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self employed

Carmella
Here since: Aug 31, 2006
Female, 45
Self Employed
Shelbyville, Indiana, USA
Languages: English
Hello my name is Carmella Dunkin, I am a Christian and I love to sing Christian music, and work in the Theatre. I also design web sites and have a site where I talk about some of the things I love in life, God, my Family, Music, drama, arts and crafts, especially gourds and jewelry. You can visit my site HERE.  My husband and I are both disabled, and unable to work a substantial job outside the home. So we found something we could do in the home! We have built web sites that allow us to earn an income.  Links to all of our sites can be found on the left side of this page.
Tabbi
Here since: Dec 27, 2007
Female, 29
Stay at home mom
Languages: english

I am a mother of three truely great kids, 2 girls ages 7 and 12, and a little boy getting ready to turn 3. I love my kids and spend all my time with them while my boyfriend of 11 years kills himself to support us. We have struggled our hole life together becomeing parents at 17. We have tryed to give our children everything and more. My boyfriend came from a rough background were his mother provided for the family and his father did nothing. He doesn't want his kids to have to grow up without haveing any one around so he insist that I stay home with them. I don't mind, my mother stayed home with me when I was growing up, but it makes me feel like I'm not contributing to the household. After moving around every year for the past 11 years we finally bought a house. He works as a carpet installer which means he is self employed, he does this back breaking works by himself and has no insurence. Recently he hurt his back and had to do small jobs just to pay the bills, we have been struggleing ever sence. We have managed to keep up the regular bills but the house payment has fallen behind and now we are in forecloser. I don't know what to do. I have prayed and saved money but it is not enough to get out of forecloser they want 2800 dollaers and I only have 1500. Even if I can come up with the amount they want, then I have to go on payment arrangement and I can't afford that. I have thought about going to a local church to ask for help. But I feel like there are so many people out thier who need help more than I do. I just don't want to lose my house. My daughter has been to 5 differant schools in the last 7 years and moving would mean another school. She is only in sixth grade, I don't know what to do. I am out of ideas. We can make our regular payments and stay up with our regular bills if we can just get out of this situation. We are trying to help ourselfes and it feels like because we are no one else want to. Shouldn't it be the other why around though? I hate to ask for money when there are poeple who are worse off but if you would like to help I am willing to listen to any and all suggestions.  If you would like to help you can E-mail me at tbeachboard@comcast.net .

We need an Angel

*UPDATE*   OUR FAMILY IS FINALLY ON OUR WAY OUT OF THE WHOLE WE HAVE BEEN IN FOR SO VERY LONG. PLEASE CONTINUE TO BE IN PRAYER FOR US, THAT GOD WILL CONTINUE TO BLESS US AS HE HAS DONE THE LAST THREE MONTHS.

GOD IS GOOD, ALL THE TIME!!!!

----------------------------------------------------------------------------------------------

our family is living on "A Wing and a Prayer" right now and our Prayer is that the items we list on our web sites and on Ebay will answer our Prayers. Our story is below...

We are Dan and Carmella Dunkin, we have 8 children (3 still at home) one of which is disabled, (Autism), and we are both partially disabled. We work many different venues to create an income to support our family, and have decided to try selling on Ebay once again and on our web sites to help make ends meet.

We sold antiques and collectibles on Ebay years ago until Dan injured his back and could no longer do all the driving to sales and auctions and the packing involved. We are now going to be selling items that we create ourselves. Gourd art, air brush art, Sterling Silver and 14K gold fill jewelry, awareness ribbons, sewn items, and anything else we think of to make.

Dan creates some really awesome Gourd Art and air brush paintings. You can look at his work here, http://www.thegourdreserve.com/galleries/sale/gourdart4sale.shtml. Dan also searches out quality computer equipment, monitors and TV’s and list those deals here, http://www.dailysalesonline.com. I design gold and silver jewelry, and awareness ribbons, and craft gourds, you can see some of my creations here, http://www.carmellamaeoriginals.thegourdreserve.com/.

