I am a single mom with two sons, one in college and the other in elementary.  My elderly mom also live with me and I take care of her... I work very hard for my money and take care of my family, but sometime its seems I jsut can't get ahead. I help my son in college as much as possible, but there never seem to be enough money to do the enjoyable things once in a while. I am always on a budget and pinching money from one check to the other. I want to buy a home for my son and mother,but I don't qualify for a loan, because of my credit.  I just need a new start in life, from my divorce and bills. What ever assistance is granted, It will always be appreciated.

Sincerly,

Pat Samuel

I am trying to find out how to get a grant to assist me in paying off my debts and also to get me into a house.I do not want to make this a long story so to the point "I NEED MONEY"  or I am going to wind up losing my children.PLEASE help me find a grant or two. thank you

me and my fiance have a 6 week old baby and our landlord got turned into the health department and we got evicted because he thought we did it we only have until the 12th of june to get out. We have no money to put down on a place because it was such short notice.  All we are asking for is someone to help pay the deposit for us to rent a home after that we can afford the rent ourselfs as long as its not over 650 a month. We are in dier need of help we have called everyone and nobody will help us with a deposit. Please help us it would be a miracle if you did. Thank you.

                                       william meeklll

                       E-MAIL=MOONWOLFEAGLE@YAHOO.COM

 Hello,

 Some time ago we committed to deciding to help out families who are in need of financial assistance due to mortgage troubles by using Prosper as a tool.  Unfortunately, before we can begin to help others by lending to them through Prosper.com, we need a little help ourselves -- temporary help, for the months of May and June.  Our situation is as follows: We have a 2 & 1/2 year old son and want him to be happy.  We want to keep our home.  I became unemployed about a year ago and my wife remained working, but during this time we always paid our mortgage on time.  We wanted to hold on to our home. 

We can accept money through Paypal to the address of:  pcvcolin@yahoo.com

The situation became dire when my retirement account and credit cards were depleted; fortunately, at that point, I was offered a job.  Now both me and my wife are working again, both of us with good-paying government jobs (steady income).  With the new income, the mortgage lending company, Citicorp, did allow us to go for a modification to our loan, and while they did review our pay stubs, they gave us a new monthly payment that was so high that there will be no way for us to pay it.  Additionally, Citicorp demanded payment on the 11th of this month instead of waiting to the end of the month and threatened foreclosure (an senseless and mean threat, particularly since they agreed to defer payments for the last couple months and since they agreed to approve my modification; their threat is especially mean-spirited considering I paid them on time for the year when I was unemployed, using my retirement account money).

So, we have realized we will have to leave Citicorp and refinance.  Unfortunately the threat of foreclosure means that we have to pay them on the 11th.  While we have the money to do this we do not have the money for other things, like food, gasoline, and bills.  We ask for your help in whatever you can contribute to get us through the months of May and June; by the end of May we expect to be completely out of Citicorp and refinanced into a better loan, and by the end of June we will have recovered from this debacle.

After June we will begin to set aside money to lend to people through Prosper.com who have had mortgage troubles and who cannot get loans through ordinary lending institutions.  Help us position ourselves to help other people ~ please consider making a small contribution today.

You can see my credit details, photos, and a lender discussion of the Prosper.com that I myself received that helped me a few months ago to save my home when Citicorp first began to threaten our family.   See these details by linking to:  https://www.prosper.com/lend/listing.aspx?listingID=102009

    My name is Tony, and my wifes name is Dinah. I recently lost my job to down-sizing and currently recieving unemployment ins., We are about to be evicted from our home (sept. 10th) because we can't afford the rent of $785 per month. I found a home to buy on contract, but we do not have the down payment of $1,000. I also have experiance as a Painter & Decorator, but also need funding to buy equipment and supplies. Would need about $5,000 to start up Painting & Dec Co., with the funding we will be able to get off unemployment and make a moderate income to pay back the funding if needed. The total amount we would need is $10,000 to get up to date with current bills and purchase the equipment needed for the Painting Co., and pay the down payment on the home contract. The payment on the home would only be $450 per month. I just have had some bad luck and need some help, I know if I had the funds to help some one I would.

