Can anyone  help with rent / we did find a place after our house was forclosed on. My fiance is getting job they just keep telling him it will start soon. I just don't know what to do for the kids on Christmas. My young ones will be happy with candy my 14yr old is saying all her friends get stuff and she hates life cause we are poor right now. I am really worried cause we don't even have our rent money. I just lost my mom in sept. What is real life about it seems that it is all about money if you don't have it ur not important. I don't know. I hate money but need it to keep a roof over my kids heads. I just want my kids to have a good Christmas. I just got my computer back for my 14yr.old. I did pay the past due on the comcast bill. if any one can help my fiance has a pay pal from years ago and someone did help me and it was still working, The account login is  jpskinnon@hotmail.com I know everyone has problems and I pray for the people who can't even have food for christmas. The state won't give food stamps if you don't have place to live so I really have to get my rent paid. thank you. You never know what it is like in someone elses shoes.

Hi:

I have a special needs son who is attending a school for severe learning disabled children.  My son is profoundly dyslexic, verbally dyspraxic,  OCD,  Asperger's Syndrome and profoundly gifted.   The school he attends is paid for by the school district through the Individuals with Disablities Educational Act.  I have been advocating for my son for 12  years.  I have fought for services,  including speech and occupational therapy, reading help, extended school year services and you name it.  Finally 2 yearw he was accepted into a school for kids with profound dyslexia and other disablities.   I grabbed the golden ring for my son!   If i leave this school district i risk loosing the education that my son needs.  This would be absolutely devasting to him and to me.  Here is the link for my son's school:   www.rsec.org

This past spring we went thru a horrible and financially devasting divorce.   My ex -husband is loosing his job and i will loose some or most of my child support.  I am also self employed, and working a second job.

My problem is, is that can not afford the property taxes  and the heating bills on this house.  

There is now a lein on my house for $15000 in taxes-that is a year and a half beleive it or not!  I may have to sell and loose his education and my self-employment.  It kills me to know that my son is at risk to loose  the long awaited education he so sorely needs  over property taxes.   There is no guarantee that  if  forced to move he will be able to receive this education or that i would live close enough to this  school for the profoundly learning disabled.   I can't refinance this house due to my credit scores due to the divorce and how the first mortgage is written.

I have had many  expensive repairs on this house the past  2 years, my 7 yr old  ford explorer died,  i had to use the $6000 in my retirement account to buy a new car, a 95 tahoe.. a real gas guzzler but all i could afford. I get no fuel  assistance, have no health insurance,  and do not qualify for food stamps.   I have no money to get my high blood pressure meds and meds for anxiety and depression.  I have taken on a roommate but which helps but I filed   bankruptcy because i don't know where else to turn.  It kills me to do it because i want to be responsible for my debts, but there is nothing left at the end of the month to cover it.   During the course of my  25 year marriage I was fortunate to be the giver of such gifts.... at the holidays to needy organizations , to animal shelters,  the salvation army, i took in exchange students to teach them about our country, voluneteered at my son's school and more.  Now, i need to be at the receiving end of such generosity.  Please help us.

  Please open your heart and your financial abilities to ensure that my son gets to fulfill profound gifted abilities by learning to read.  I am scared and very frightened that my son, my gift from God, will loose his one big chance to become literate.  He is in 7th grade, 12 yrs old,   has an IQ of 140+ and reads at a first grade level.  

What ever you could donate is deeply and  gratefully appreciated.   I won't even ask you to provide he money directly to me.  If you are able and willing to help us, make a check out to our town .  You will be blessed for your kindness.  My son will be blessed by you.