Dan has been diagnosed with emphysema, osteoarthritist, and severe degenerative disk disease. I have been diagnosed with asthma, Osgood-Schlatter disease, and Chondromalacia in my knees. We also believe that I have fibromyalgia, but cannot afford the test and doctors to find out for sure. I have lived with severe pain throughout my body daily for the past 4 years, sometimes with the pain so bad it is crippling and I cannot function at all, other times I can just barely bear it. On top of that I have bi-polar disorder.  Our entire family is also recovering from a 5 year exposure to toxic mold which has amplified our health problems severely. You can read our mold story here, http://www.carmellasplace.thegourdreserve.com/mold.html  We are now living in a house with ventalation problems which the owner refuses to fix and we cannot run the air or the furnance without repairs to the system. Unfortunatly Indiana has no rules or laws about having any working air or heat in a rental, at least that is what our County building inspector and the health department is telling us. All these problems are costing us money we do not have and lots of heartache.

Dan tried to get disability through social security, but it seems their only concern was how much money they were going to have to pay out to our family because of how much money Dan had made all his life. Dan worked long hard houses doing back breaking warehouse work. He paid over a half a million dollars into the social security system over a 40 year period and when the time came that his back broke for good, the "security system" that he paid so much into not only denied him his benefits, they also changed his work history from a warehouse man to a plant manager and said he could do that work with no problem! I cannot believe that the social security system can do such things, but they sure did, and not only did they do it once, but his second denial was word for word the same as the first!!! We never have figured that one out.

With the problems we both have, living in the Midwest is NOT a good thing, so we are now working on raising money to buy an RV, (if someone wants to donate an RV we will not turn it down, but we would prefere to buy one hopefully on an owner financing type deal.), so we can travel the country and be able to live in cooler, (not freezing), dryer climates no matter what time of year it is. We cannot afford to have multiple houses in different states, but if we had an RV we could live in it and when it was time to head South, North, East, or West, we could just pull out of our RV spot in whatever camp ground we were in, and head for the next state we need to be in. It's been our dream for many years to travel the country in an RV full time, now it is a necessity that we do this, and the sooner the better, because the Midwest is killing Dan fast. Most nights he can just breath without too much trouble, other nights he scares me by telling me that it is so hard to breath that he don't think he will last through the night. I know he must be having a horrible time, as I know how hard it is on my asthma, which is nothing compared to emphysema. It's not so bad when everything is cool and dry, but when the humidity is up, like it usually is in the Midwest the air is a killer for those with emphysema and asthma.

With all that said, I just want to say, that we are not asking for a hand out, we are only asking for a little help and you can help us very easily just by shopping through one of our sites. Even if we do not have anything that we made that you would like to have, we still have a lot of affiliate sites you can shop with. Also if you do buy one of our creations, you can know that not only are you buying a hand crafted item made by a disabled American, you are helping that American to help themselves and their family, and for that we THANK YOU GREATLY!!! If you feel that all you can do is make a small donation to help us out, then we will not turn it down, but please see if there is something on one of our sites that you would like first.

Thank you and God Bless!

Dan and Carmella Dunkin and family

Please e-mail us with any questions


Samantha
Here since: Aug 16, 2005
Female, 39
Self Employed
Atlanta, Georgia, USA
Languages: English
Geno
Here since: Feb 26, 2007
Male, 35
Marshall Islands, USA
Stressedout
Here since: Sep 15, 2006
Male, 38
Self Employed
Columbus, Ohio, USA
Languages: English

Hi,

I need substantial cash to pay off IRS tax liens ($35,000).  These liens have badly damaged my credit.  IRS is garnishing my wages and also has placed liens on car and my property. I am drowning..Please help!!!!!

 

 

 

suella
Here since: Jan 18, 2006
Female, 33
self employed
n/a
saintpetersburg, Florida, USA
Languages: none

Hello my name is michelle i am 32 yrs old.and consider my self to be a somewhat of an atractive women.with the exception of my teeth.the cost of dental surgery is beyond my financial resourses.i guess i was just looking for somebody or persons who might be able to help me look and feel like the women i realy want to be. so if  anyone can or wants to help a out of sorts lady please reply.