Thank you vary much, Anthony D'Acquisto

I am a 30 yr old single mother of 2 residing in Connecticut. I am currently working as a casino dealer , very odd hours..my shift is 5am -1pm. and only scheduled 2-3 days a week. I have Chronic Fatigue Syndrome ( yes it is a very real sickness) which makes it very hard to function outside of home. I also have recently been told that I have Spina Bifida (don't know why it wasn't found when I was born ??!!) I would like to be able to work from home and spend more time with the kids. I dont want to have to apply for disability because I would like to have my own little business and have things to do.  I also would like to own my own home one day. Im trying to keep my hopes up that I can make this happen. I have been renting for the last 10 years and I would love to have my own home one day. Any information on how to buy a home with not so good credit or any grant programs would be greatly appreciated

Thanks Ahead of time!!

Hi:

I have a special needs son who is attending a school for severe learning disabled children.  My son is profoundly dyslexic, verbally dyspraxic,  OCD,  Asperger's Syndrome and profoundly gifted.   The school he attends is paid for by the school district through the Individuals with Disablities Educational Act.  I have been advocating for my son for 10  years.  I have fought for services,  including speech and occupational therapy, reading help, extended school year services and you name it.  Finally this past school year he was accepted into a school for kids with profound dyslexia and other disablities.   I grabbed the golden ring for my son!   If i leave this school district i risk loosing the education that my son needs.  This would be absolutely devasting to him and to me.  Here is the link for my son's school:   www.rsec.org

This past spring we went thru a horrible and financially devasting divorce.   My ex -husband is loosing his job and i will loose some or most of my child support.  I am also self employed, and working a second job.

My problem is, is that can not afford the property taxes on this house.   I may have to sell and loose his education and my self-employment.  It kills me to know that my son is at risk to loose  the long awaited education he so sorely needs  over property taxes.   There is no guarantee that  if  forced to move he will be able to receive this education or that i would live close enough to this  school for the profoundly learning disabled.   I can't refinance this house due to my credit scores due to the divorce and how the first mortgage is written.

I have had many  expensive repairs on this house the past  2 years, my 7 yr old  ford explorer died,  i had to use the $6000 in my retirement account to buy a new car, a 95 tahoe.. a real gas guzzler but all i could afford. I get a little bit of fuel assistance, have no health insurance,  and do not qualify for food stamps.   I have no money to get my high blood pressure meds and meds for anxiety and depression.  I have taken on a roommate but which helps but doesn't solve our problem.  I have asked for a tax abatement from the town and was denied.   I am in the process of filing bankruptcy because i don't know where else to turn.  It kills me to do it because i want to be responsible for my debts, but there is nothing left at the end of the month to cover it.   During the course of my  25 year marriage I was fortunate to be the giver of such gifts.... at the holidays to needy organizations , to animal shelters,  the salvation army, i took in exchange students to teach them about our country, voluneteered at my son's school and more.  Now, i need to be at the receiving end of such generosity.  Please help us.

This is entire  life changing event is over $9000.00.  Please open your heart and your financial abilities to ensure that my son gets to fulfill profound gifted abilities by learning to read.  I am scared and very frightened that my son, my gift from God, will loose his one big chance to become literate.  He is in 6th grade, 11 yrs old,   has an IQ of 140+ and reads at a kindergarten level.  

What ever you could donate is deeply and  gratefully appreciated.   I won't even ask you to provide he money directly to me.  If you are able and willing to help us, make a check out to our town .  You will be blessed for your kindness.  My son will be blessed by you.

I live in Brookline NH and a donation or payment in my name can be made to the Town of Brookline,  Brookline, NH   03033

Sincerely and Gratefully,

Mary Harding-Smith

603 315 3328

www.rsec.org

i need a grant to save our home. i have been buying (contract for deed) for 10 years on a 13 year loan and have become seriosly delinquent. i have recieved a 30 day default notice. i need $17,172.01 to aviod  us losing the only home we've ever known. 