I live in Brookline NH and a donation or payment in my name can be made to the Town of Brookline,  Brookline, NH   03033

Sincerely and Gratefully,

Mary Harding-Smith

603 315 3328

www.rsec.org

My name is Melissa. I have 2 lil boys. I'm asking for help or some info on where I can get help for my boys. We live paycheck to paycheck and just making ends meet is hard enough.    My oldest is 7 and he needs some Dental work done. We do have insurance thats pays for part. We will be left with about $500 for the work that needs to be done and it has to be paid up front. One of his teeth are now breaking and I really need to do something about it but don't have the money. I also have a son that is 4 and he starts school next year. Most of his teeth came in looking rotten. Some of them now are giving him problems and we have had them looked at but there is nothing I can get anyone to do unless I have money upfront. His all together after insurances is going to be about $1800. I can show proof of what the insurances company has sent me with these amounts. I have tried to call everywhere I can find and think of and no one knows where will help with dental.

PLEASE ANY HELP OR INFO WOULD BE GREAT!!

Thanks

I am gonna start off by saying im 1 out of millions that are struggling mainly at this time of the year im not here to ask for anything but maybe a card for christmas for me and my daughter just to know that that people do have a heart such as my daughter and i do so on that note please everyone have a great christmas and a blessed new year! Thank you for looking at my profile!

 My address is 152 Brent Drive west Apt.B Springfield, Ohio, 45505  thank you so much! Sincerly, Shannon and shyanne!

HELLO,

I AM DISABLED AND I AM IN CONSTANT PAIN FROM A BACK INJURY.LIVING ON SOCIAL SECURITY  HAS BEEN AN ADJUSTMENT.I WOULD LOVE TO HAVE ANY INFORMATION THAT COULD HELP ME TO EARN MONEY AT HOME WORKING ON THE COMPUTER. I HAVE ALWAYS BEEN SELF SUPPORTING AND HAVE RAISED THREE CHILDREN ,THEY HAVE ALL GONE THROUGH COLLEGE AND TWO OF THE THREE ARE NOW MARRIED AND HAVE FAMILIES OF THEIR OWN. I HAVE FIVE GRAND CHILDREN AND WITH MY INCOME NOW CUT IN HALF ITS HARD TO DO THINGS FOR THEM.I WOULD LIKE TO EARN ENOUGH TO BE ABLE TO BUY THEM BIRTHDAY AND CHRISTMAS GIFTS.SO IF ANYONE UT THERE KNOWS OF A JOB THAT A DISABLED PERSON CAN DO FROM HOME EITHER ON THE COMPUTER OR ASSEMBLING THINGS TO EARM SOME EXTRA INCOME I WOULD APPRECIATE IT IF YOU'D SHARE THE INFORMATION WITH ME. THANK YOU AND GOD BLESS .

DAISEYANN

OKAY, HERES THE DEAL... I HAVE BEEN READING A LOT OF THESE POSTS ON HERE. I'M NOT SURE WHY GOD LED ME TO THIS WEBSITE...BUT HE DID. I HAVE BEEN IN DENIAL FOR A LONG LONG TIME. I READ WHERE SOMEONE SAID THAT THEIR HUSBAND HAD BEAT HEM FOR YEARS. IT MADE ME REALIZE THAT I'M NOT THE ONLY ONE LIKE THAT. HE IS THE FATHER OF MY CHILDREN...SO I THOUGHT THAT IN SOME WAY I DESERVED IT. THEN ONE DAY HE HAD ME ON THE FLOOR CHOKING ME, ON TOP OF ME WITH 1 FIST RAISED TO HIT ME,(HE ALWAYS HIT ME ON MY HEAD THOUGH SO NO ON COULD SEE IT.), & ALLOF THE SUDDEN MY 5YR OLD CAME OUT OF HER ROOM AND I WILL NEVER FORGET THE LOOK ON HER FACE. I LEFT THAT DAY B/C I DON'T WANT MY DAUGHTERS TO THIK THAT THAT IS OK. NOW I'M ON MY OWN W A 13 YR OLD & A 5 YR OLD AND $20.33 IN MY BANK ACCT. HE TOOK EVERYTHIG I HAD. SOME HOW & SOME WAY GOD MADE SURE THAT I COULD GIVE MY GIRLS A DECENT CHRISTMAS. SO FOR THAT AND THE AIR IN MY LUNGS I AM THANKFUL. BUT NOW I'M BACK WHERE I STARTED,(W/OUT THE BEATINGS), MY POWER WILL PROBABLY BE CT OFF WHEN I GET HOME BC I DONT HAVE 283.00 TO PAY IT. I HAD TO MAKE SURE THAT MY KIDS HAD FOOD TO EAT FIRST. OH & MORE GOOD NEWS, I GOT A LETTER STATING THAT I DONT QUALIFY OR FOODSTAMPS! HOW BOUT THAT! AND THEY WONDER WHY I KEEP HAVING STRESS INDUCED SEIZURS. BUT LIKE  I SAID..ALLI CAN DO IS PRAY...GOOD LUCK EVERYONE...WHEN I WHEN THE LOTTERY IWILL MAKE SURE TO REMEMBER U GUYS!