Comment: Thank you so much for listing...
Note: This aidpage was started as a comment on "We need an Angel"

Thank you so much for listing the code. Unfortunatly everyone is telling us that because the problem has to do with the fact that we cannot deal with all the dust because of our lungs, there is nothing we can do to make the owner fix the problem. Everyone is overlooking the fact that it is such a problem, that if we do not change the filter every two weeks, or just not run the central air or heat at all, the furnace is going to cook from all the crud being sucked into it. The building inspector and the health department inspector both say that there is no code for air quality in our county. They say the code only requires the equipment be there, but it don't even have to be hooked up! It all makes no scense at all to us, but what do you do when you are renting from a company that has every county official, attorney, and judge in the county on their side because they are best buds! I've come to the conclussion that Indiana is one of the most rotten states in the Union. Sorry anyone who loves Indiana, but you'd have to walk a mile in my shoes to really understand. We are going to look into an attorney in another county, if that is possible. Thanks again for posting the code, as well as the other links, I will be checking them out tomorrow. God Bless, Carmella
RobL
Here since: Jun 7, 2007
Male, 47
self employed
Oshkosh, Wisconsin, USA
Languages: english

Thank you for reading this. I have not yet found any help with my dental situation. I am a single, white, 47yo male with no dependant childeren or disability, and unfortanitly no formal education for a high paying job. I do work, but i have no insurance nor the extra cash to have teeth fixed. I seem to have very limited options as to getting help. If there is anyone that would like to share any info or suggestions, I would greatly appreciate them, as my chewing has been affected and i am resorting to mostly soft foods only. Please Help if you can. Thanks

hotmusic
Here since: Mar 25, 2008
Male, 51
floor installer
chesapeake, virginia
Languages: english

Hi My name is Dale. I feel really strange doing this, but I don't what else to do at this point. My wife made a promise to a long time friend who has since passed on 2 years ago. The promise was that she would take of her family which she left behind. They consist of her 64 year old husband(who has diabetics & heart problems,her uncle 86(who has alzheimers) her adopted 16 year old daughter and 18 year son. My wife handles all of their finances and medical bills with the help of the state. When I married my wife 3 years ago, I got to meet her long time friend. She died of cancer. My wife suffers with depression. It hit her real bad a year and a half ago. She had to come out of work. I'm self employed. I have a flooring installation business. Business has been good, but hard on me and my wife with the added responsibilty. The family lives in an apartment just across the street. It makes it tuff keeping an eye on the elders as well as the teenagers. We have an opportunity to bring them under one roof, which would of make it easy for all. We need to come up with $31,820.70 for down payment on a 6 bedroom home. We are able to come up with $6,325.00, leaving a balance of $25,495.70.We have a contract on the house and are schedule to close on April 25,2008. I don't know any one out there in cyberspace. I just hope & pray we can get this house. If interested in helping, make out check or money order to Tidewater First Mortgage, care of crystal and dale parker. Thank you so much for your heart felt giving.  Dale

Ambitious Single Mom Needs a Little Financial Help for Son's Educational Fees

Hi there,

I am a single mom of a small family. Our family consists of myself, my 13 year old son and our golden retreiver, Buddy (who is as important a member as the both of us! :-) )... I have my own copy editing, copy writing and research business and do fairly well, making a decent income. However, my son is somewhat of a special needs student and is enrolled in a private school with specialized education. He is a wonderful and amibitious child. However, he was diagnosed with severe depression a few years back and an anxiety disorder. As one would imagine, depression in a child so young was a shock. Yet, because of his shy and overly sensitive demeanor, the public school system was not a place where he could thrive. His progressive downward spiral began when he became fully aware that he was not like the other kids and was continually falling behind his peers...both academically and mentally. Today, with the right medications and the incredible help of a private school that is wonderful in dealing with children just like him, he is a happy teenager who has finally grown some confidence and a sense of worth. Nevertheless, his schooling is $900/month: a tuition that his grandparents had paid previously. Unfortunately, his grandmother (my mother) has been diagnosed with cancer and the copay for her chemotherapy appointments are $3000 each, aside from medications and other expenses. This leaves them unable to help my son, this year.

