My wife to be doesn't work, and hasn't for a year now. We have a new baby (born 7-6-05). We only owe a total of $4600 between the both of us. I need to get my car running and registered/ insurance. All the bill collectors want all of thir money now. I'm falling behind, trying to juggle bills and get us out of debt. I pay 12 different bills a month. I am a insulin dependent diabetic 25yrs old with no heath insurance. I need a loan or grant to help me get back to normal. Stressed Out over BILLS. Nobody will give me a loan because I haven't had a loan before...well, I've never needed one this bad. I grew up feeling poor, growing up in a broken disfunctional home. I've never been on a vacation, but I won't miss a day of work. I am trying to make a good life for my wife and child, and I'm soooo close to getting it.

I had my first child in January, myself and my fiancee were staying with his mother. Our plan was to stay just long enough to get financially stable and then get an apartment. When we got close to what we needed to move out, we started the process of applying for an apartment. When I told his mother this, she kicked us out. This was when our son was 2 and a half months old. We took out loans wherever we could to get us by until things smoothed out. That was in March, and now, in July, its all we can do to make ends meet. Of course, our son comes first, and he is fed and clothed before we are. I work at a restaraunt and can bring home food at night for free, so my fiancee and I eat a lot of takeout. We have almost been evicted twice, due in major part to the fact that due to our poor diet, my fiancee got kidney stones and was out of work. We could not afford the medication they prescribed him for the nausea. He works as a driver for a landscaping company, so being nauseas and doubled over in pain made it impossible for him to work even a little. This directly followed my being out of work because I can't afford daycare. I am dangerousely close to losing my car, and if that happens, I will have to quit my job, but if I pay for it, then I can't pay rent. I need $550.00 in order to make my bank account positive. Otherwise, I will lose the account, which means the car.

Our bills are adding up, and I hate asking for help, but with all of the expenses of the new baby, and all of the bills... I am just really scared that we will never get on our feet, and he will be 18 one day, and can say that his parents were evicted 23 times since he was born (my childhood), or that his parents split up and he doesn't see his father except to pick up the child support money (his father's childhood).

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