I have a son that is 3 years old he has a ruff road already he is going to have to have work on his heart soon, I have a wish for him no 2 wishes one that he can really have a christmas this year, he got nothing last year he didn't know what the true meaning of Christmas was but he does now. & I can even give him a tree one reson we have losed are home, his grandpa had a double lung transplant in july & when we got back to Statesboro GA our home had all kinda leaks in the home then a big rain came & made the roof fall in. so if any one would like to help him, please feel free to wright & put your # and I will call you. Please if you bleave in any thing please be in this little man. Now we Live in KY and need alot of help my son has autims & is almost blind he has a golden retiver but can't find any one to train it here in ky if any one knows any one please let me know I have no money but he dose have INS to pay for that I think????

God Bless & thank you

I'm a 43 y/o taking care of my 78 y/o father and 3 y/o grand baby. I'm on a very little fix income. I been looking for a grant so I can get safe home for us. Our home is falling apart and my father can barely make it up and down the stairs. I'm not looking for millions, just a little cheap safe home. Please any help will be so grateful.

well times up and nothing I did or ask for, helped, got answered or nothing !!!! I found places for my son, granddaughter and father to live.. For me I cant take no more of this and I'm done..

 Good luck to you all !!

POSTED 10/16/2009 

 Hello Everyone!

There have been a few changes in the Reverse Mortgage industry that I think you should know about.  This heavily regulated HECM program is about the only thing that senior citizens can count on.  Some of the new regulations are (and mind you... it may change again next year):

1.  As of October 1, 2009, seniors will get approx 9% less tax-free money from the program.  It's not a lot and it's designed to spread the wealth.

2.  Condominum complexes (where you pay association dues or condo dues) must now be approved by HUD.  It takes approximately 4 months for the approval of your association.  If not approved by, no company can take your application.

4.  You must be counseled by a certified HUD Housing Counselor before any processing can be done on your application.

 You may contact me at anytime for any additional information.  After 8 years, I have seen regulations change again and again.  But, the rules of the Reverse Mortgage and how it works has not!!  No one will take your home. This program is set up to help seniors stay in their homes. Your name stays on the title forever.  They won't come after the kids or the rest of your estate.  And ... the award amount is tax free and does not affect your social security or medicare benefits.

Investigate the program thoroughly. Talk to a trusted advisor first.  (866) 638-3307

Reverse Mortgage Consultant (RMC)

Certified Senior Advisor (CSA)

Hi.

My name is Ron Welch.  I have five children three boys and two girls.  I have a wonderful wife who has always stood by me.  But now I have no job and can't be the man I am to be and support my family the way a man should.  We are about ready to lose our house and car and there is nothing I can think of doing to fix this.  I'm 35 yrs old and life I thought would be better then this, I always have worked hard, tried to be the best husband and father.  Now, I feel I have let my family down.  They don't know I'm writting this, I guess I don't really expect help or someone to tell me how to fix this, but I needed to talk.  I have always been the strong one when times got rough, and not I don't want to appear like I'm less in their eye.  If you out there can help or give advised here is my address.