I have tried to save in every possible way in order for my son to be able to continue in this school. However, on top of rent, food, some unexpected medical expenses and all the other usual expenses involved in taking care of a child, it is just not possible. I am also struggling with some health issues of my own and the medical costs associated with that. I was previously diagnosed with bleeding ulcers and have become considerably anemic as a result. Having not pursued the treatment I should have (due to cost), I've ended up with severe anemia...for those of you in the medical field, I've had a hematocrit rate as low as 19. My continued medical appointments, blood transfusions and IV Iron therapy are quite expensive. I hate to have to choose between my own health and my son's wellbeing. Though, I will certainly choose him above all, a heatlhy child also requires a healthy mom to take care of them. Yet, without the specialized care that my son receives from his private school, I am very fearful that he will experience further issues and not receive the specialized attention he needs to become a productive and well-adjusted young adult. I am desperately hoping that I will be able to obtain a loan in the amount of  $3600 to pay for his first four months of tuition for the coming year, affording  him the opportunity to continue attending this school, while allowing me to continue my treatments for the next 4 months.

I am infinitely grateful for any help I receive and more than happy to pay back the full amount with interest and in a timely manner.


Please feel free to contact me via email: scarletletterwriting@hotmail.com
thank you for your time! :-)
lost one
Here since: Mar 16, 2008
Male, 37
construction worker
stuart, fl

I am a 37 year old from south Fl. I have never taken government assistance, I've always paid my taxes. I just recently got hurt while working. Since I am a self employed construction worker. I do not qualify for workman's comp. I hurt my back when I fell 18 ft off a roof. I have no medical insurance. My M.R.I was 1800.00 alone, Just to find out I herniated two of my disk. I don't have the money for the physical therapy and chiropractic treatments.I tried for government assistance, But they said I made too much money last year. I told them I hadn't made a pay check in months. The best they could do was give me $20 a month in food stamps. So i have spent my entire adult life paying taxes and for what? I am about to lose my home.  I don't know what to do. I am not permanently disabled. So I don't qualify for social security. I spent ten years of my life defending this country 88-98. This is the thanks I get. Sorry to bother everyone with my problems. Please say a prayer for me

                         the lost one

HOME BUSINESS FOR MEDICAL BILLING
I AM CURRENTLY DISABLED AND I AM STARTING MY OWN BUSINESS WHICH IS MEDICAL HOME BILLING.  I WOULD GRACIOUSLY ACCEPT IDEAS AND COMMENTS ON GRANTS TO START THIS BUSINESS.
I desperately need help

I am the mother of a three year old little boy and the wife of a very hard working, wonderful man.  Recently we have had financial troubles, and they just seem to be snow balling out of control.  Right now, we are $400 from losing our home.

I just started a great stay at home job that pays very well.  Unfortunately, my first check is going to come three weeks too late to do us any good.

My husband works as a security guard, but had to miss a lot of work because I was sick.  I was in and out of the hospital for a month and a half with kidney problems.  I am better now, but we as a family are very close to being homeless.  I don't know if there is anyone out there that can or will help us.  I view this mostly as my prayer that someone will hear.

Any help I receive is going to be paid back to this site to others needing the same help I do now.

Please...if you can help.

Thank you for taking the time to read this.  God bless.