 I am a 52 yr old, disabled, divorced,  female that wants to start a bread/breakfast/home business in my area. I am on social security of 777.00 a month and have bad credit so I can't go to any lending institution to get loan. I am looking here for help.  Virginia Webb

Thankyou for taking the time to look at this. Four years ago I was working and suffered a major heart attack requiring open heart surgery. It was my intention to bring my wife here to America before that happened. Even though that happened I returned to work with that same goal in mind. However I suffered a 2nd heart attack and I had not been able to obtain affordable health insurance due to my first attack. Because I was uninsured at the time of my 2nd attack I have been bankrupted and have lost my home here. I can no longer survive here due to my present circunstances and cannot receive the medical care that I need. I am desperately trying to return to Kuala Lumpur Malaysia where I can be with family and also get the medical attention that I need. Not many companies are willing to let you work here with a serious heart condition so my attempts to have an income have all been short term. I need to raise $5000 dollars for plane fare, get medications, and to settle a few remaining debts. I would be grateful for any amount that anyone would grant me to reach my goal. I am trying to reach Malaysia by mid October. Please if there is any way that you can help either financially or direction for assistance; your help would be appreciated and never forgotten.

 Thank-you for reading,

Karl

614-483-9204

geka2325@aol.com  

I am a mother of 4 and critically ill with having well over 45 + face & Brain surgery's, not to mention all  the other surgery's and medical problems due to complications,
   The reason I am writing you is because I'm need some "Personalized" help in seeking a way That I can bring in a income to my family, I want to teach my children that it does not matter the situation that you keep on trying, I want to do Honest work at home that has no start up fees. I only get $350,00 a MT disability and no other help, So I need to find a job that I can work at home,.I have always ran my own company's . I had my own practice in Sports Medicine before I got sick then I use my Knowledge  in Homeopathic Medicine, To make Herbal scent moist heat packs and eye pillow, I made natural Soaps and Body Oils, and I even Made whole made Chocolates. My 4 children as well as myself would take it the flee market every weekend and sell what we had made all week. Around that time is when all the brain surgery's  started and 18 hrs a day of Intravenous medication, It was bit difficult hauling 4 children all my product and walking with in Iv tubes coming out my chest, what a site that was "lol" we managed for a while sadly the demand for he product became to great for me to make all by myself everyday in my kitchen,
  That started me studying gemstones after brain surgery, I spent 2 years studying gemstones, I did sell high end jewelry on Ebay , but  During a move we were robbed. "long story"  they stole Everything we owned I do mean everything and the insurance did not cover excuse they found a loop hole as usual. Now I have no other income, Please Know that I'm not a Victim I am a Survivor & I am very blessed I have the privilege to be with my children as they grow up when they said I would not live this long "what do they know" "lol". 
    I have learned many life lessons, I can't do much physically now but I do some kind of craft everyday with the younger children,We have done so many different craft. We draw paint, do clay, the favorite is making Jewelry but that is a treat because the pretty crystals are expensive, I can work on the Computer,
   I know the end and out of a how to run a company to having happy personal , they will do a better job, To satisfying the Hardest to Please customer, I keep my self up to date learning and studying the newest trend to the next big craft, I know how to do Advertising, I like being very creative, I know how to do import and export, In my journey, I have been blessed to learn many Life lesson along the way. I have been on the Top and I have been on the bottom. I will not give up and I will not ask for sympathy, I'm not different than anyone else, I just have a few Challenge but don't we all. The reason I won't sell on Ebay, Is because the market has changed and the fees are to high, There only a few ways to make money on Ebay now, One is to be a Huge company that is able to import the inventory, Or to lye, If I can't do it honest It's not happen.
       Oh my I can't believe I just told everyone all this, I guess it because I know if there an opportunity for me to become part of your team I would fill honored and privileged,
   Thank you for what you do and if you have any ideas, Please pass them my way.
        May you be Blessed 10 fold.
             Best Regards
                StacyAnn

Ok I was asking for christmas help but now I am changing my requests..