705 1st ave west, cascade, ia 52033

Well My Family and i made it back to missouri, had to stop every so often to work and make money for gas and food, but we did it. Now my issue is Rent, Living in my van and can get a place to live but need 500.00 for the place. Possible job on the horizon in about 4 weeks.  My son is in school but its hard living in a van, so can anyone out there help?????  Ive tried every church, organization there is out there.  You dont even have to send to me, can send to my landlord.  Please i know its hard out there and i will pay back might be in small pymts after i get my job but i will do it. Just need a small boost to start.  Thanks for listening.

Im 24 years old who just seperated from my husband of 4 years. Bought a house back in January 2006 and owe just about 91,000 on it. I have been living paycheck to paycheck and have barley have any money to pay all my bills. Im a little less then 140,000.00 in debt and that includes my car and Credit Cards.  I am normaly the one being asked for money and i always give it even thought i know i shouldnt. I never ask for anything but i am asking now. My house Payments are 900.00 a month but i get paid every two weeks and thats what i bring home on each paycheck. So you can see why i need the help so PLEASE HELP ME.

 Stop An Eviction Fast

 

Need eviction help and assistance?
Are you about to be evicted?
Have you been served an eviction notice?
Do you need low cost assistance?

If you answered yes, you need this manual.

How to Stop Foreclosure Related Tenant Evictions is an affordable, easy to understand guide that will walk you through the entire process of how to prolong or stop your eviction for good.” Find court forms, directions on completing them, filing instructions and fee waiver information for the state of California. Get direct links to forms for the Los Angeles County courts.

Don't waste a lot of precious time searching through phone books, surfing the Internet, watching news reports and paying attorneys trying to obtain the information I have already gathered, doing the same, and placed in this comprehensive guide, for your convenience.

You can get all of this information yourself, just as I did, but you’d be wasting:

• YOUR PRECIOUS TIME: Something you really don’t have much of to save your home.
• YOUR HARD-EARNED MONEY: Something you’ll need to pay your rent or move eventually.
• YOUR ENERGY: Let’s face it. You just don’t have this to waste. You have too many things to do right now.

How to Stop Foreclosure Related Tenant Evictions is a must read for anyone whose landlord is in foreclosure or has been foreclosed on, whose home is now owned by the foreclosing bank or a new landlord who purchased the property from the bank after the foreclosure.

WHAT YOU’LL LEARN FOR ONLY $47

How to Know Your Landlord’s in Trouble
How to Know Your Landlord’s in Foreclosure
How to Know When the Foreclosure is Complete
What Not to Do after the Foreclosure is Complete
What Documents to Watch Out for After the Foreclosure
What Documents to Act on After the Foreclosure
The Documents You Need to Stop or Prolong the Eviction
How to Get the You Need
How to Complete the Documents
How to File the Documents
How to Get a Fee Waiver for Filing the Documents
How to Get a Court Date
What to Bring and Say to the Judge on Your Court Date
What to Do after Your Court Date

There are legal ways to prolong your eviction process. You may even be able to stop it completely. But, hiring an attorney can be very expensive. Most people in your situation just cannot afford.

IS THIS YOU?

That was my problem when I was in your situation.
That’s why I made this guide so affordable for you.

WHAT’S THE SOLUTION?

File the proper forms with the proper entities at the correct times.

How to Stop Foreclosure Related Tenant Evictions will walk you through the entire process of stopping the eviction from the time you think your landlord may be in foreclosure.

Here Are a Few of the Questions You May Have that I Address:

Why is your landlord getting so much mail from real estate agents and real estate attorneys?
Why are strangers knocking on your door and taking pictures of your home?
Why is your home being auctioned and what can you do?
What is a Notice of Foreclosure?
What to do about a Notice to Pay Rent.
What to do about a Notice to Quit.
What is a Summons: Unlawful Detainer – Eviction notice?
How to handle a Notice to Vacate.

If you need answers to any of the questions above, the How to Stop Foreclosure Related Tenant Evictions eBook can answer them for you, easily and quickly. I’ll even offer you my personal assistance to guide you through the process.

