get money to help us and instead we lost 30,000 dollars and gained nothing, that problem is currently under investigation with the DRE. We also gave up our dream to move to Colorado, a new house, a great new job doing what I love, and having the ability to help my parents who are retired and on a fixed income and were also counting on moving. My wife and I are hanging on by a thread and are tired, stressed, frustrated, deeply depressed, angry, and confused. We really don’t want to lose the one thing we have left, our home.

I totally and completely understand that this is not your problem and that you are not responsible for helping us in any way, however, I hope that you can find it in your hearts to help my family anyway possible. This is our problem and I take my commitment that I made to you very serious and we continue to do all wee can to make things right again. We really don’t want to lose our house. I refuse to walk away without trying to do everything in my power first. I don’t want a short sale or foreclosure, this does nothing for you or me to solve the problem and in the end we all lose. I am confident that there is an answer to this problem and that it can be solved. Again, I understand you don’t owe us anything and you have every right to take our home, I just ask that if there is any way possible that you or anyone else may be aware of to help us help our selves get back on track, please let me know. Please help us if you can.

As stated in this letter I am now working part time and my wife starts working the first of April. We are confident that we can get back on our feet and are slowly getting there. Please understand that we have lost over 100,000 dollars this past year to year and half, but we are not going to give up we are resilient, confident, humble and hard working and we are committed to make this unfortunate situation right again. We will try to do ALL we can to make this work and pray you can help us. I thank you so much for your time and consideration in regards to this matter.

Note:
 The following documentation can be provided to you for verification if you request it:

1. Police report
2. FTC report #
3. Investigation report
4. Denver City denial letter
5. Lawyer letter from working on credit issues
6. Letter from parents also explaining events
7. Letter from my wife giving her perspective of events
8. Records of financial support from our church
9. Witness of events letters from friends and family
10. Affidavit From Identity Theft 911 (from homeowner insurance)

Thanks again for your consideration, time, and help

Sincerely,

Scott Giordano
       And
     Family

I am a husband and a father and I am asking anyone that can help in ANYWAY posible to please send me an email so that I can get my family back on our feet and we can move on with our life again. This has been devastating to my intire family and we don't no where else wee can turn. Thank you for your time.

I am a hard working single mom. but I can't seem to get ahead. I live from paycheck to paycheck. Since i was divorced. My credit is not very good, and it is almost impossible to get a home loan or any kind of loan. I just want to purchase a very nice home for my son and mother. Go back to college and finish my degree in business managerment. My car is very old, and unreliable. I work very hard for what I get. I have never ask for any type of handout, but I do need financial assistance to help me get ahead and get out of this awful slump I am in..

Sincerely,

Pat Samuel 

I have been struggling with the aftermath of an abusive marriage of 9 years.  I am barely able to keep up with bills and after the holidays it's even harder. I make a concious effort every day to be as productive as I possibly can with 4 children, 2 of which aren't in school yet.  I am a hard working, dedicated, and deserving of assistance, but with medical bills and a destructive relationship on my credit, no institution will loan me anything.  I have exhausted all of my resources in this attempt to save my home, but I am unable and reaching out.

Single Dad, Hard Working, Raising two boys and trying to do all the right things !!!

My name is Francisco Lopez and I currently work as Director of Basketball Operations and Marketing Assistant for Notre Dame High School - Belmont, a private high school in the San Francisco Bay Area. I also occasionally work as a Public Address Announcer and/or Radio/Television Broadcaster for some local sports teams and programs. I have lived in the San Francisco Bay Area for many years and I still believe that the San Francisco Bay Area is one of the most beautiful places in the world, especially San Francisco since I was born here. I truly love San Francisco for its beauty and nostalgia.

   I'm a hard working man and love my family with all my heart. It pains me to see them have to struggle through and have to go without.  For me to be doing this, means that things have gotten very bad. 

I'm not looking for a handout.  I just want to promise to anyone who comes to my rescue that I will pay every cent back, my word.  

At any rate,  I am blessed with the love of my family and know that some how and some way  good things will come.

Thank you.

Randy

 Hello my name is Randy.  I have a wife and two young daughters that depend on me. I have fallen to some unfortunate events of recent. I have let my family down because I became ill and was unable to work.  Our car broke down needing a new engine ($2250 )and that is with me doing most of the work,  otherwise it would have been $5000.  Our heat got turned off during the freeze and the bills are starting to pile up.

I have a beautiful one year old daughter who I can't let down.  She's amazing...her smile is what keeps me going .

I have just started a new job.  I'm not looking for a hand out,  just  a little help to get back on my feet and I will pay every last cent back MY WORD. 

Please help us.

Thank you, 

Randy

My name is William.  I am 35 years old.  I do not have formal education as I did not complete my education and was not able to secure a 'good job'.  For many years however, I was able to live fairly good life.  My (at the time) common law wife and I had a child in 1994 and we were married less than a year later.

Ley Anne, my wife, has a post secondary education but was never able to breach her field of interest (television production).  She has since been working in administrative jobs but has not given up on her goals.

