Growing up in a small town, several things stand out compared to the big city scene.  Most of the businesses have been here for a long time so when one of them closes, the impact is harder.  One of my favorite places to get a burger closed when I was 16 and noone has purchased the building or anything.  The location of the building is on the east side of town.  Right now there are no restaurants on this side.  With the high school only 4 blocks away, the idea of having a little restaurant open over there sounds better each time.  The finacial part is what I need help with.  Employees are already lined up to work just need the backing to start up.

Money, what is it?  To those who have it, they say nothing;  but to those who do not have any, they say it's the world.  Everything could be better if we just had money to pay for the things that we need to fix.  Living in Florida my whole life, I didn't grow up with snow outside and a warm fireplace inside.  I found a house in my price range that I just could not pass up.  This house was built in 1927 and for its age is in very good condition.  I just want money to fix my house from the hurricanes last year and again this year.  The leaks in the kids rooms need to be fixed again so they will stop leaking and they can sleep in their beds again.  By then, we will need new beds for them too.  I also want to finish my degree at college since I only have 4 classes left to obtain my AS.  However with 3 children and a house needing to be fixed, money is hard to save on 1 income. 

I believe in the HUMAN spirit.

Sometimes there are bumps in the road of life and sometimes there are hills but, for some, there are mountains... I think I may be facing Everest.  As a person who never asks for help, creating a page here is somewhat of a daunting task for me but, I do not know what else to do.

I am in severe money trouble.  My life has come to a screeching halt because of it.  I have been forced out of college due to my inability to pay tuition.  As someone who comes from a severely abusive family, and in my infinite wisdom as a naieve college freshman I decided to obtain credit cards so that I would not be a burden to my parents.  I used the cards to pay for things like books, food, rent, and so on.  I knew nothing of things like intrest rates and finance charges.  I was unable to get much aid for college because my gambling addicted alcoholic father and bipolar alcoholic mother claim me on their tax returns to get the tax break however, they did not assist with my tution.  And since the federal government does not take things like that into account (at least to my knowledge), I was forced to obtain federal and private student loans to pay my tuition. 

I also found out later, that my father was obtaining loans and credit cards in my name to pay for his own problems.  So here I am with no college degree and $58,000 in student loan and credit card debt.  As you can see by that high dollar amount, I decided to attend a private college which, now that I think about it may not have been the best financial choice.

I am currently living with an aunt and uncle trying like hell to keep my head above water so that I can pay my bills.  After an altercation with my father that resulted in me being used as a punching bag, I had to get as far away from him as possible which is why I am living with my aunt and uncle.  I am working full time as a waitress at a fine dining establishment however it is not enough and I am considering taking the overnight position offered to me at a nearby gas station so that I can make ends meet and get an apartment as soon as possible because I hate the burden that I have become.

I do not know what to do.

I am only 22 years old and I am going to be in debt for a very long time.  I cannot go back to school because I need to work to pay my bills and no one in their right mind will give me another loan to cover the costs of education.  I do not want to struggle like this forever.  I have been struggling to make ends meet for a very long time.  I sacrifice a great deal so that I do not miss payments.  This may sound superficial but I have not bought myself new clothes in probably two years, all my jeans have holes in them, and I don't have the money to care.

There are people in this world who are much worse off than I am.  I know that and I feel extremely guilty about complaining however, I am also one to give when I don't have it to give.  I have so much to offer this world.  I dream of being a teacher and a foster parent.  I dream of changing the world.  I dream of retiring into an old farmhouse with 10 extra rooms so that I can help those in need... "take in strays" I like to say.  All I want is a chance and right now, I see that chance fading.

I look at famous people with their money and their cars and think to myself, $58,000 would be like 100 bucks maybe less to someone like Paris Hilton, John Travolta, or Oprah and I find myself being so jealous of their fortunes.  Rich people parade their material possessions all over the television and I am sitting here wondering if I am going to be able to afford gas to get to work, or dinner.  Its wrong to feel the way I do, but I can't help it.  I work my butt off for my measly paycheck and all they have to do is say, buy Nike shoes and they get 2 million in endorsements.  Oh, well.

How can I begin my life when I am already so far behind?  Is there something I can do that doesn't require something like welfare?  I would love to answer any questions that anyone may have so that you can better understand my predicament.  Things are hard and I am plugging along but, this is not the life that I want and I will do whatever it takes to make things better... I just don't want to be 50 years old making my final student loan payment wasting my life trying to make those payments.  Its beginning to look pretty grim for my future.  All I ask is for advice and prayers.  Thank you for listening.

Please Help!!! We have no gas .My husband was laid off 1 1/2 months ago, we're broke and they cut off the gas friday.We need some help.I found a part-time job that pays minimum wage but the money is not even enough to meet my food amount every month,let alone pay the rent we are seriously behind(almost 2 month behind on rent) and we have no family that is able to help us. We have three children and I just don't want to have to raise them in a shelter. Please!!!Please!!!Whatever you can do to help we will appreciate .We live in Atlanta and we are willing to work so if you can't help financially
maybe you can refer us for work. My husband is a Machinist/General Laborer and I have lots of Clerical experience.Thank you for taking the time to just read this!!

thejohnsons1419@yahoo.com

I have a job as a waitress and I have very bad teeth I really need to get them fixed. I work with the public and I would love to have a nice smile agian but I have a very low income. Cn anyone help me . PLEASE!!!!!!!!!

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I have been in the restaurant business for 20 years and have been offered a chance to buy my own franchise.  I am currently working 2 waitressing jobs to save as much money as I can for start up.  I am hard working, single, and extremely motivated.  I am asking for any help that you can provide.  This is my lifetime dream and I am so excited and blessed to have been offered this chance and am asking this of anyone who maybe wants to help me out of the goodness of their heart because they had a hard time starting off too.  I fully intend to give back in this way once my businees gets off the ground and keep the giving going.    Thank you.                      Paypal accepted