Anyone can locate this information on their own. But, if you’re one of the thousands of tenants whose landlord is going through foreclosure, you may not have the time to waste. If you leave out just one form, or miss a deadline by just one minute, you could be evicted at any moment without further notice from anyone.

Why take that chance with you and your family’s home?

• Do you want to stay in your home?
• Do you want to move, but just need a little more time?
• Do you want to possibly purchase your home?

The How to Stop Foreclosure Related Tenant Evictions book quickly gives you the forms and directions you need to get these things done. Below is a small list of people who have already benefited from the information contained in How to Stop Foreclosure Related Tenant Evictions. Some were benefited directly, as tenants in your situation. In some cases, the information was used to assist their loved ones, people they were living with and/or their clients.

Here are some of the tenants I've been able to help:

• Kiesha Joseph (myself) – Los Angeles, CA
• Eric Glover – Gardena, CA
• Marcedes Joseph – Compton, CA
• Danielle Thomas – Lakewood, CA
• Mona Fenderson – Bellflower, CA
• Marion Chatmon – Lakewood, CA
• Tienika Manning – Paramount, CA
• Stephan Maxwell – Pomona, CA
• Demarcus Dumas – Corona, CA

"Thank you very much for making this process so simple to understand and follow. I had no idea that I, too, had rights as just a border. I wasn't even on the lease, but was able to get our eviction stopped, thanks to this guide." Danielle Thomas, Border of Tenant Being Evicted

Do you know who has rights in this situation?

• Tenants of Foreclosed Landlords
• Borders of Tenants of Foreclosed Landlords
• Borders of Foreclosed Owners
• Anyone over the Age of 18 Living in a Foreclosed Home
• Anyone over the Age of 18 Living with Someone in Foreclosure

***********************************************************************************************

Who Will Benefit From This eBook?

This eBook is specifically designed to help tenants and/or borders of landlords (or whomever you’re staying with) who have completed the foreclosure process to stop or prolong an eviction. Whether the property was taken back by the bank, sold at a foreclosure auction or purchased by a new owner directly from the foreclosing bank, the processes included in this eBook will be of assistance to you if you follow the instructions I have outlined to the letter.

Be prepared before going to court.

• What to Take with You to Court
• How to Plead You Case
• What Your Rights Are
• How to Get the Judge to Work with You
• How to Get the Bank to Work with You

Learn about threatening notices you’re received.

• Which Notices are Valid
• Which Notices to Ignore
• Which Notices to Act On
• How to Act on the Valid Notices

***********************************************************************************************

What Will You Get for Only $47?

This eBook will show you very simple, legal steps to take to prolong your eviction. Because the banks want their properties vacant before the list them, you will eventually be evicted. However, because you are not the person(s) whom defaulted on the loan, as a tenant, you have rights that will allow you to occupy the property a little longer, giving you more time to figure out your next move. This eBook will walk you through the processes, step-by-step.

You will learn tips that can make the entire eviction process less stressful on you. Get referrals to companies who can help make the moving process easier on you when the time comes.

Note from a Reader:

"I was destined to be evicted when my landlord lost the property. I had spoken with the bank numerous times. So, they knew who I was and had me named in the eviction notice. Thanks to the information I got from this book, I am now in the process of purchasing the house myself. I have a "Lease with Option to Purchase" contract with the bank. Thank you so much." Marcedes Joseph, Soon-to-Be Homeowner.

Questions to Ask Yourself

• Would you like to purchase your home, but need a little more time?
• Do you need down payment assistance?
• Do you need time to save up for closing costs?
• Do you need time to raise your FICO score?
• Do you need help finding down payment assistance?
• Do you need help raising your FICO score?

***********************************************************************************************

What Every Tenant Should Know

• You have rights, even as a tenant’s border.
• There are legal ways to stop the eviction.
• The judge cares what you’re going through.
• You are not alone.
• You can do-it-yourself at an affordable cost.
• It’s not hard to do without legal representation.
• Even borders who are not on the lease have rights.
  