 I'm a disabled Mom of 2 lil boys! They are my life. We are having some really hard times right now. We are behind on alot of bills due to My health. I have Lupus and am in a flare and have been back and forth to the Dr alot lately. They now think I also have Fibro. I am just asking for anyone that can to help with some of my bills. I just want to get my lights paid before they cut the off. My house is now 2 months behind and I have 15 days to get a payment in or I will lose it. My Car is also behind but any help would be Wonderful!!!

 If you would like to know anything else please just ask.

Thanks for taking time to read this..

Melissa

Lights $200

House $850. x 2

Car $300

Updated Dec 07.07

My name is Michele and I am a single mother of three children, I work full-time and attend college part time. I am a very hard working person and will do everything I can to support my children and myself, however, over the last year, a decrease in income and lose of child support I have managed to fall behind on my house payment, property taxes and keeping up with everyday bills and challenges...For everyone who has been behind on bills it is extremely hard to catch up..I have a roof that needs to be repaired desperately and a driveway that is all torn up...I am just unable to afford this right now.....I am really trying, but it seems I am coming up short all around, I would appreciate any help anyone could give me so life as a single parent can be more focused on raising my children, rather than figuring out how I am going to pay the house payment this month and stressing to point that I have to push myself to keep the pace. Does anyone out there know how I can get some sort of temporary help?

i want to buy a home for me and my children and also want money to invest in housing for resale, this way i can get a start and make things better for myself and my children

  My husband and I need a grant to do much needed repairs to our home.  Left undone the value of our home will go down and the damages will only get worse with time. 
 

I am a mother of a 2 year old son.  My husband and I try very hard to make a home for our family.  He lost his job the day after Christmas and has had trouble finding another one.  I have picked up some contract work, and am now working two contract jobs in addition to my full time job.  I was diagnosed 2 years go with multiple sclerosis, so the extra work is not an easy task.

Anyway, we got behind one month on our house payment and have been unable to catch up.  Our bank is demanding two months (the behind month plus this month) payment within 48 hours.  I don't have it and don't know what to do.

I AM MOTHER WHO IS TRYING TO LIVE RIGHT BY ME AND MY THREE KIDS I'M FROM NEW ORLEANS LOUISIANA I WAS IN HURRICANE KATRINA AND NOW ME AND MY KIDS ARE IN A HARD PLACE WITH NO FAMILY ARE FRIENDS I HAVE BEEN LOOKING FOR WORK OVER THE LAST PAST YEAR AND HAVEN'T FOUND ONE DO TO THE COURTS BEING CLOSE DOWN IN NEW ORLEANS I HEAR THE SAME THING IF THE COURTS WAS OPEN THEN THEY WILL HIRE ME RIGHT NOW ME AND MY KIDS ARE ABOUT TO BE PLACE ON THE STREETS BECAUSE WE DON'T HAVE NO HELP I NEED HELP WITH PAYING MY BILLS I NEED HELP IN GETTING A JOB ME AND MY KIDS HAVE TO GIVE UP ALOT OF THING AND NOW WERE WILL THEY SLEEP IF WE DON'T HAVE A PLACE TO CALL HOME I DON'T WANT TO HAVE TO GIVE MY KIDS UP BECAUSE THEY ARE MY LIFE I NEED ALL THE HELP I CAN GET I NEVER WAS PUT IN A PLACE LIKE THIS AND I LOVE TO WORK HER IS SOMETHING DIFFERENT I DON'T WANT TO LOSE MY HOUSE AND I DON'T WANT MY KIDS TO BE IN THE DARK IF ANYONE COULD HELP ME WE WILL BE THINKFUL FOR IT

My husband and I both work retail jobs.  We live in a home that we own, but are unable to do the much needed repairs.  If these repairs are left undone it will lower the value of our home and the problems will only get worse.  We desperately need a government grant to help us fix up our home.  We would love to move back to where we have family, but we need to be able to sell our home.

I had a grovernment loan years ago and now the loan is paid. My question is this:

1. Can I use the GI Bill loan again, and if so, how much