 

father of 6 kids
Here since: Jan 21, 2007
Male, 44
self employed
Missouri, USA
Help me I am a father of 6 kids. Business has not been very well this past few months. I owe 2 house payments and the gas and water bill, and so on. It is so hard to have two jobs do to that I am in the service business and have 6 kids. God has blessed us with them but there is so much to do with basketball games, football, and just spending time with each and everyone of them. We have one kid in college, twins that are juniors in high school and 3 in grade school. I just dont know what else to say. We just need a little help to get by. I am not asking for a free hand out, we have a business. If you could just take a look at our web site and if you could use our products please feel free to do so. We sell, service, and sell supplies for Cash Registers, Printers, Fax machines, Time Clocks, and Typewritters. We carry a wide range of paper products for your store. We sell refill ink jets and refill toners. Thanks
anand1
Here since: Feb 2, 2007
Male, 55
self employed
not applicable
Thane, Maharashtra, India
Languages: English, Hindi, Marathi & Kannada

 

I am a 54 year old man living in Thane, province Maharashtra in India.  I am married with two kids. My two kids are studying in school/college. I am a self employed person and have no such fixed monthly income. Most of the time I have to borrow money to feed my family and to pay fees for school education.  My family live in below poverty line.  We live in a tiny house admeasuring approximately about 220 sq. ft.  I am trying hard to buy a little larger house, so that we can live in it without any suffocation.  As I have no finance of my own to buy a home, I am seeking help from kind hearted people.

I need a short term loan
I became self employed two years ago because I could no longer perform my job of 8 years. I found I had hepatitis c and elected to take the chemotherapy treatment which left me totally exhausted. I thought I could make it with a home based business but it did not work out. Due to this I have gotten myself into financial difficulty. I have recently avoided foreclosure on my home and have had my car repossessed. I satisfied my outsanding debt with the auto loan company but cannot get my car released because I owe the repo company for storage which is $55.00 per day. I have some good leads for employement and my health is much better. I have equity in my home and saw no option to get out of debt but to put it up for sale. I cannot get a conventional loan due to bad credit and cannot become employed with no car. I need a $3000.00 loan to get my car back and to pay my utilities. Can anyone point me in the right direction?  I share joint custody of my three minor boys and they are suffering because of my dilema. I know once my home sells I will be back to a productive life but with no car and no employement my situation becomes worse. Any help will be greatly appreciated.
tatter
Here since: Sep 21, 2007
Female, 56
Self Employed
Liberty, North Carolina, USA

We found out in January of this year that my husband has lung cancer.  I own my own business which is failing because of having to take him back and forth to the doctor and hospital.  He is not able to help me in any way.  I need financial help.  My bills are getting behind, personally and business.  Any financial help would be greatly appreciated.  My address is 6806 Breen Drive, Liberty NC 27298.  I do believe in helping one another out in hard times.  Thanks, God Bless and Gods Speed

HELP ME I NEED EYE SURGERY


My name is Bill, and I need your help. I have been a small business owner virtually all of my working life. In the last three years, my health has begun to decline. I am currently taking medications to control diabetes and hypertension. The diabetes has resulted in severe damage to my eyes. At present, I am the owner of a ground transportation service (started two years ago), so these conditions are impeding my ability to earn a living. The number of hours that I am able to work and the distances that I am able to travel have been drastically reduced.


I am in desperate need of retinal surgery to save my left eye from removal (the retina has become detached), to remove cataracts from my right and left eye and to remove fluid from my right eye. I am slowly losing my sight. Prescriptions for eye glasses have been to no avail. If these problems are not corrected, it will result in my total blindness.

Because I am self employed, I do not have health insurance and any insurance acquired at this time would not cover my pre-existing conditions.
The entire procedure, including hospitalization and recovery will cost around $15,000. Therefore, I am requesting that everyone who reads this page and is able and willing to do so, donate at least $2.00 toward the cost of my operation.


PLEASE HELP ME SAVE MY EYESIGHT!!!
Submit all donations via paypal to:
mysticwaydrive@yahoo.com
*Feel free to contact me via email with any questions

Matryinherbest
Here since: May 11, 2007
47
self employed
San Francisco, California, USA
Languages: English

Hi everyone! I am here in hopes of trying to get some help. I am a mother of two and a grandmother of four. I have been out of work for a while and just got a job! Hooray!! The problem is that I am in debt! I know I have a job now and will do my best to pay my bills but I would like to pay them off as soon as possible to get my credit reestablished. I am hoping that I can get someone to help me in paying off asap! I would pay you back with a payment plan. My debt is around 20k, but I figure I could probably negotiate with creditors to around 12k? This is not a con! I am real, a grandmother that has been there for her family and only hope to be able to continue in helping them as well as others. Thank you for not making fun of this situation. Only serious responses PLEASE! Thank you.  