How Can I Help You?

I’ve already done the hard part. I’ve taken hours upon hours, days upon days, months upon months, seeking and compiling this information. I’ve done the research for you through my own personal trial and error. I’ve put it all together in a very simple format, so that it serves as a quick reference guide, just for you.

Still want to consult with a real estate attorney?

I will refer you to a very reliable attorney that will be happy to answer any of your questions. This attorney is licensed to practice in the state of California and specializes in the field of real estate.

• Reduce the time.
• Reduce stress.
• Save money.
• Gain an unfair advantage over the foreclosing banks.
• Connect to reliable attorneys in you community.

How to Stop Foreclosure Related Tenant Evictions was written for homeowners, tenants, borders, real estate agents, real estate brokers, potential homebuyers, real estate students, property managers, etc… This book was written for anyone affected by the current country-wide foreclosure crisis.

Thousands and thousands of people across our country were tricked into financing and/or refinancing their property through the ARM (Adjustable Rate Mortgage) program. Most of these property owners have found that, once their notes doubled or tripled, they cannot afford the new monthly payments. Because of this, they are in foreclosure or have completed the foreclosure process. Now, their tenants and loved ones who were living in the home with them are facing the possibility of being homeless, at no fault of their own. I am here to help.

I made this guide as simple as possible. It allows readers to get the information needed quickly and easily. It’s a very useful tool that you can refer to again and again.

I offer a 30-DAY MONEY BACK GUARANTEE. So, you cannot loose. I know that this information will be useful in your fight to extend your time in your home. Download it instantly, and read it immediately. You don’t have time to waste.

The How to Stop Foreclosure Related Tenant Evictions eBook is eAuthored by Kiesha Joseph.

CLICK HERE TO ORDER YOUR INSTANT DOWNLOAD NOW.

 

This is an instant download in Adobe .pdf format. You must have an Adobe Reader to view this file. If you don't have it, click here to download it for free. A link to your download will also be sent to the email address you provide during your checkout.

Please contact me at kieshajoseph@gmail.com if you have any questions or problems with your download.

Want to resell How to Stop Foreclosure Related Tenant Evictions by Kiesha Joseph and earn a 20.00% commission? 

CLICK HERE TO JOIN MY AFFILIATE PROGRAM AND START EARNING YOUR COMMISSION NOW.

 

Want to sell your own eBooks and/or digital downloads online? E-junkie provides shopping cart and buy now buttons to let you sell downloads and tangible goods on your website, eBay, MySpace, Google Base, CraigsList and other websites using PayPal Standard, PayPal Pro, Google Checkout, Authorize.Net, TrialPay, ClickBank and 2CheckOut. E-junkie has no transaction limit, no bandwidth limit, no setup fee and no transaction fee. Click the icon below to sign up for free. 

 

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Trying to save my family’s home and I only have 90 days left.

Send $25 for a 5 piece HANDMADE beautiful beaded jewelry set.  Excellent Gift!!

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I am a grandmother of 2 sweet  grandsons, I have two daughters, I currently live with my disabile mother, to help take care of her. I have lost my job, and my home and what I tought was the love of my life and future. I have no money and no way to to show my family how much they mean to me. I have been making somethings for them out of stuff that I have. But I would love to be able to give my grandsons a wonderful  christmas one that they will remember. And be able to show my family that I have not failed them. I would never ask anyone for help but when it comes to my family I will do anything for them. I love them if it wasn't for them I would have lost my life in 2007 . Thank you, Amy.

Hello.  I am a single mother with 4 children.  I work full time as a caregiver.  I want so bad to go to college.  But right now I am focusing first on getting a second job and seeing what I can do about buying a home.  The father of my children pays child support when he wants to which makes that hard for me at times.  It's really hard to save money for a downpayment for a house.  I know there is Government grants out there but mainly for hud houses and I refuse to live in a bad neighborhood with my children.  If there is anyone that could help me in some way please let me know.  Thank you so much.

.