i am a 24 yr old female going to school for pharmecy technician. im hoping to buy a house by the end of the year but with bad credit i cant, trying to clear that up by paying things off, help of any kind appreciated, even just advice . thankyou. im hoping to not have another heart attack as well while im going through all this stress. the bad credit is from medical bills when i had a mild heart attack last october.
I am 24 years old, female. i inherited high blood pressure from my mother. I had a mild heart attack back in october of 2006. i have approximately $4200 in medical bills from the emergency room.
since they charge xrays and medicine separate from everything else, i have about 6 negative accounts showing up on my credit report, i cannot pay them off obviously, i have made a couple hundred dollar payment already, but its hard when my rent is 1050 a month and i am trying to go to school and pay for that as well.
i want to get this cleared up asap so i can push forward with going to buy a house instead of wasting money on renting and apartment. id love to have it clearted up in the next 2 months, but without help, its not possible.
if anyone can offer help, even just advice id greatly appreciate it, i wont straight up ask for money, but it would help, although ill accept even advice right now too.
thankyou for reading!
Leah
My story reflects the financial burdens on the mentally ill...
My father suffered from mental illness since he was in his teens. In those days mental illness was a bad thing that no one should ever talk about. His mother refused to get him treatment. He pursued to try to cure himself. He read any and every book about coping with stress and anxiety. While he was in college he studied Psychology while he was majoring in business. He graduated from college and was able to be the basic sole provider for our family years later.
When my sister Lisa was just a baby in 1981, he was returning to work from his lunch break. He felt a pain in his chest, his arms and legs started going numb. At this point he could barely walk. He decided to go to the hospital. He had a severe panic attack. The doctor suggested Abbott Northwest Hospital, where he remained in the Psych Ward for a week. He wouldn't speak, the doctor's couldn't help him because he never spoke a word. He was set up with a psychiatrist and had a set date to return to work. My father has been diagnosed with Obsessive Compulsive Disorder, Bi-Polar Disorder, and Agoraphobia.
When he returned to work, he found that his office was moved to what used to be a broom closet, with no windows. He was given extremely poor treatment, and decided to quit due to the conditions. Although he quit, due to the conditions he was put through, he was able to collect unemployment through the state.
My Mom at the time did daycare so she could be at home with her children. When my father was receiving unemployment, my mother's income could not support a family of five. She got a job at Target working the night shift for $8 an hour attempting to support a family of five. We couldn't afford groceries, we had to get them from CEAP. When Christmas came around, we got our Christmas presents from CEAP as well. My father's Long Term Disability still had not kicked in yet. This entire time we never received Welfare.
I too, now suffer from mental illness. Since my father had panic attacks, I was already familiar with them when they first happened to me. I felt my chest collapse, or so it felt. My hands were going numb and tightening into awkward positions I could not control. My legs started to shake uncontrollably. At this time I was trying to drive my car.
I believed you can do anything you put your mind to, so I believed I could cure myself. I would think that maybe I felt nervous about Mondays because I didn't get enough sleep the night before, so I would change that. Then maybe I got too much sleep, so I changed that. Maybe I feel anxious because I went to Church and it takes time out of my last day of freedom. I haven't been to Church in over a year. I used to go every Sunday. No matter what I tried, it didn't change a thing.
I tried this same idea with my depression. I would think, what am I depressed about? I would think of any and every possible reason as to why I could feel so sad. This made things worse because I ended up spending the entire day thinking about depressing thoughts. Nothing seemed to calm my roller coaster of emotions.
I ended up getting professional help in May 2007. I was put in to Abbott Northwest Hospital's Adult Partial Program. There I was diagnosed with Obsessive Compulsive Disorder, Generalized Anxiety Disorder, Hyper-Vigilance and Depression.
Before I sought help, there was a long period of time where I believed that if I didn't find a way to get rich quick, I was going to end like my father and struggle through the rest of my life on a limited income. As of today, because I sought help I am now thousands of dollars in debt. My work didn't have short term disability so I had no income for those two months. It is now January 2008. My parents are now struggling to help with my bills.
There has been research done recently supporting the idea that debt can lead to mental illness. Imagine what debt can do to someone who is already mentally ill. It is disastrous.
If anyone could help out with either guidance to debt relief programs for the mentall ill, or help by making a donation, IT WOULD MEAN THE WORLD TO ME. I feel so helpless and pathetic asking people for help, but I don't know where else to turn anymore.
My Paypal email address is: Thetecipeproject@aol.com
This is also my regular email address if you are able to provide any knowledge or information regarding Debt Relief Programs. Thanks So Much For Your Help. God Bless You.
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