Help

We found out in January of this year that my husband has lung cancer.  Any help with bills would be greatly appreciated. 

pleaseassist
Here since: Jan 30, 2007
Female, 52
Self Employed
South Carolina, USA
Languages: English
Help

My husband, Charles, was diagnosed with cancel January of this year.  I started my own business in April of last year.  I had a dream and thought things would be great being my own boss until January of this year.  I have to take time off to take my husband to Doctor visits, Chemo, Radiation, etc.  While I'm not there, I'm not making money and he has not been able to help.  I found out today he has to have surgery on his back.  I'm behind on our personal bills and my business bills.  Any help would be greatly appreciated and I guarantee that when back on my feet, I will be glad to help anyone I can. Please if you read this and can help financially, it will be greatly appreciated.  Any amount will help.  I believe when in hard times, people need to stick together to get through.  My address is 6806 Breen Drive, Liberty NC 27298.  God Bless and God Speed.  I'm having trouble getting my messages.  My e-mail is olbrty@aol.com.

spiritwomyn
Here since: Jan 11, 2008
Female, 47
Referral rep, Minister
Languages: english
Need help to make it through the bad period.

Hello. I am not asking for a free handout here. I am a father of 3 small children and a beautiful wife. I sell books on the internet to pay the bills. We just make it every month. The last few months have been terrible. This month has finally been the one that we cannot make ends meet. We owe close to $3,000.00 in bills in the next week which includes $1,800.00 in rent. I have been using every penny we make to pay the bills and there has not been anything left over to re-invest in the business which is why it is getting worse. We were supposed to buy the house that we live in, but now the landlord is going to sell it to someone else before we are able to buy so we have decided to move to another state when we get our tax money back. California is so expensive to live in and as much as we love it here we have to think about our children. We can live in another state for a 3rd of what it costs to live in California. Until we get our taxes we have to figure out how to survive and pay the bills. I am asking anyone that can loan us any amount of money to please contact us. I will work to pay back all of the loans. We just do not know what to do at this point. I will sell or donate my entire book inventory to someone if that is what you want to loan or give us the money we need. I do not like to beg so I won't. I am just asking anyone that may be able to help us get through this bad period to please contact us. We do have a paypal account. Our bills average $3,000.00 a month. We have deleted all of the things that are not needed to cut bills down. I even moved 2 30' storage lockers into our house so we do not have to pay storage anymore but nothing seems to help. Please help. We are good people that love helping others as much as we can. We just happen to be the ones that need the help right now. Thank you.
ms1010
Here since: May 18, 2008
Female
Small printing business owner
Marietta, GA
Languages: English

...unlike so many in need, we don't have any kids, we're almost 50 and self-employed.  When things were good for us we always helped our families for example my parents needed help with expensive medicines for diabetes and heart conditions but since both are doing very well, thank goodness for that!! When my husbands sister needed support for her 3 kids in between jobs and when my older brother fell on his head and needed help to support his 2 kids when his wife just walked away.  His situation practically drained us -- now we're behind on our bills and the stress has been almost unbearable.  When hurricane Wilma passed through Florida we took time off from our business to help my parents get their home back in order because of damage, no electric, no running water, etc for almost a week and the side of their house was damaged and we chimed in to help with that as well. Although that was a while ago, it seems that time just slipped away and we just can't get caught up. My husband recently had emergency heart surgery and that was another set back although we worked through it and contineu to forge ahead.  We CAN get back on our feet -- we just need some financial assistance so we can get back on our feet.  Please help!!

Aidpage group discussing "injury"...

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Provide services for employers looking for temporary help...

Employers! Looking for someone to do a job for you? You name the price you are willing to pay for quality work? Post your bid absolutely FREE! Service Providers, looking for some EXTRA INCOME in your local area. Submit to bids and get paid!  http://1099jobs.synthasite.com/index.php

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