I am a recently divorced mother of 3 beautiful girls. I really did not think I would ever have to go to these extremes just to ask for help for Christmas for my girls, but I have had a bad year and at this point even mt pride has taken a backseat to having to tell my kids that Santa won't be coming this year.

I have a 10, 5 and 4 year old, they are really geat kids they don't deserve to think that Santa forgot them just because of my bad luck.

I guess it started last year when my husband decided to ask me for a divorce on our anniversary the kids took it hard as did I really. He is now happily divorced and engaged to a woman who has 3 kids of her own, so going to him for help is just more than I can stomach at this point he is out of work. So after the seperation I moved to a small but really nice trailer with my kids we were doing ok we had a roof over our heads and food ono the table and had even adopted a small dog the kids call Corky, all in allwe were adjusting pretty well to our new life. Then in November I had a car accident I came around a curve and lost control of my car and rolled it over, Idid not receive any major injuries just alot of bruises and bumps and my car was totalled. Then on December 6th while the kids were visiting with their dad I was cleaning in the back of my trailer and a fire started behind the stove, faulty wiring I was told any way by the time the fire alarm went off and I came out the whole wall the stove was on was in flames I called 911 and ran out of the house to my sisters who lived right next door in my haste to leave the house though I left in nothing but my nightgown, Corky ran out of the house with me but I had 2 cats that were not so lucky the firemen found them still in the house. Anyway the house was a total loss and I am my children lost everything we had there which since the seperation was about half their belonging and completely all of mine. I was forced to send the 2 younger kids to live with their dad since I now had to move in with my mother again my oldest decided that she wanted to stay with me and my ex and I made the decision since she was older to let her decide.Then in September of this year I was involved ina hit and run they never found the person who hit me but he sent my car over a curve and into a tree, my insurance company said they would treat it as an unissured motorist accident and to this day they have not made a decision on whether to to pay for the damages or total my car, in this accident I did receive some injuries my head went into the winshield and cracked it I had whiplash, my face hit the stearing wheel and I got 7 stitches in my face and I have a bulging disk in my back that up to now just ached then last week at work I lifted a case of beer and turned the wrong was heard a pop and now am off work until a neuro surgeon can clear me, whatever that means. So for now I am not able to work I have no income I am living with my mother in a very small trailer that when I do have all 3 kids my oldest has to sleep on the couch I sleep on the living room floor and the younger girls get the only extra available bed.On top of all this I have a congentital heart defect that I am supposed to have monitored regularly and I lost my health insurance when I got divorced so things are a little tough right now.

I just need a little help to give my girls a Christmas I really just want them to have something good from all the bad this year. Please let me know if anyone can help, I will be glad to repay you when I can work again or if you know of an organization that might be willing to help.

Thank you for your time. And I hope you all have a Merry Christmas.

                                                                                                            Jennifer

I have been blessed by Modestneeds.org

The youngest of 9 children. I have always been the responsible one, the one everyone turns to for answers and assistance. However, this is not recipricated.

I have always been there to support my family, but I don't get much support from them.

I always say that my life should be a soap opera, as if anyone has bad luck it is me.

I love to visit with my great nieces and nephews and watch them grow. I is a rule in my family that you can not be taller than Aunt Mary until you are 10!

I AM IN DESPERATE NEED OF HOUSING AND GRANT INFORMATION TO HELP ME TO GET MY SELF ON MY FEET

I have been unemployed for four years now and have over 200 reject letters. I am willing to give anything a try. I have over 15 years experience in office work and have done part time and volunteer work to keep myself out there but the older I get and the longer I am out of work the harder it is for me to get a job. I don't have a reliable car so I cannot afford to travel and moving is not an option because all my family are here and I am very close to them. Please anyone who is local to my area and needs help give me a call on 0354641711.

   I  AM  SUBRATA.  I  AM  26   FUN  LOVING  MALE,  I  ALWAYS   REJOICE  FOR  MY  LIFE , I AM  CONTENT  WHAT  GOD  GIVES  ME.  I  ALWAYS TRY  TO  BE  HONEST . I  LIKE  MUSIC VERY  MUCH , I  ALSO  LIKE  GOOD  BOOKS  TO  READ . I  BELEAVE  IN  GOD  VERY  MUCH .I  ALSO  LIKE  SIMPLE  LIFE  TO  LEAD.,AND WORK HARD.

          BUT   NOW  I   AM GOING  THROUGH   LITTLE  BIT  OF  HARD  TIME . NEED  SOME  FINANCIAL    ASSISTENCE    TO  CONTINUE   MY  STUDY  .

I  HAVE DONE MEJOR  IN ECONOMICS   AND  CURRENTLY   WANT  TO GO  THROUGH   POST  GRADUATION  IN  BUSINESS   ADMINISTRATION ..  SO   IF ANY  ONE....................

                                                                                                              SUBRATA   GHOSH.

E.MAIL..   ghosh_80subrata@rediffmail.com